Looking to apply for 2nd credit card
CREDIT PROFILE
* Current credit cards you are the primary account holder of: (list cards, limits, opening date): BoA Customized Cash Rewards $3,000 limit, 10/2025
* FICO Scores with source: My Credit (BoA) 730, Creditwise (Cap1) 757
* Oldest credit card account age with you as primary name on the account: 9 months
* Number of personal credit cards approved for in the past 6 months: only CCR (+ PayPal debit)
* Annual income $: 35k
CATEGORIES
* OK with category-specific cards?: Yes
* OK with rotating category cards?: yes
* Estimate average monthly spend in the categories:
* Dining $: 100
* Groceries $:* *150-350, at Sam’s or Costco. Aldi and other traditional grocery store are typically 20-100
* Gas $: $110
* Travel $: 0
* Other categories: $10-30 at pharmacy
MEMBERSHIPS & SUBSCRIPTIONS (delete lines that don't apply)
* Current member of Amazon Prime?: Yes
* Current member of Costco or Sam's Club? Both, but I don’t pay
* Current member of Chase, US Bank or any other big bank?: I bank with BofA and Capital One
PURPOSE
* Purpose of your next card?:
*Cash back mostly
* Do you have any cards you've been looking at?
*AAA cards and C1 Savor (I am eligible for the one with no SUB)
My CCR card bonus offers 6% back for the year. The CCR with online category does cover a lot of things for me- Amazon / online orders, fast food, gas, and Sam’s (with Scan & Go). I love how versatile this card is, but 2% on grocery is not the best and I don’t want to rely on just one card. I am looking for a dedicated grocery card, with gas and/or dining as a plus.