For context I’m a 23yo and after spending time in college as an athlete, working for my parents, and trying some odd jobs, I finally found a job interesting enough to move to a new city by myself. The job I moved for hasn’t really been working out for me and I’ve been struggling so I’m getting ready to leave it.

Having grown up around entrepreneurship and successful business for the majority of my life, I’ve been trying to start my own media production company. I’ve got lots of experience with it and invested into the equipment I needed. But starting it off and getting clients has been pretty difficult while trying to balance my current job where I work too much for not enough pay.

At this point, should I try and stockpile as best as I can, pivot to another job, or just go all in on my company?

Last 3 months have been insane. I've discovered and learned a 1000 new things building my own product.

First a little bit of background: Over the past 8 years I've been a freelance software developer & I've worked on my own and in small teams. But one thing that I never did was building my own actual product. I've always been working on building a product for someone else. I would just get my hourly rate and that's it. Bread has to be at the table & a house has to be paid for.

Now with the AI boom, I've got time to work on my ideas. I get energized and I literally work day and night on my SaaS product. Because I also use my own product and whilst I'm working on it, I get to test it and I use it personally everywhere.

But I'm feeling a bit stuck now..

I started of the SaaS using Stripe, but as I want to protect my customers and don't want to share too much information I went for an EU payment provider, Mollie.

Filled in all the details, started moving from Stripe to Mollie (quite some work), and requested:

• iDEAL / Wero
• SEPA Incasso
• Mastercard

The first 2 were accepted nearly within a day.

But Mastercard came back with a denial since my SaaS is not in line with their policies.

I asked what specific policies, but I didn't get the details because that would violate their policies.. Weird but ok.

Now, what do I do? How can I still get Mastercard? Or are there other solutions / ways?

My business is built around Zero-Knowledge for the protection for our customers. If we don't have information of what our users store (its a cloud storage platform, EU-based), then we can also never share the information with others or leak it.

And I have the feeling that Mastercard cannot allow that, because it would (as their policies say) 'Stimulate criminal activities'.

I really don't know what to do here...

I’m Italian, and I’m referring to typical Italian products such as food, design, and fashion.
I can help

I earn 160-180k a year doing roster work leaving me with 6 months of the year free time , I’ve tried many things and just never got to that solid base point of it , peptide reselling did ok but never a legit business or anything.
What are some steps people have taken to get a solid startup going or networking with the right people to go down a legit path?
Interested and open to all opinions

Having a hard time keeping track of your company's bank accounts?

Searching through Excel worksheets for account numbers?

Flipping through bank statements to remember which treasury services are attached to each account?

Trying to explain your banking structure to a new employee, auditor, CFO, or implementation team?

Preparing for a bank conversion or treasury project and realizing no one has a clear picture of how everything fits together?

Let me draw you a picture.

I create executive-quality, presentation ready diagrams that bring your banking structure to life.

Each diagram can include:

• Bank account hierarchy
• Account purpose
• Treasury services (ACH, Wires, Positive Pay, Lockbox, Sweeps, etc.)
• Cash flow relationships
• Legal entities
• Monthly volumes
• Banking relationships
• Company branding, colors, and logo

These aren't generic flowcharts. They're professional, presentation-ready documents designed for treasury managers, controllers, CFOs, implementations, audits, training, and executive presentations.

Sometimes seeing the entire banking structure on one page makes everything click.

If your treasury documentation could use a visual upgrade, I'd be happy to help.

I’m looking to start a business in Saudi Arabia with a relatively small budget. I believe the Saudi market still has plenty of opportunities, especially with the strong purchasing power and growing economy.

I’m searching for business ideas that are either untapped or not yet widely available in Saudi Arabia. If you have a unique idea but need someone on the ground to execute it, or you’re looking for a remote partner, I’d love to connect.

I’m open to partnerships, brainstorming, and building something long-term. If you’ve seen successful businesses in your country that you think could work in Saudi Arabia, I’d really appreciate your suggestions.

