r/CardMaximiser

Unable to buy apay voucher using jupiter credit card

Unable to buy apay voucher using jupiter credit card

When attempting to purchase an Amazon Pay gift voucher on Amazon using the Jupiter CSB credit card, Amazon displays an error message. Is there any other way to buy an Amazon Pay voucher with this card?

u/Slow-Philosopher8492 — 18 hours ago

Online Gold purchase feedback

I am planning to buy 1-2 gm gold every month, right now I am buying 1gm gold from Swiggy instamart with 10% cash-back.
Now instamart has its own downsides, sometimes its available sometimes its not & also I want to increase my monthly purchase of gold

Right now I’m thing as per bellow:

  1. Buy 1 gm gold from Ajio via Swiggy to avail 5% cash back
  2. Bug 1 gm gold from Ajio via PhonePe SBI black to get 5% cash back

I have this two cards and both cards monthly 5% cash back is mostly not utilised at all as I’m getting 10% cash back category transactions only.

Currently credit cards I have :

  1. SBI PHONEPE BLACK
  2. Swiggy hdfc
  3. Axis flipkart (incase buying from Myntra)

Pls help me out in this your valuable feedback’s are much appreciated.

reddit.com
u/navroescobar69 — 1 day ago
▲ 9 r/CardMaximiser+1 crossposts

How to get 2% discount on bill payments via Flipkart Pay

Looks like Flipkart is finally competing directly with Amazon Pay Vouchers.

They’ve rolled out Flipkart Pay Gift Cards, which can actually be redeemed for utility bills and phone recharges.

Quick breakdown:

Bill Payments Supported: Unlike regular Flipkart gift cards (which only work for shopping), these Flipkart Pay vouchers show up as an eligible payment method on the Flipkart bill pay section.

Discount Available: Axis Bank’s Grab Deals (Woohoo) currently has them listed at 2% off: Axis Grab Deals Portal

Redemption Page: You can use them directly on the Flipkart Bill Payment Portal.

Do share your experience with in comments. Any other nice use case for Flipkart Pay?

u/Crafty-Leave-8880 — 2 days ago

Trick to get 10% cashback on Amazon Pay Gift Cards

Sharing below a tried and tested trick to get 10% cashback on Amazon Pay GCs - quite useful for paying bills etc.

How the trick works:

Instead of buying on Amazon directly, you go to the Zepto app and buy a Physical Amazon Pay Gift Card.

  1. Zepto Discount: Sometimes, Zepto gives some extra discount depending on the zip code.
  2. Card Cashback: Use a card that gives 10% back on groceries (since Zepto is counted as a grocery store), you get ₹1000 back.

Top Cards - HSBC Live+, Equitas Selfie

Steps to follow:

  • Search for "Amazon Pay Physical Gift Card" on Zepto.
  • Pick the ₹10,000 one as it usually has the best margin.
  • Important: Before you put the OTP, check the SMS from your bank. The merchant name should be Zepto Mark / Marketplace. This ensures the bank sees it as a "Grocery" spend so you get the full reward.
  • Once the physical card is delivered to your house, just scan or add the code to your Amazon Pay wallet.

Share in comments once this works for you! Also, comment any other card which you feel is beneficial here.

u/Crafty-Leave-8880 — 3 days ago
▲ 58 r/CardMaximiser+1 crossposts

Credit Cards with Highest Fuel Savings

Fuels expenses can add up to quite a lot and credit cards can offer decent savings.

I personally use the ICICI HPCL one but still not convinced with it.

Which is your choice for fuel expenses?

u/Exotic_Current8599 — 4 days ago

ICICI shared credit limit for multiple cards

I have an ICICI Rubyx card with a ₹70k limit and recently got an Amazon Pay ICICI card. I found out that both cards are sharing the same ₹70k limit.

I asked ICICI to provide a separate limit for the Amazon Pay card, but they refused. Has anyone here managed to get a separate limit or increase the overall limit while keeping the existing limit intact?

Would appreciate any experience/advice.

reddit.com
u/Kind_Culture_8114 — 4 days ago

How to get monthly 2,750 cashback from SBI on paying card bills!

SBI Rewardsz has a tier system, and it’s a quite beneficial for bill payments.

Tier Breakdown:

* Elite: 2X multiplier
* Affluent: 1.5X multiplier

Refer to second pic for details.

I’m elite and with the multiplier got 0.5% cashback.

This is in addition to the card rewards and super low effort.

Limit is 2,750 monthly.

u/Crafty-Leave-8880 — 6 days ago
▲ 240 r/CardMaximiser+1 crossposts

Trick to convert Pluxee/Sodexo balance to Amazon Pay

If you have a decent amount of money on your Pluxee (formerly Sodexo) meal card and are tired of the usual food/grocery restrictions, there’s a workaround that has worked for me for converting the balance into Amazon Pay gift cards.

I've converted 50k worth of Pluxee funds already.

Details

Pluxee/Sodexo cards normally have restrictions that prevent them from being used for gift cards and other non-food purchases. However, there appears to be a brief delay in the way Zepto's payment system checks the card's eligibility during checkout.

