I have reached an agreement with a technician via Instagram, but I have only received his Aadhar and PAN cards. Before I finalize the deal and provide payment, is there any way I should request additional information regarding his location and other details, given that he is requiring an upfront payment before completing the remaining work?

Hi everyone,

I’m a software professional working as a consultant/freelancer in India, and I’m trying to plan my taxes properly for FY 2026–27.

Here is my situation:

• I currently operate as a sole proprietorship.
• My contractor/client will not send payments to any other account/entity, so all receipts will continue to come directly to me personally.

I am considering whether it makes sense to:

1. Continue as an individual/sole proprietor and claim genuine business expenses.
2. Set up an OPC.
3. Set up a Private Limited Company.
4. Consider some other legitimate structure or tax-planning approach.

For example, if I have ₹90 lakh of professional profit before expenses, I could potentially have genuine expenses such as employee salaries, software/cloud subscriptions, laptop/equipment, office/coworking expenses, professional fees, internet, business travel, etc.

I'm not looking for fake expenses or tax evasion. I'm trying to understand what legitimate tax-planning options are available and what experienced people would recommend.

Questions for CAs / tax professionals / software consultants:

• Since 44ADA will not be useful at this income level, what are the practical and legal ways to reduce overall tax liability for a software consulting income of ~₹80–90L?
• I don’t really have too many business expenses apart from basic software subscriptions, laptop, internet, etc. What all can be legitimately shown as business expenses in such a case?
• Are there any commonly used tax-saving strategies for freelancers/consultants at this income level that I should discuss with my CA?
• In a situation where expenses are limited, how do people usually structure their income to optimize taxes without doing anything non-compliant?

I'd really appreciate real-world experiences, especially from people earning ₹70L–₹1Cr+ through software consulting/freelancing in India.

Thanks!

Can you guys suggest me how I can earn?

Hey guys...so the thing I'm student and I need 21k asap cuz I want to help my family and my dad he's such an ***** and my mother recently lost her job to and we have so many loans but atp we need 21k...can you guys suggest me how I can earn asap like skills or whatever maybe and I'm willing to learn skills and if possible suggest me any side hustle that I can do it home as I'm not allowed to go outside

Plz ik I should focus on my studies as I'm so young for this but I'll somehow manage my studies bcz i genuinely want to help plz if you're going to suggest me focus on studies etc don't even try to reach me out and no scams plz