Thanks in advance!

Hello I’m new to this sub and just want some people to help me with this idea (faults or improvements)

I’ve been thinking about an app, th goal of the app is to help people stay motivated, build better habits, and complete tasks. even the really small ones that can some people can struggle with. Whether you’re trying to improve yourself, take care of your mental health, or just become more consistent, the app would be designed to make progress feel rewarding instead of stressful.

The idea is that you’d have your own character and personal space. Every time you complete tasks you would earn rewards that let you level up your character and upgrade your space. You could start with a simple bedroom and gradually unlock new furniture, decorations, bigger homes, and other customizations as you make progress in real life.

The app would have a form of punishment if you miss a day. Whilst simultaneously it would have a strong focus on celebrating your progress.

I’d want the app to be free for everyone, with maybe a small optional subscription for extra cosmetic items or additional features but nothing that would stop people from using the main app.

Some ideas I’ve thought about include:
Daily habits and custom goals.
Mental health check-ins and mood tracking.
XP and levels for completing real-life tasks.
Leaderboards (friends/or global
Character customization and home upgrades.
Achievements, streaks, and long-term progress.
Maybe even community events or friendly challenges in the future.

I’m curious:
Would you actually use something like this?
What features would make it genuinely helpful instead of just another habit tracker?
Is there anything you’d change or add?
I’d really appreciate any honest feedback, even if it’s critical. I’d rather improve the idea now than build something nobody wants.

Small businesses owners or users what is your biggest concern for using software and AI tools with lot of incoming new tools , ready to do things, what is the perfect niche you are looking that will say satisfy the need, example QuickBooks or Xero if you subscribe and how you use it and its limitations halt you for doing your businesses? I am just trying to guage the market and see what is needed (researching) being a small business owner myself i do thing manually at the moment since i am not a huge business, ideas thoughts welcome.
Thanks

im a tech person with good experience. worked with several startups.

im looking for people with ideas who can market and sell while i handle the tech

WHAT HUINT SOLVES
Artificial intelligence is advancing faster than anyone imagined. It can reason, create, analyze, and act on vast amounts of information. Yet every AI system shares the same blind spot: it cannot see the world beyond the screen.
The most important information often isn't in a database or on the internet. It's in the real world. It's the condition of a building, the state of a shipment, a crowded parking lot, a broken sign, an empty shelf, or a detail only a person standing there can see. Every day, billions of decisions are made using context that AI simply cannot access.
Huint exists to close that gap.
We're building the human intelligence layer for AI, a network that gives agents access to real-world context, observation, and judgment through people who are already there. What starts with simple tasks and verification becomes something much larger: a bridge between digital intelligence and physical reality.
We believe the future isn't AI or humans. It's AI and humans, working together. AI provides scale, speed, and reasoning. People provide awareness, context, and presence. Huint connects the two.
Our mission is simple: make the physical world accessible to artificial intelligence. Because the next breakthrough in AI won't come from thinking harder. It will come from understanding reality.

I live in an area of Colorado with 6-7 large campgrounds within 20 miles. And even more dispersed locations.

Do you think families, tourists, or first-time campers would pay for a service where they reserve a campsite and someone sets everything up before they arrive?
Setup would include:
•    6-person tent
•    sleeping pads/cots or bedding options
•    chairs
•    table
•    basic camp kitchen add-ons
•    pickup/breakdown after checkout
Basically: show up, camp, leave.
Would this solve a real problem for beginners, or does it sound gimmicky?

i want to develop an application for entrepreneur and solopreneurs to connect each other and has disucussions and have collabroations for mutual benfits how is it , and is it have demand yet

Constraints: you have ten hours a week, no existing customers, no brand, no technical skills beyond basic computer literacy. What do you actually build?

I ask this to people who've built things and the answers are always interesting because they're shaped by what the person wishes they knew when they started. The theoretical answer and the answer from experience are usually very different.

