r/IndiaMoney

Source: https://www.moneycontrol.com/news/business/markets/sebi-proposes-payroll-linked-mf-sip-just-like-pf-and-nps-donation-too-via-mutual-fund-units-13925506.html

Does this mean we're on the top of the world?🫠

I have been getting my weekly expenses through a group which pays quite well compared to other schemes present in reddit circle

you can earn Daily Rs 1000 just by posting on reddit.

No need to do KYC or other stuff and post and get Paid

You need to follow the guide given by the mods and your work will be quite easy

To enjoy the same few my comment below the post .

Honestly the work is quite easy and Link to join is given below in first comment

India often is still a playground for crony capitalists, middlemen, license-raj survivors, and scam-fueled empires.

Despite having 1.4+ billion people, the country still struggles to compete in manufacturing, exports, innovation, and productivity against nations a fraction of its size — from Vietnam and Taiwan to Singapore and Belgium.

A massive population means nothing when most of them are working shirkers, babu bureaucracy crushing enterprises, corruption rewarding connections over competence, and generations conditioned to scamming their way through shortcuts instead of building world-class industries.

The tragedy is both lack of talent, vision and a scamming, lethargic population of work shirking low lives!

Countries around the world is obsessed with innovation, billionaires build semiconductors, AI models, robotics, aerospace giants, and breakthrough technologies.

In India, the richest man Ambani launching another ice cream brand called Vantara Creamery becomes “headline innovation.” That says everything about the state and vision of Indian industrialists!

Part of it feels like FOMO.
Part of it feels like a personal milestone.

Like somewhere we started treating a car less like a vehicle and more like proof that we’re finally doing okay in life.

.

Indian parents in 2012:

“Save ₹10 daily, it becomes big money.”

Me in 2026 after saving ₹10:

🫓 1 samosa secured

This was allegedly recovered during raids at properties linked to a retired Commercial Tax Department officer. While honest taxpayers struggle and pay every rupee, some people in the system seem to have treated public service like a personal jackpot.

And then they ask why public trust in institutions keeps collapsing.

see the level of corruption in tax departments, yet we choose to stay calm like as if nothing happened. Wow.

.

I did consult a friend in finance and got to know it's true in general but the margins aren't attractive.

i got to know one should have enough capital to keep paying the loan if no buyer is ready to buy at a good price. And if the builder doesn't finish on time then big L.

I heard this is usually done for under-construction projects of very trusted builders... But more trusted the builder, lower the margin. For India's best builder, this is not viable.

So do people take home loans to invest in this?

Stamp Duty? GST? Anything else to be aware of?

People who have tried this already, is it worth it? And why???

And how is the Reward to Risk ratio in the spectrum for this method?

. .

Edit: To the sceptical comments below, I felt the same, I kinda still do, But i also believe every finance myth should have some degree of truth behind it. Adding some info below that can set better context to how this might have been possible. (Not my words, but from people I spoke to about this)

Apparently they do take a home loan. They don't register the purchase but they register the agreement to purchase.

They still have to pay prospective stamp duty and very importantly, 5% GST.. which is 0% for completed project units.

Any additional information is welcome.