r/IndianBankersForum

Thinking to get a home loan. While checking the credit score, I am in total shock.
CIBIL is showing my score as: 748
Experian showing as: 811
Equifax: 864
CRIF: 791

I have never really missed any of my credit card bill. Currently owning multiple credit cards and no other loans at this point. Not sure how there's so much of difference in my credit score in case of CIBIL. I am wondering that it will impact on my home loan in the near future.

Can you please help me to investigate on this matter ? and how to fix this ? I am pretty sure that something they are doing wrong in my case.

https://preview.redd.it/jx51m9mfmtuh1.png?width=1127&format=png&auto=webp&s=c584e990ce1be77cbd9a86729b3aae5a77b45154

https://preview.redd.it/a268ztzfmtuh1.png?width=1092&format=png&auto=webp&s=9c0b8001b65c93def8006984d3d85d4f1aa846ec

https://preview.redd.it/gs7gpfmjmtuh1.png?width=1092&format=png&auto=webp&s=94ecd86d6f2f100cba773d4c1fc526016bec0ca9

https://preview.redd.it/20s6ir5mmtuh1.png?width=1111&format=png&auto=webp&s=5104afd75cfd9c2ea885e72ae0e4ae6c0aa200ab

TIA :)

Currently my parents took a 10L loan as sbi bank manager personally offered us and they took it to use for our house construction..

Can my parents take another 5-10L loan from PNB bank ? ( they do not have account in sbi)

My parents businesses generate around 80k-1.2L monthly..

They took the first loan 5 months ago

Plz let me know if they can, and likelyness to be approved.

I've asked ai but the answers are very indirect

My friend has an RBL Bank account where a lien of ₹43,295 was placed on September 29th, listed as a “User Defined Lien.” The case is registered from Dharmasthala, but there are no details provided about the victim or the specific transaction involved. My friend had sold USDT, and the money from that transaction was credited to this RBL Bank account. However, we checked the **entire transaction history of the account and there is no transaction for ₹43,295 or any matching amount**. So we don’t understand what this ₹43,295 lien actually relates to or why it was placed.
There is amount of around ₹3,300. The account is linked to a ₹1 lakh fixed deposit, so the main concern is what happens to the FD because of this lien. Can the ₹1 lakh FD be withdrawn, broken, or transferred to another bank account, or will the lien prevent that? What should we do to find out the exact reason for the ₹43,295 lien, the case details, and the transaction/UTR connected to it? Has anyone faced something similar with RBL Bank?
(Used ai for framing.)

So my mamu sent me money from usa i sent him my photo of passbook but he wrote my father name as recipient by mistake ig. And sent me screen shot of the transfer details. The money is not showing in my bank account the transfer happend 2-3 hours ago. What to do