Need advice: vehicle repossessed, time-sensitive situation before auction (work, caregiving, medical needs)
Hi everyone, I’m in a really time-sensitive situation and I’m trying to figure out my options before my vehicle is sold after repossession.
My car was recently repossessed and I have about 10 days before it may go to auction. I work two jobs earning about $19/hour, but I am currently overwhelmed with bills and caregiving responsibilities.
I also have a neurological condition that requires ongoing medical care. I have important appointments scheduled on 5/20 and 5/21, and I’m trying to make sure I can still attend them and keep up with treatment. Without transportation, that becomes very difficult.
I also care for children who depend on me for transportation, so losing access to a vehicle is creating a serious challenge for both work and daily responsibilities.
Right now I’m trying to understand what my best options are in this situation (reinstatement, payment arrangements, or anything else that might prevent the vehicle from being sold in time).
If anyone has been through something similar or knows how repo timelines and reinstatement options work, I would really appreciate any advice or guidance.
Thank you for reading.