[US] Zelle scammer. Someone sent money to me and is looking to get it back.
I received money unexpectedly to my Zelle account.
I wasn’t sure if I was getting it from a legitimate source so I did nothing.
Maybe a week or more later the “sender” of the money contacted me. Said they accidentally sent the money. It seemed real, they showed me a screenshot of the transaction. Told me what the money was for. But something didn’t seem right to me.
I called my bank.
That’s what you should do if you “accidentally “ get money.
The bank told me that sometimes they do this and try to get the money back from you. If you send them back the money. Now they have their money back. Then they turn around and file a fraud claim on you. You might lose the money they sent you PLUS the fraud claim if they get it through.
NEVER DEAL WITH THE PERSON WHO SAYS THEY SENT YOU THE MONEY. CALL THE BANK DIRECTLY.
They will handle it so that you don’t get any fraud claim on your account.
I’m so glad I called the bank. As a good person it seems reasonable to send the money back. But don’t do it! Have the bank handle the entire transaction.