r/IndiaTax

Is it only me or anyone else who haven't received ITR refund for last year, now this year's ITR window is coming again!

It's really frustrating!

Dear Reddit team

Please help for tds rectification as I have deposited form 142 immovable property purchase against wrong pan
What is process for rectification in new portal
Please any one can confirm
How much time it will take to reflect in portal ?
My home possession is delayed due to this

Looking for a CA, who is thorough and experienced in applying for immunity in misreporting cases as per new financial act 2026 ?

Not compulsory but preferably from Bengaluru.

Filed at Aug, 2025, no sign of processing yet.

I'm a Web Designer & Developer, and I earn all my income through my website templates.

However, I don’t directly sell the templates at a fixed price. Instead, I earn through a partner program. When a user uses my template and upgrades to a paid plan, the company gives me 50% of the plan revenue as a commission.

• I may earn ₹20 lakhs+ this year, and the company is based outside India.

I’m struggling to understand how taxes work on this type of income.

Hi everyone, I’m a bit confused about GST registration and would really appreciate some guidance

I’ve recently started crocheting and I want to sell my products on ecommerce platforms. From what I’ve understood, I need a GST number, and the application can be done online with rule 14a. That part seems manageable, but I’m really unsure about the physical verification process.

Do GST officers come for verification randomly, or do they inform you beforehand (like a call or notice)? My vacations are about to end and I’ll be going back to my hostel, so I won’t be available at home. I’m worried I might miss the verification if they come unexpectedly.

Also, is it mandatory to have a current account for GST registration, or can I start with a savings account and update later?

If anyone has gone through this process (especially small sellers or students), please share your experience. I’d really appreciate it 💗

Hi all, I'm planning to move back permanently to India from the US in Mid Dec of 2026. I have stayed more than 365 days in India in the past 4 years. Will I be a Non Resident in India?

Generally trying to understand when is the closest month maybe Oct 2026 so I can move back without being a Indian resident?

I pay 55k in rent including 7k in maintenance. So my actual rent is 48k. Do i still need to file 26QC ?

Second, my landlord has not renewed my lease for over 1 year. I continue to pay the same rent on time. Will there be a problem in terms of tax filing and seeking HRA ? I fill out the rental payment sheet and landlord signs off on it.

Can someone advise ?

My credit card VKYC got rejected because my father’s name in PAN online records is different from the name printed on my physical PAN card.

Physical card has the correct name. Now I want to update the online PAN details to match it.

What is the easiest way to fix this?

Can it be done online, and how long does it take to update?

Sorry if this appears as a repetitive question. I could not find a direct answer to my questions and hence this post. Most posts go about opening a current account, LUT, 44ADA etc.

I am an individual offering a monthly subscription based software solution to a customer in the US.

I do not have any entity setup here in India (yet). I just have my PAN.

I am assuming that I can just email them the invoice on a monthly basis and ask them to wire transfer the amount to my given savings bank account with ICICI or HDFC (through Wise or Swift etc - depending on the customer).

I do not have any income at the moment. So, this will be my only income, which will be less than 12L per year.

Questions

1. Is it OK to just email the invoice and collect the money into my bank account as described above?

2. I will declare this amount as my total income. My income will be less than 12L and hence my ITR1 will have no tax. Is this correct?

3. I want to avoid setting up a company, gst registration etc at this point in time (atleast until I see some future prospects of stable and increasing income). Can I continue with my income declaration with ITR1? (don't want to go into 44ADA etc upfront now).

4. Anything else thst I should be aware of? From my perspective and from my customer's perspective?

Every year I end up putting money into things like ELSS, PPF, etc. mainly to save tax but sometimes I wonder if I am just doing it out of habit without really thinking.

Like, is putting smaller amounts here and there actually meaningful over time, or should I be approaching this differently?

Curious how others think about this do you treat tax saving as a separate goal or just focus on overall investing and let taxes be secondary

Hello!

So, I was working with an organization as a freelancer for 6 months at 15K per month, and after 2 months, they started deducting 10% TDS, and I was told that I could claim it later.

I am very new to all this, and this is my first time dealing with taxes. So, can someone please help me with what the process to claim it is?
TIA!

Hi everyone,

I’m currently facing financial stress due to multiple ongoing loan repayments and I’m trying to handle the situation responsibly before it gets worse.

Our total debt is around ₹2 lakh, and the current monthly EMI burden has become difficult to manage alongside regular living expenses. My husband has recently started a stable job again, so income is improving gradually, but right now the cash-flow pressure is heavy because of multiple repayments and a couple of overdue EMIs.

Current CIBIL scores:

- Mine: 664

- Husband’s: 504

I’m exploring options like:

- debt consolidation,

- EMI restructuring,

- or any practical way to reduce monthly repayment pressure.

I’m not trying to avoid repayment. I genuinely want to recover financially in a responsible way without getting trapped in risky loan apps or making bad decisions out of panic.

I would really appreciate advice from people who have experience with:

- debt consolidation in India,

- lenders/NBFCs that may consider moderate CIBIL profiles,

- restructuring vs settlement,

- handling overdue personal loans,

- or genuine financial counselling services.

Any practical advice or experiences would really help.

Thank you.

I run a tech startup which is works in finance and accounting.

I'm looking for CAs who dont work as a typical CA like a firm or job. Maybe retired maybe wants few hours of work.

Where can I find or post regarding the same.