Manipulating income for Silver Plan w/ CSR
So I’ve very tentatively looked into early retirement, meaning 5 years before Medicare eligibility and I was just tapping around on an AI asking questions and so I have a question to real people who might know something about this:
The AI, Gemini, said that if you keep your income between $15,060 and $22,590 that you can get a subsidize silver plan with cost sharing reductions for next to nothing, relatively speaking.
First question: is this still a thing, or was the AI trained on old information?
Second question: My main source of income before Social Security and a pension would kick in would be income from a Roth IRA. Gemini said that income from a Roth IRA, since it’s not taxable, would not count. So I could get a part-time job and earn within the range written above and then get additional income from my Roth IRA and still be eligible for relatively low cost health insurance through a silver plan with cost sharing reductions. Is this true?
Thanks.