u/serrotesi

I have a 2019 Cadillac XT4. I love my car! It’s the first car I got on my own and I was so proud. The problem now is the transmission needs a full replacement. I owe 9700 and the trade in value of the car is 4800. What on earth should I do? I was giving a monthly payment of 500 and over paying at that, now every car I look the monthly payments are in the 630 range. What do I do 😔😔?