u/totallyinconspicousm

Hi everyone!

I just purchased an iphone 17 pro yesterday and traded in my iphone 14 today for about $830 credit. I have about $400ish left but it is refinanced through AT&T for 36 months. I don’t mind paying the $13.06 over 36 months but I am traveling tomorrow to Asia for a month. I need an esim but airalow and other providers require my phone to be unlocked.

I know the general consensus is to wait 1-2 billing cycles to ensure the credit won’t be lost, but can I pay it off before then so I can use the phone without losing that trade in credit?

Thanks in advance