27M, making ₹1.5L/month, but my relatives are making me feel broke for renting instead of buying a ₹90L flat.

I am 27, living in Bangalore, and bringing home around ₹1.5L/month. On paper, I felt like I was doing fine. I put ₹70k into SIPs, send money back home, pay my ₹28k rent, and stay debt free and too depressed from this situation.

My uncle started lecturing me about how paying rent is just throwing money in the urgent and that I should immediately take a 20 year loan for a 2BHK.
I tried walking him through the math that a ₹90L flat means a ₹65k EMI every single month for two decades, which completely kills my ability to invest or keep an emergency buffer.
I spent last night staring at my Excel sheet feeling completely exhausted. Between relatives pushing home loans and friends posting photos with new car keys, it is hard not to second-guess myself.

I am very curious to know about your personal experience and stories that how did you end up regretting it, or did the decision pay off?

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u/vedant--mehra — 1 day ago
▲ 375 r/corporate

What is one corporate rule nobody actually tells you about?

Not the stuff they put in the employee handbook.

I mean the unwritten rules you only learn after getting burned once or twice.

For example:

  • Doing good work is not always enough people need to know you did it.
  • Quick call? is rarely a quick call.
  • Saying I have capacity can somehow become a punishment.
  • Being the person who always says yes can hurt you later.

What is the biggest unwritten corporate rule you have learned?

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u/vedant--mehra — 9 days ago

What's the best feedback you've ever received from a boss?

Hi everyone,

I was thinking about feedback from managers and how some comments stay with us for years.

The best feedback I ever received was that I was someone people could rely on when things became stressful. It was not about being the smartest person on the team, but about staying calm and getting things done.

I love here what feedback had the biggest impact on your career or confidence. Was it something about your work, leadership, communication, or attitude?

Would love to hear the one piece of feedback that you still remember today.

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u/vedant--mehra — 1 month ago

If you could give one piece of advice to your 22-year-old self starting in corporate, what would it be?

Hi everyone,

I was thinking about how much people learn in their first few years of working in a corporate environment, and it made me wonder what advice experienced professionals would give to their younger selves.

If you could go back to when you were 22 and just starting your corporate career, what is the one piece of advice you did give yourself?

It could be about career growth, managing office politics, negotiating salary, building relationships, avoiding burnout, developing skills, or something you wish you'd understood much earlier.

i want know to hear the lessons that had the biggest impact on your career. Hopefully, your experiences can also help people who are just getting started.

reddit.com
u/vedant--mehra — 1 month ago

If you had to start investing from zero today, what would you do differently?

Hi everyone,

I was thinking about this recently and thought it would make for an interesting discussion. If you had to start investing from zero today, knowing everything you know now, what would you do differently?

Would you focus on index funds, individual stocks, ETFs, or something else? Would you start investing earlier, take fewer risks, or spend more time learning before putting money into the market?

I would really like to hear about the lessons you have learned from experience. I am hoping your answers can help beginners like me avoid common mistakes and build a better investing strategy from the start.

reddit.com
u/vedant--mehra — 1 month ago