u/shivshit

▲ 2 r/CreditCardIndia+1 crossposts

Help me choose my next CC!

Hi guys,

I own one Axis Atlas & a SBI Aurum card.

  1. SBI Aurum - LTF - Primarily using for free movie tix, discounts, etc because of it's no reward rate
  2. Atlas - 5k p.a - Using for everything else but I've already maxed out my tiers (15L spent in 7 months) and after the devaluation, im not so sure if it makes sense to keep spending on this. The 15L must have travel spends of around ~2L and the rest have general spends and that still has given me almost ~47k edge miles.

I am considering getting either HSBC Travel One or HDFC Swiggy Black, not sure which one should I go for, I don't want a lot of cards so one card that I can use everywhere is what I am aiming for.

Please share your suggestions on which would work the best - if there's any other card also which you feel I should consider, I am open to suggestions. Thanks for your time.

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u/shivshit — 6 days ago