u/theconfidentobserver

Hello! I purchased a $1500 Allen and Roth (Ashford) set through Lowe’s at the beginning of April. It’s been a pretty dry spring so far, but we have a large storage container we keep them in when it rains. I am already noticing mold growing - pretty much all over the beige cushions from the set. It does not wipe off and I’m pretty bummed about it.

I called Lowe’s tonight and they told me it’s a manufacturer warranty issue, but then I talked to another woman who said I should talk to the delivery department about getting it returned through them since they delivered it.

It seems like no one knows the right protocol for handling this and I would love to get it right because I don’t want to miss out on any warranty windows.

Thank you!!

My husband and I recently experienced some life changes and we are trying to figure out the best ways to optimize our extra cash flow.

We maxed out our IRAs this year. We have emergency savings and some other savings in a HYSA. Part of that savings is intended to be to max out ou roths again in 2027. I am starting to wonder if that money might be better spent just invested in a brokerage though?

We don’t have any other debt aside from our mortgage - which we’re applying extra cash to principle each month.

We have 401k max contributions set up, accounts for our kids, the Roths and our own brokerage accounts (very new ones).

What would you do?