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u/xxTHG_Corruptxx

r/chicagobirding r/whatsthisbird r/PSLF
▲ 22 r/chicagobirding

Trumpeter Swans (?) at Little Red Schoolhouse

Shame I didn’t catch em when they were on the water and honking. I could hear it from probably a quarter mile away. They sounded like dogs barking!

u/xxTHG_Corruptxx — 12 days ago
▲ 25 r/chicagobirding

Linne Woods this morning

Few additional spots in the comments. We started the hike with two red bellied woodpeckers, too.

u/xxTHG_Corruptxx — 18 days ago
▲ 3 r/chicagobirding+1 crossposts

Who might this be? Chicago, IL - Sounded like a young girl yelling from a distance (Mostly audio)

The attached audio will do most of the talking for this bird. Merlin couldn't determine it so I'm bringing it here. As the title states, it struck me as a little girl yelling and playing outside.

Located in Chicago, in the city. Medium sized bird, larger than robin, a bit clumsy in the tree so maybe young? Still sizable bird. Rested near middle of tree in both trees I spotted it but I never spotted it for long. Bird was not perched on the outside, but hidden in the foliage while calling. Mostly black but with a shock of white near the base of the tail feathers.

I briefly caught it in flight through my binoculars as it took off for the last time. It had a pretty "tight" profile. It wasn't super chunky. See here for my best attempt at remembering what the bird looks like: https://imgur.com/a/ToKmWr3

My friend suggested a red-headed woodpecker, specifically based on the West Virginia recording here.

Bird call timestamps:

  • 0:06-0:11
  • 0:33-0:39
  • 0:45
  • 0:58
  • 1:10-1:16
  • 1:27
  • 1:47
  • 1:54
  • 2:17-2:38 (really chatty here)
  • 2:50-3:00 (and here)
u/xxTHG_Corruptxx — 2 months ago
▲ 2 r/PSLF

My mother, recently legally divorced, receives a pension in addition to her paychecks from work (PSLF eligible). What's to be submitted when certifying for an IDR plan?

I'm hoping this isn't too crazy. My mother, bless her heart, has consolidated loans from my undergrad program. She is currently working a federal job so is eligible for PSLF (almost three complete years of eligible payments so far) and she receives a pension from her former career. For the record, I make these payments on her behalf.

I helped her re-certify in April and we submitted her 2025 tax return that she filed jointly with my father. Because of that filing, her monthly payment became astronomical last month and I've only just noticed this month.

However, within the last week, my parents have become officially, legally divorced, which has been a long time coming. Ideally for my mother and I, this means she qualifies for an IDR payment solely under her own income streams (pension + paycheck), right?

My question is, since she's a pensioner but also earns a paycheck, what's the best way to make that certification? The most recent tax return is no longer relevant because of the divorce, so I'm looking for advice on how to make that certification since she earns via pension and paycheck, not a unified income stream like a single company paystub.

I am extremely grateful for any help y'all can offer. Happy to provide some additional context if needed. Thank you!

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u/xxTHG_Corruptxx — 3 months ago