u/wolverinegaze

I posted this in personal finance India group and people hated it for some reason.

I am currently at 3% loss in my SIPs. Seeing the stock markets, it does not seem anything will happen in the coming one or two years too.

But Gold will become harder and harder to purchase seeing the way it is going. Therefore, I am thinking of pulling out my SIPs to reinvest them in physical gold. No I am not an ETF or paper gold person.

I am thinking about this not because I can't handle temporary losses but I feel that Gold will give better results.

What do people think here?

Hi All,

How much thickness of coir mattress should I go for? I am 75 kgs and 5'9". Will 6 inch work for me?

I want to visit Hathni Kund waterfall with my kids. Is there water there currently?

I currently have an apartment in Bangalore which I plan to sell. Whatever cash I will receive I am planning to split that amount to purchase another 2 BHK in Bangalore and purchase one 2 BHK in Gurgaon or Jaipur.

I am confused as to whether to buy a 2 BHK in Jaipur for staying or purchase a 2 BHK in Gurgaon for renting. Currently, I have a family with kids who are going to pre school and soon in school. We are tired of shifting every time which comes with challenges.

Unfortunately, Jaipur does not have many opportunities but I think it is a better place to live than Gurgaon. Gurgaon on the contrary has opportunities but the real estate is so absurdly high placed that you get an average 2 BHK for around 1.5 crores.

I would be really stretching my limits if I purchase apartments both in Bangalore and Gurgaon for renting. In this case, I will be staying on rental in Jaipur. However, if I purchase an apartment for staying in Jaipur I would be saving a lot due to the rental income from the Bangalore apartment and not having to pay rent. The rates in Gurgaon are going crazy high and I don't think I would be able to purchase anything in 2027 if I don't do it now.

I am really confused, would you guys advise me please?

So just wanted to know does Bengaluru have properties with 20:80 plan for apartment where we pay the 80% on possession?

Are these good properties or simply just "meh". Are there any special condition for these plans?

So we are procuring an engineering system for our company. The discussions have been going on since months.

Our procurement team during negotiations with this particular vendor negotiated heavy discounts. I think this pissed the sales person off - they provided it anyway.

During the final procurement meeting with our engineering team, this sales person behaved extremely condescendingly and unprofessionally. I registered a verbal protest to another person but I am feeling humiliated.

My boss is fixated on this system, and therefore, I can't even look for another alternative as it will delay our urgent project by months again.

TLDR: Got humiliated by an unprofessional vendor salesperson.

My son is 5 years old and sensitive. By his nature, he remains mostly verbal and rarely gets physical with someone.

But sometimes he tells me that so and so kid tried to hit him. Not that he gets bullied or something; he has a good friend circle. So I initially told him to hit back but then I thought of the gravity and consequences of my statement. I mean he is just 5 years old and would think that violence is normal.

Therefore, I told him to avoid fights and let us know if someone is bullying him so that we can talk to the kid and his parents. But then he said "what if he still doesn't stop?". I couldn't say that you should hit back.

Is it OK for me to tell him to hit back if he gets bullied? I just don't want him to think that punching over minor arguments is OK. I don't want him to be a pushover either.