u/zyl1024

I joined Rakuten about half a year ago after I learned that I can redeem cashback as Amex points (and then later, Bilt points). Since then, I've jumped on pretty much every offer with >90% cashback and the banking account sign-ups, essentially exchanging money into points in a $1:100pt ratio or getting points for free. I earn much more points than my organic spends on the 10-20% merchants.

However, recently I noticed that my new options are drying up, as pretty much all of these offers are once per user. So for people who are on Rakuten for longer, do you see new merchants with ~100% cashback being added over time?