u/tropicalpkeasure

Recently my credit card was closed due to returned payments, and I’m trying to figure out my chances of getting it reinstated with a goodwill/reconsideration letter. The returned payments weren’t because I didn’t have the money. I have multiple bank accounts and I accidentally made payments from the wrong account several times over the past year. I know that sounds careless, and I take responsibility for it, but I’ve never actually had a late payment and my account was always current. Has anyone had success getting a card reinstated in a situation like this?

Super bummed because I like Cap1 and utilize the shopping at quite often.