u/selvamurmurs

Like many on here I have my loans (27k) in forbearance because I was enrolled in the save plan. My loan servicer has been messaging me to choose a new plan. Any idea if it would be beneficial to go on the RAP plan or the IBR plan? I have zero income as I am currently unemployed due to some health issues / recovery from surgery. I hope to be employed again soon in a few months. Unfortunately, I don't think I'll ever make a lot of money.

Which plan would be best?

With the recent rise in inflation, my usual staples have gone through the roof and I'm eating significantly less. Part of my ED comes from frugality so it's so easy to deny myself when I can't afford it buy it anyways. Wondering if anyone can relate? Any cheap recipes you like?