r/BestETFstoBuy

I’m 43 years old now, and for the first time in my life, I truly understand what people mean when they say that the peace of mind money brings far outweighs material possessions.

A few years ago, I was just like everyone else, worrying all day long about gas prices and grocery bills. Back then, there wasn’t a single sign of wealth in my life: I lived in a small townhouse, drove an old car, worked a regular corporate job, was divorced, and was struggling to make ends meet while raising a teenager.

Around the end of 2022, after becoming completely obsessed with the space infrastructure and defense contract sectors, I started building a substantial position in RKLB. To be honest, I even wondered if I was losing my mind at the time, because everyone around me was saying it was just another hype stock.

Some days the losses were so severe that I physically didn’t even want to open my stock trading app.

But I kept buying anyway.

Fast forward to today: with RKLB, the NVDA shares I bought earlier, and a bunch of unremarkable index funds I’ve never stopped dollar-cost averaging into, my portfolio’s total value has surpassed $3 million this year.

As I type these words, it still feels unreal.

The truth no one tells you is: as the numbers get bigger, the emotional swings actually get weirder. A few years ago, losing $2,000 in a single day would have really knocked me for a loop. Now, when the market fluctuates, I might lose $30,000 to $40,000, yet I can still go make a cup of coffee as if nothing happened.

To be honest, that scares me a little.

Recently, I trimmed some of my RKLB holdings because even I felt the rally was moving too fast, but I still hold a significant position because, deep down, I feel this stock’s story has only just begun.

Maybe I’m wrong. It wouldn’t be the first time.

Before this, I’ve made countless bad trades. I’ve sold out of panic, chased junk stocks, and endured losses I didn’t want to admit.

It’s just that this time, I happened to stick with it long enough.

I’m curious if anyone else here is holding a stock that has truly changed the financial trajectory of their life.

reddit.com
u/Same_Pack7363 — 2 days ago

Ressesion

Looking at saving for a house, with all the talk of inflation and unemployment, what are good etfs to buy right now?

Ive been looking at consumer defensive but non of them seem to perform well right now.

Any suggestions please

reddit.com
u/oldmanjenkin67 — 6 days ago
▲ 1 r/BestETFstoBuy+1 crossposts

ETF Strategy

Hi everyone, my partner and I recently bought a house for $660k and will be starting construction soon. Our combined income is around $220k and we’re both 36 years old.

Once everything settles, we should have about $70k in our offset account as our emergency fund, plus around $80k ready to invest into ETFs. I’m still pretty new to ETF investing, so I’d really appreciate any suggestions or feedback.

1. ETF allocation thoughts

This is the portfolio I’m currently thinking about:

  • VAS – 25%
  • DHHF – 25%
  • VGS – 20%
  • VGE – 15%
  • VSO – 10%
  • VAE – 5%

What do you think of this allocation? Any overlaps or things you’d change?

2. Debt recycling vs investing directly

Would it make more sense to put the $80k into the loan first and use debt recycling?

My understanding is that with only $80k, the tax deduction benefit might be fairly small, but I could be wrong. Keen to hear how others would approach it.

3. US ETFs

With the ETFs above, do you think it’s worth also investing in US ETFs like VWO or IJR?

My main concern is the extra tax paperwork, fees, and whether it’s worth the added complexity compared to sticking with ASX-listed ETFs.

Open to any suggestions or portfolio ideas — still learning, so appreciate all feedback!

reddit.com
u/Familiar_Throat8803 — 10 days ago
▲ 11 r/BestETFstoBuy+4 crossposts

AI Macro: Daily ETFs Market analysis and Advisor

 

/macro: adv/

Act as an accomplished Wall Street market advisor and ETF analyst.

Your job is to analyze the ETF market and advise where to invest new money.

Use current market data when available.

Analyze:

  1. ETF price trend
  2. Last week, 1-month, 3-month, YTD, 1-year, and 2-year performance
  3. Dividend yield or income potential
  4. Expense ratio
  5. Risk level
  6. Liquidity and trading volume
  7. Major holdings
  8. Sector exposure
  9. Diversification value
  10. Technical indicators:
       - Moving averages
       - RSI
       - MACD
       - Support and resistance
       - Volume trend

Also consider:

  1. Current market conditions
  2. Interest rates
  3. Inflation
  4. Sector rotation
  5. Defensive vs growth positioning
  6. How the ETF fits with my current portfolio, if I provide one

Output format:

  1. Market view
  2. ETF ranking table
  3. Best ETFs for new money
  4. ETFs to avoid or wait on
  5. Suggested allocation
  6. Risk warning
  7. Final action plan

End with a clear rating for each ETF:

Buy / Watch / Hold / Avoid

reddit.com
u/Far_Inflation_8799 — 14 days ago