Recommended bank for first time credit card application
Good day!
Pwede po bang malaman kung anong recommended na bank na pwede kong apply-an for credit card po?
First time ko po kase maga-apply and balak kong gamitin yung card kapag na-approve to get a new mobile device din hehe kase nagkaroon ng problem yung samsung flip 5 (biglang hindi gumana ang main screen 😢) ko huhu and natatakot po kase akong mag-home credit so naisipan ko na mag-apply na lang muna ng credit card for peace of mind din. Actually, matagal ko na pong balak na mag-apply kaso biglang napaaga yung process dahil sa nangyari haha.
And kung sakali po na ma-approve ako, pwede bang gamitin yung card to get a device worth 40k to 50k+ kaagad? or kailangan ko pa pong i-build muna yung credit score or something? or naka-depende po ba yun sa offers sayo?
Thank you so much po sa mga sasagot! Have a good day!