SF85p and debts
Hello!
I work at a place that requires us to have a public trust clearance. I’ve had multiple background investigations across several agencies without any issues, but my last was about 5 years ago and during that in between time I had a lot of things pop up. Not to get into too much detail, but we had a bunch of medical things come up including multiple miscarriages and related complications, death in the family, and my husband lost his job which took more than half a year to replace. I filled out the forms and noted that I had corrected several issues through payment plans and trial modification on our mortgage. I also noted I had a few outstanding items due to me having trouble locating who owned debts/not getting responses from companies when I’d reached out.
I ended up getting an LOI asking me to provide documentation on items completed/being paid on, and noted that I failed to mention some items they highlighted. I looked and out of everything they highlighted, I missed two. One I just overlooked because it was small, and another I believe was added in between the time I pulled my report and when they pulled theirs.
I’m due to return the LOI and I’ve broken down each item by category, included a general explanation for what happened during that time period, and also have a section for the unresolved areas/ones they thought were unaddressed but I did list and seem to be disconnected because the names didn’t match 100%. I have attachments labeled for each one showing payment plans for each of these or receipts showing they’re paid off between when I submitted my application a few weeks ago and today (to clarify, I didn’t wait until the app came up - I’ve been paying on multiples of these but I was trying to knock them out instead of signing up everything all at once to slowly knock them out).
All of my other investigations were so straightforward that I’m nervous. I can absolutely understand why they’d want proof or have questions - I just feel really apprehensive because my last one was just a phone call and then I was done. Does it seem likely I’ve done enough to cover things or is the damage done and this is just a formality to deny it? I have no other issues, not even a traffic ticket.