u/somedudehere123

Newish attending, will be 2 years out when I plan to start my new job (Fall 2027). Changing jobs to be closer to family and in a location where we plan to stay long term.

Goal is to move only once from current location to our new house (ideally) but housing market where we plan to move to is extremely, extremely competitive. Current rental and work contract ends around August 2027.

When would you seriously start looking for a new job and interviewing, as well as applying for a mortgage to look for housing?

My fear is having a job lined up next Fall but with no where to live.

Any other tips or input is appreciated, thanks.

First time enrolled in a HDHP, will try to summarize current situation. Wife is pregnant and has undergone office visits and prenatal testing.

Deductible is $3,000

EOB for genetic testing listed $1,000 deductible to be paid towards genetic testing company which is reflected in total deductible amount.

The rest of her visits and services have amounted to $2,000 deductible and we have now reach $3,000 deductible where our plan will start to cover visits and services.

However when I reach out to the genetic testing company, they say we don’t owe anything yet, and will likely owe much lower than what our EOB states ($1,000 deductible)

Does insurance company ever receive this info? And will they retroactively adjust our actual paid deductible amount?

Any help is appreciated, thanks.

And don’t realize until I go to cook it. Has happened twice now.

How should I go about verifying this in store?

Title. Test just under a week out, thanks!

Inspired by this post

https://www.reddit.com/r/MovingtoNewJersey/comments/1t3z0pc/a_little_nervous_about_moving_to_nj/

People saw 600k HHI and started throwing around towns like Rumson, Spring Lake.

If you actually look at the available real estate and calculate PITI for those homes, 600k is nowhere near enough to afford a modest SFH 3b/2b.

You need be making minimum 1m+ to even think about those towns if you want to comfortably afford the PITI.