How I did it

  1. On Zepto, search for Amazon Pay Physical Gift Card and add the required denomination to your cart.
  2. Proceed to checkout and choose Debit/Credit Card as the payment method.
  3. On the card-payment screen, enter the expiry date and CVV first.
  4. Enter your Pluxee/Sodexo card number afterwards.
  5. There can be a very brief window where the payment button becomes active before the card restriction is applied. If you are quick enough, the transaction may proceed to the next stage.
  6. If you immediately get a "Card Not Allowed" or similar error, you can try entering the card details again. I found that copying the card number beforehand and pasting it after entering the other details made the process easier.

Once the payment reaches the bank's authentication page, complete the transaction using the usual Pluxee OTP.

A few things to know

  • This works with the physical Amazon Pay gift cards.
  • This is a bug and it could stop working at any time.
  • I'd recommend trying a small denomination first rather than immediately attempting a large transaction.

Do share in the comments if its working for you. Also, just might work on Blinkit as well.

u/Crafty-Leave-8880 — 10 days ago
▲ 3 r/CardMaximiser+1 crossposts

My EPM card limit revised from 20L to 20K

I just received a msg from icici telling me that my credit limit has been revised to 20k. Did this happen to anyone else?

u/Exotic_Current8599 — 7 days ago

Best credit card for UPI payments in 2026?

I use UPI for almost all my daily spends now and was thinking of shifting those payments to a RuPay credit card.
Which card are you guys actually using for UPI in 2026?

Looking mainly for good cashback/rewards + low or zero annual fee.

Kiwi, Tata Neu Infinity, Axis SuperMoney or something better?

Would love to know the actual reward rate you're getting, not just what's advertised.

reddit.com
u/Hot_Patience_3217 — 7 days ago
▲ 7 r/CardMaximiser+2 crossposts

Cred Indusind card holders why not get eligibility for 5% on gift cards. What's the criteria?

Having the indusind cred card but not getting it's features.. don't know why

u/Fragrant_Rub4881 — 11 days ago

Need help with Pluxee

Please help as my Pluxee card can only be used for Swiggy and zomato

No blinkit

No zepto nothing how to maximize this any ways

It doesn't work offline in shops also

reddit.com
u/Hour-Lion-3720 — 9 days ago

Amazon sale query

Hello, Im looking to buy an iphone 17 pro max 256GB on Amazon but Im confused as to which cards can i use for maximum savings? I have amazon pay ICICI but sadly no amazon prime and also SBI cashback card. Also there is an offer on amazon pay gift card where I may get 1.5%cb. I have a doubt as to how much amazon pay gv I can buy using SBI Cashback card and pay the rest of the amount using Amazon ICICI. Pls Help me.

u/Noggle777 — 10 days ago
▲ 8 r/CardMaximiser+1 crossposts

CC TO BANK

I’m in urgent need of money and hold various credit cards, I wish to know which is the best possible method for transferring funds from credit card to bank from little to no extra fees. All help is appreciated.

reddit.com
u/Noggle777 — 13 days ago
▲ 23 r/CardMaximiser+1 crossposts

Trick to book Air India flights cheaper!

Sharing a quick booking method I tested recently for Air India flights that can save you some money on your next trip.

It turns out you can bypass convenience fees and sometimes secure cheaper base fares by booking through their official chat system.

The Method: Book via WhatsApp

Air India has an official verified WhatsApp chatbot at +91 9667034444. Booking directly through this channel waives the convenience fee and occasionally offers exclusive chatbot-only discounted fares.

Here is how the pricing compared for a recent booking for 2 adults:

  • Website/App Price: ₹17,500
  • WhatsApp Chatbot Price: ₹16,542
  • Total Savings: ₹958 instantly for the exact same flight.

How to do it:

  1. Send a message to the Air India chatbot on WhatsApp.
  2. Follow the automated prompts to search for your route and date.
  3. Compare the total fare with the main website.
  4. Complete the booking securely through the chat link if the price is lower.

It takes less than two minutes to check and is worth a look before paying full price on the website.

Do check it out and share in comments if it works for you.

u/Crafty-Leave-8880 — 13 days ago

Using IDFC CC + Spend Offer to Reduce 24K Gold Price 🪙

There’s an ongoing AJIO instant payment discount ₹1,000 off on ₹3,000+ for IDFC Credit Cards.

I have registered for using the IDFC FIRST Bank spend offer — spend ₹60K in August and get a ₹3,000 Amazon Pay voucher.

For those accumulating 24K gold coins, combining these offers is another way to reduce the effective price. Just did a purchase using this strategy.

u/dilly_reddy — 12 days ago

Flipkart + Gift Vouchers + Cashback = 2g at ₹13,688/g

Used Flipkart's additional 5% off (up to ₹5,000) along with ~4–4.5% discounted Flipkart Gift Vouchers purchased using the CRED IndusInd RuPay card (5% cashback).

Effective price: ₹13,688/g.

u/dilly_reddy — 13 days ago