u/vonscharpling2

We're moving house (and need additional borrowing), with a completion due in September.

I had naively assumed that our five year fix would be up then (bought in September 2021) but I now realise it runs until November.

I don't want to risk the chain by extending the dates.

I see that you can avoid early repayment charges by porting your mortgage, but would this mean having to pay new product fees for just two months worth of mortgage?

I'd really appreciate any ideas on how to approach this.