If you’ve already got an Axis card, there’s a shortcut to getting ANY other card they offer without all the usual eligibility checks.

What Makes This Unique?

• Forget CIBIL scores, they actually skip the check.

• No questions about your salary.

• Every card is fair game; there’s zero eligibility screening.

• As soon as you hit apply, the new card is issued. Done!

• Your total credit limit is simply split between your Axis cards (so it’s a shared limit).

How To Do This in Minutes

• Open Axis NetBanking (not the App)

• Look for “Apply Now” in the menu.

• Tap on “Credit Cards” and pick whichever card catches your eye.

• Confirm, and that’s it—the card is activated instantly.

Try the trick and share in the comments the card you were able to get.

Which would be your top pick?

I was thinking of either of the SBI ones.

ICICI Platinum is utterly useless.

No cashback. No rewards. No benefits.

Unless your first card - no logic for it.

Do you know a worse card than this?

I personally prefer the HDFC Swiggy one.

Which is your go to card?

Great offer for anyone who's gotten /plans to get a Visa Card recently:

Voucher Values

The reward depends on your card variant:

• Visa Infinite: ₹750 Voucher
• Visa Signature: ₹500 Voucher
• Visa Rewards: ₹300 Voucher (Note: BIN 431581 is excluded)
• Visa Platinum: ₹250 Voucher

Compiled list of free cards which you can get for the offer:

• Visa Infinite
  • Scapia
  • IDFC FIRST Wealth
  • BOB Eterna
• Visa Signature
  • Equitas Selfe
  • IDFC FIRST Select
  • IndusInd Tiger
• Visa Platinum
  • IDFC FIRST Millennia
  • IDFC FIRST Classic
• Visa Rewards
  • SBI Cashback
  • BoB Cashback

Do comment if there are any other LTF cards applicable.

How to Qualify

1. Your card must be issued within the window (Feb 7 – Oct 31, 2026).
2. Complete one single transaction of at least ₹300.
3. Go to the official claim portal: https://visarewards.poshvine.com/
4. Enter your details and pick your voucher.

Voucher Options?

You can choose between the following:

• Amazon Pay (Essentially cash)
• Flipkart
• Swiggy / Zomato

Comment below once you've availed the offer along with the card used.

Join our Whatsapp Channel with 3,000+ members for more such offers: https://whatsapp.com/channel/0029VbBfB8n72WTq9gdDuW3J

Any other important ones one must know?

So I had this Axis Bank credit card that I no longer needed after getting several better ones.

I wrote an application to close it and followed up with a couple more since there was no online option. More than a year passed and nothing happened.

I came across this RBI circular on credit cards with new rules, including penalty of Rs500/day if bank fails to close a Credit Card within 7 days of request.

So I wrote another application and kept the receipt, waited for mandatory 30 days and escalated to RBI.

After 46 total days, the bank decided to close my credit card and pay Rs 23000 as compensation as per circular.

Do escalate and get compensation if your cancellation requests are pending.

I’m resharing this in case someone benefits. Has anyone else tried this?

Most underrated “membership” for Indian travelers: owning a single share of Indian Hotels (IHCL).

Here is what the shareholder perk looks like right now:

•	Discount: 25% off on stays, dining and spa at Taj, Vivanta and Ginger.

•	Cap: Up to ₹2,500 off per bill, 10 dining coupons a year, 1 stay coupon. So roughly ₹25,000 maximum annual benefit if you fully use them.

•	Coverage: Valid across 100+ properties under Taj, Vivanta and Ginger in India.

•	Minimum: Even 1 share of IHCL is enough to qualify.

Example: If a Taj stay costs ₹10,000, after the 25% shareholder discount you pay ₹7,500.

Multiple family members can get 1 share each in case more coupons are required.

Has anyone used this or something similar?

Best credit cards in India for earning rewards and perks on UPI payment!

I personally prefer the Tata Neu for the rewards.

Which credit card is your go to for UPI payments?

Just got back from Thailand trip. We walked through e-gates and were done in seconds vs the previous experience of 45 mins wait.

We registered for FTI-TTP (Fast Track Immigration - Trusted Traveller Program) a couple weeks before the trip. It's for Indian citizens/OCI with clean records. Here's how:

Registration Steps

1. Visit official site: http://ftittp.mha.gov.in
2. Click register, fill in name, passport details, contact info. Passport needs 6+ months validity.
3. Upload your passport photo + scans of first and last pages (plus any other docs they ask).
4. Verify with OTP on phone and email. Get confirmation right away.
5. Schedule biometrics – fingerprints and face scan.
   • Easiest: FRRO office in your city
   • Or next time you're at a participating airport on departure

Approval came through in a week. Once approved, it's valid up to 10 years or passport expiry.

How It Works at the Airport

After check-in (departure or arrival):

• Find e-gates next to normal immigration counters (Delhi T3 has them).
• Scan passport + boarding pass on first machine.
• Biometrics on the next (face/fingerprint).
• Green light, barrier opens, you're through. No talking to officers.

Anyone else using this? Which airports have the smoothest e-gates?

Most of us get cashback and just use it to pay for more groceries or small bills. But there is a better way. You can trade your NeuCoins for Physical Tanishq Gold Coins at a 1:1 rate (1 NeuCoin = ₹1).

How to earn the Gold quickly

If you use the Tata Neu app for your regular monthly shopping (around ₹10,000+), you can easily collect ₹1,000+ worth of NeuCoins every single month using the Neu Card (currently no joining fees).

I recently got a 0.5g Tanishq Gold Coin (priced at ₹6,990) just by redeeming points I earned from my regular BigBasket and Zomato spends through Tata Neu Infinity card.

Spend Category	Cashback
BigBasket, Croma, 1mg, Air India, Tata CLiQ, Taj Hotels	10% Back
Insurance & Utility Bills (Electricity, Gas, etc.)	5% Back
Any UPI payment (using Tata Neu UPI ID)	1.5% Back
Joining Bonus (on your first transaction)	1,499 Coins

How to redeem

The redemption button is a bit hard to find, so follow these steps:

1. Open the Tata Neu or Tanishq app.
2. Go to the Jewellery section and select Gold Coins.
3. Add the coin to your cart and proceed to the payment page.
4. Important: Under the payment options, click on Gift Cards and Vouchers, then select Coupons and Vouchers.
5. Look for Loyalty Redemption, this is where you enter your NeuCoins to pay for the gold.

It’s a great way to turn your everyday expenses into a real asset.

Do comment below if you're using a similar strategy!

I have been using the Amazon Pay ICICI card but realised there are better alternatives.

Which is your go to card?