u/synx-ryan

Hey everyone, Ryan here.

We just took our Household feature out of Beta. The shared money view for you and your partner is now a, full part of Synx: either of you can edit, you share one set of tags, and a credit card you both use stops getting counted twice.

When we looked at how most apps handle couples and shared money, we kept seeing two approaches, both with real tradeoffs:

• The "merge everything" approach: You share one login, dump both your accounts into one pile, and give up any notion of a private "just mine" view. Convenient until you want one account to stay yours.
• The "read-only dashboard" approach: You get a combined picture, but only one person can actually categorize, tag, and tidy. So all the upkeep quietly lands on whichever partner cares most, and the numbers drift for everyone else.

We didn't love either. Synx takes a third path: the two of you keep separate logins and private accounts, but the shared view is real shared work, where either person can edit and the totals are honest.

Here is what you can do:

1. Either of you can keep things tidy

In the shared view, both partners can now change a category, add or remove tags, split a charge, flag it, add a note, or hide it, no matter whose account the charge lives on. During Beta only the account's owner could make those edits. Now it's a shared view and shared work.

2. One set of tags for the household

When you're in the shared view, you both pick from the same list of tags. If you each made a "Vacation" tag, they show up as one, so a charge never carries two near-identical labels and you don't have to remember whose tag is whose.

3. A card you share stops counting twice

If one of you is an authorized user on the other's credit card, that card shows up for both of you, and the same charges used to land in your household totals twice. Synx now spots these matched cards on its own. In Settings → Household, the Primary links them in one tap and picks whose spending they count as, and the duplicates quietly drop out of every total from then on.

4. Focus the Spend page on one person

The Spend by Member panel breaks your combined spending down person by person. Click anyone to pin the whole Spend page to just their charges: their categories, their trend, their total. Where did my half of this month actually go? Click them again, or the small × at the top, to return to the combined picture.

How to get started

Open Settings → Household on the web. If you already share a household, everything above is just on. If a shared credit card is involved, that's where the Primary links the matched cards and picks whose spending they count as.

New to Synx? We built Synx as a more economical, feature-rich alternative to Rocket Money or Monarch. Check out our previous update here or learn more at https://synxfinance.com. Our goal is to make it incredibly easy for you to manage your finances and without having to break your bank.

Who should really try this out?

If you and a partner currently split the mental load of money in a spreadsheet, or you pay for something like Monarch to do this and still can't both edit cleanly, this is for you. I built this on Plaid, and I built Household because it's the exact problem my wife and I have. I'm not building this to get rich or to chase a huge user count. I'm building it for me, and I'm hoping it's useful to somebody else too. Either way, it'll exist.

Hey everyone, Ryan here.

We just shipped a speed fix I'd wanted for a while: tagging a transaction now lands instantly. You can label several in a row without that little pause after each one.

It sounds small, but tidying up your transactions almost always happens in a batch. You sit down and tag a handful at once. Until now, each tag took a beat to settle before you could start the next. That beat is gone, and the difference when you're working down a list is real.

Here is what you can do:

1. Tag in a quick streak

On the Transactions page, tap the + beside any transaction, type a name (or pick one you've used before), and it's on. Go straight to the next one — no waiting for the last one to catch up. Tag the flight, the hotel, the museum, dinner — done before you'd normally have finished the first two.

2. Reuse the names you already have

Start typing and your existing tags show up to choose from, so the same label stays consistent across transactions instead of drifting into a pile of near-duplicates. Your "2026 Amsterdam" stays one tag, not three slightly different ones.

3. Make a new tag on the spot

Type something you haven't used before and it's created and attached in one step. No separate "manage tags" screen, no setup before you can start.

4. Take one off just as fast

Tap the × on a tag to remove it and keep moving down your list at the same pace. Removing is as instant as adding.

How to get started

Open the Transactions page on the web app and tap the + next to any transaction. That's the whole flow — start typing and go. Then head to the Spend page to see your new tags totaled up (tagging a whole trip and watching it add up to one number is genuinely satisfying).

New to Synx? We built Synx as a more economical, privacy-focused alternative to Rocket Money or Mint. Check out our previous update here or learn more at https://synxfinance.com.

Who should really try this out?

If you currently pay for RocketMoney, this is a much more affordable and economical option — and the day-to-day cleanup just got faster. If you use Plaid like I do and want a tool that keeps up with you instead of making you wait, come join the journey. I'm not building this to get rich or even to gain a huge pile of users. I'm building it for me, which I hope is helpful to somebody else too. Whether I get an audience or not, this tool will exist.