What's yours?

Its fun to collect the Problems which has the actual cost associated with it, that can be turned into the business, Bookkeeping is one of them & it is a $600B global market & can automatable with current AI technology.

That's $360B in annual revenue waiting for an AI-native challenger.

Here's why the timing is exactly right: Mercury, Brex, and Stripe now offer clean bank feed APIs that provide structured transaction data directly to third-party applications. Before these APIs existed, bookkeeping automation required dealing with messy bank statement imports, OCR errors, and inconsistent categorization. The infrastructure problem is solved.

The product: AI-native bookkeeping service for startups and small businesses.

What it does: connects to bank feeds, credit card APIs, and existing accounting software. Categorizes transactions automatically. Reconciles accounts monthly. Generates P&L, balance sheet, and cash flow statements. Flags anomalies for human review.

Price: $299-599/month. Traditional bookkeeping services charge $500-1,500/month for the same output.

The customer: Series A startups, professional service firms, and e-commerce businesses that need accurate books but don't need a full-time accounting team.

Unit economics: 200 clients × $450 MRR = $1.08M ARR. With minimal human oversight (1 CPA reviewing AI outputs for edge cases), margin is 70%+.

The moat: the incumbents, local bookkeeping firms, BDO, RSM, regional accounting practices, cannot match this price without gutting their staff. They are structurally prevented from competing.

This is not a feature. It is a company. The market is $360B. The infrastructure to build it exists today.

its depend on us what we want to build, a company or a tool for indie hackers?

What if a bunch of us were to set up a deal where we all throw $5 in and buy scratch off tickets? Hear me out please before you make up your mind.

1. We alternate states weekly

2. We only buy one type of ticket and make sure it has the best odds, and still has a significant amount of winners unsold. ( you can easily access this info on the lotto website of whatever state we buy in that week)

3. The buyer must sign an agreement not to purchase any separate tickets of our chosen type, while buying the communal tickets

4. Each week the tickets are rubbed off on live feed so everyone can watch if they choose .

5. The prize amounts are distributed evenly according to the amount you contributed. ( example: $5 x 10 people and we hit $100, would be $10 a piece. But if you put up $10 you would receive $18.10 while the other 9 would receive, $9.09

6. If we were to hit over $500 and the buyer would be required to travel to pick up the winnings, maybe throw them $80 for gas from the winnings

I know the lottory can be a long shot, but if you are buying 10 or more from the same roll your chances go up. And if we only bought games that are fairly new and have decent odds, (3.99 to 1 for example) it would probably have better odds of paying off than the stock market.

Hey all,
Need to find some side money while I’m in school. If I have some capital between 1,000-4000$ any good little business that will bring in money or how about a business that’s already established and I can buy? Maybe be a silent investor? Anyone have any ideas or experiences? It might not be much but would love to hear ideas.

Everyone is building wrappers.
Everyone is chasing the next AI trend.
Everyone is "disrupting" something that already has 50 competitors.

Boring.

Give me the problem your industry has accepted as "that's just how it is."

The one engineers complain about.
The one founders waste millions trying to patch.
The one researchers still argue over.
The one AI still hallucinates through.
The one everyone says is impossible, impractical, or "not worth solving."

Any domain.
Healthcare.
Finance.
Manufacturing.
Robotics.
Compilers.
Cybersecurity.
Biology.
Distributed systems.
Aviation.
Climate.
Space.
I don't care.

Don't give me a coding challenge.
Don't give me LeetCode.
Don't give me your SaaS idea.

Give me the problem that has survived decades of smart people.

If your industry has been living with a broken process because "that's just how it works," I want that.

I'm not promising I'll solve it.

I'm saying I'll attack it like it owes me money.

Worst case? I learn something most people never will.

Best case?
We accidentally solve something that shouldn't have been solved.

Throw your hardest problem at me.

Let's see if the impossible is actually impossible.