u/toughcookieshermano

▲ 6 r/motobe

Insurance companies in Brussels for ADV bike that don't cost an arm or a leg?

Hello guys (and gals?)

Currently living in Brussels (postal code 1000) and I have been looking into switching bikes and getting an ADV. Currently have a old 2015 bike that I only pay RC insurance on (not full coverage)

If I switch bikes I will probably go for something more modern (maybe euro 5 as well since mine is euro 3 and might get tricky in next couple of years). Therefore the value of the bike will be higher and full coverage seems necessary to me in case of theft/accident.

However when I ran some simulations of insurance for mid size ADV's, for example the Tenere 700 I was quoted nearly 300 euros per month on Yamaha's offical insurance system. (I'm 28 years old, have access to underground parking but not private parking a shared one from my building, and have had my full license for about a year)

My question after all this rambling for context is do you have any personal experience with some decent insurance companies that offer full coverage on ADV style machines like the Tenere 700? Seems insane to essentially pay just as much for insurance over 3 years as I would for the whole bike.

Would love to buy/own one but the insurance quotes are really putting me off of the idea.

Any info/tips appreciated!

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u/toughcookieshermano — 4 days ago