Throwing trash/poop OOB

As the caption says, sometimes I can’t be bothered to grab a trash bag so I’ll just pick the trash/poop up and lob it miles outve the park boundaries.

Anyone else do this? Should I stop?

It’d be nice if we could just put trash into the bins we build without the bags tbh.

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u/schmuck-2501 — 1 day ago

Loan overpayments- help with understanding the maths.

So a year ago I got a (really shit) loan out and I would like to try and get it paid off within a year, could someone please help me with the maths?

Loan amount: £15,000
APR: 29.9%
Loan start date: May 2025
Currently remaining on the loan: £17,138 (if I stuck to current schedule)
Loan duration: 4 years (3 years from this point)

This loan is paid weekly at a rate of £116.63 and the payment is taken directly from my wages each week as it’s a salary sacrifice.

As previously mentioned, I would like to have this paid off by October next year at the latest, I have done some numbers myself and also used chatGPT for help. Would I be correct in saying that an over payment of £134 each week (to take my weekly total to £250) will cut this loan back to next year? If not, what would I realistically have to be putting away each week to make it go away by October 1st 2027?

I believe I’ve got all the information needed here but if I’ve missed anything please let me know.

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u/schmuck-2501 — 2 months ago