How do I get my own insurance card while on my mom’s health insurance?

For some background information, I am a 16 year old female who got pregnant. I know what I did was reckless, but it wasn’t all my fault. I won’t get into the details of what happened but I want an abortion.

Before anyone says anything, I know that this is something I want. This is the best thing for me so I don’t want to hear anything.

I know that abortions cost money but I have none. I have zero money so have been hesitant to set up an appointment. I know that I’m under my mother’s health insurance and have my own card but want access to my own to see if my insurance plan will cover the abortion. But unfortunately, I don’t want my mother to know. I live in California so I can thankfully get one without parental consent but I can’t due to money issues. Is there anyway that I can get the insurance card (without her knowing), set up an appointment, and get the procedure done (without her knowing)? Or does planned parenthood offer any other services that I can try and apply to? Please I need help.

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u/tracy_lacy — 3 days ago
▲ 1 r/HealthInsurance+1 crossposts

How do I get my own insurance card while on my mom’s health insurance?

For some background information, I am a 16 year old female who got pregnant. I know what I did was reckless, but it wasn’t all my fault. I won’t get into the details of what happened but I want an abortion.

Before anyone says anything, I know that this is something I want. This is the best thing for me so I don’t want to hear anything.

I know that abortions cost money but I have none. I have zero money so have been hesitant to set up an appointment. I know that I’m under my mother’s health insurance and have my own card but want access to my own to see if my insurance plan will cover the abortion. But unfortunately, I don’t want my mother to know. I live in California so I can thankfully get one without parental consent but I can’t due to money issues. Is there anyway that I can get the insurance card (without her knowing), set up an appointment, and get the procedure done (without her knowing)? Or does planned parenthood offer any other services that I can try and apply to? Please I need help.

reddit.com
u/tracy_lacy — 3 days ago

Let me give you some background. Me and my boyfriend haven't been together for long. Our relationship is what I'd consider still pretty new. And before I have any comments telling me that I should have known better than to have sex so quickly, I know. It was a stupid choice on my part, and to be honest I was going through an episode which causes me to make impulsive decisions and cope with things through sex. Unfortunately, I still take full accountability and know that I should know better. But we haven't been together too long. And not only that but he recently told me that he's had plans to move in two months. I had no knowledge to this before our relationship, when me and him were just friends. So what would the point be in having a baby if he couldn't be here to help me? I'm sorry but there's no way that I could or would raise a baby on my own. I haven't gotten my period in a week and haven't taken a test yet. My boyfriend and I had unprotected sex, he didn't finish because we were in a rush and thought we had more time than what we actually did. I haven't gotten any symptoms of early stages of pregnancy but I know there's still a huge chance. I already bought a pregnancy test and plan on taking it either tomorrow or the day after. But I know that if I am pregnant, I'm going to immediately make an appointment to get an abortion. The thing is, I'm not sure how my boyfriend would feel. We've had conversations about this before and I haven't really gotten a straightforward answer from him. But from what I can infer, it seems like he'd be in favor to keep the baby. Here's the thing, I know for a fact that I am not ready for a baby right now. Me and him are young, we're still going through schooling so why would I take all my hard work away for some baby that I don't want? Another reason why I don't want a baby is because I know that I'm unfit to raise a baby as the way it deserves. I mean that financially, physically, and emotional. I would be a terrible mother and I know that. So, three things could happen. Number one, I could tell him that there's a possibility of me being pregnant and end up not being pregnant. Number two, I could tell him that there's a possibility of me being pregnant, end up pregnant, and then getting an abortion. Or number three, I could not tell him and get an abortion if necessary. I know it's morally right to tell my boyfriend and have him be involved in the decision making but how am I supposed to when he's moving away soon and we haven't even been together that long?

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u/tracy_lacy — 2 months ago