EDIT: there’s no links from that text and it came directly from Chase support. Money was in my account as a zelle transfer, seems like everything is okay!! Must’ve forgot about a class action or something, but I will verify with Cashapp.
So I have a friend who over the last few months has borrowed cash from me from time to time which has added up to apparently $12,000. Most of the cash I gave him was when we went to the casino and he was trying to avoid the outrageous atm charges. Anyway, he apparently went last week and filed a dispute on about 25 different Zelle charges he sent me amounting to roughly $12,500. So, I woke up this morning to my account being -$12,000 and there was 25 force debit charges where the bank took the money back out of my account and I can only assume gave it to him. What do I do?
Okay so i woke up and had $30 in my bank account and an hour later my girlfriend send me $270 so theoretically i should have $300 but for some reason i opened account and saw $218 i already called the bank they told me I have “pending charges” so that’s where my missing $82 went but i told them that makes no sense because i keep my money in my savings and if im buying a $6 coffee and i pull it from my savings and pay at the store the money gets pulled from my checking account so why is this person telling me my pending charges aren’t going through if they have already taken the money? I genuinely don’t know what to do
On September 25th, I sent a Zelle payment to my mom and asked her to confirm that she received it. She and I had used Zelle before and her email was saved under my Zelle recipients; in fact, the transfer limit for her was higher because she was a “trusted contact”. A few minutes later, she confirmed that she received the payment.
The amount I needed to pay her was large so I broke it up over several days. After the second day, she also confirmed that she received payment. After five payments, however, she texted me that, while she had been receiving notifications each time, none of the money was actually making it into her account. Obviously, this was alarming on my end because the money had all left my account and the transaction was “confirmed” each time within a few minutes. It wasn’t pending and could not be cancelled.
We figured out that she had changed accounts in the last few months because she and my Dad had set up a trust and now the main contact info on their account was his. They went to a physical Chase location on Saturday to try and resolve the issue. She told me that they were able to fix the problem with Zelle and the Chase representative said that I just need to cancel the previous transactions and resend.
Only…I can’t do that. I went onto my account today but the transactions are completed and cannot be canceled or flagged for review or anything. I am going to call Chase once they open and I can go to a physical location but…where has this money gone???