Huge difference in Credit Score from different Credit bureas.
▲ 1 r/IndianBankersForum+1 crossposts

Huge difference in Credit Score from different Credit bureas.

Thinking to get a home loan. While checking the credit score, I am in total shock.
CIBIL is showing my score as: 748
Experian showing as: 811
Equifax: 864
CRIF: 791

I have never really missed any of my credit card bill. Currently owning multiple credit cards and no other loans at this point. Not sure how there's so much of difference in my credit score in case of CIBIL. I am wondering that it will impact on my home loan in the near future.

Can you please help me to investigate on this matter ? and how to fix this ? I am pretty sure that something they are doing wrong in my case.

https://preview.redd.it/jx51m9mfmtuh1.png?width=1127&format=png&auto=webp&s=c584e990ce1be77cbd9a86729b3aae5a77b45154

https://preview.redd.it/a268ztzfmtuh1.png?width=1092&format=png&auto=webp&s=9c0b8001b65c93def8006984d3d85d4f1aa846ec

https://preview.redd.it/gs7gpfmjmtuh1.png?width=1092&format=png&auto=webp&s=94ecd86d6f2f100cba773d4c1fc526016bec0ca9

https://preview.redd.it/20s6ir5mmtuh1.png?width=1111&format=png&auto=webp&s=5104afd75cfd9c2ea885e72ae0e4ae6c0aa200ab

TIA :)

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u/Ready_Bad8201 — 4 days ago

Kolkata real estate

Planning to get a 3BHK villa or flat in a gated society in Kolkata. Need some guidance to finance properly as this is gonna be a life time asset for my family. Location wise nothing so specific, also kinda ok with a kolkata outskirts.

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u/Ready_Bad8201 — 1 month ago
▲ 4 r/Bangalore_Rentals+3 crossposts

Male flatmate required | Borewell Road, whitefield | 13.7k

Room available for male bachelors from 1st October, 2026.

No restrcitions.

Location: Amrutha Heights, Nallurhalli main road, Whitefield

Google map link: https://maps.app.goo.gl/URo27Fwis8m9dF6v7

Property Details:

Room available in a fully set-up 2.5 BHK apartment located in a gated society.

Facilities Available:

  • Fridge
  • Washing Machine
  • Stove
  • RO installed
  • WiFi installed
  • Society Gym
  • Swimming Pool
  • Shared Washroom (Unattached)
  • 2/4 wheeler parking
  • Cook (Individual, you can opt for your own)
  • Maid (Comes everyday, does utensils and mopoing and cleaning. Cleans washroom and balcony once in every week)

We are 2 bachelors, working in MNC near ITPL, looking for the replacement of 3rd flatmate.

Veg / Non-veg no restrcition.

We are living here from last 2 years.

 Rent Details and other expenses:

  • Monthly Rent: ₹13.7k
  • Security Deposit (Advance): ₹38k (refundable, you will get it back from your replacement)
  • RO: We have already paid for yearly subscription. Will be calculated under setup cost.
  • Society maintenance: ₹4003/month (shared equally among 3)
  • WiFi: ₹1060/month (shared equally among 3)
  • Maid: ₹3000/month (shared equally among 3)

The location offers excellent connectivity to:

  • Bagmane Tech Park
  • Mahadevapura
  • Marathahalli
  • AECS Layout
  • DTP
  • ITPL
  • PSN

DM me if you’re interested or know someone who might be looking!

One-time setup cost: ~₹9k (fridge + washin machine + ro charge + other essentials)

u/Ready_Bad8201 — 2 months ago

Looking for Private Room in 2/3 BHK in Whitefield, Mahadevpura, Seetharampalya, Hoodi

Hello everyone,

I am M27 sfotware engineer at big tech.

🏡Looking for a spacioud Private Room in a 2/3 BHK with attached washroom (attached balcony optional) with bike parking.

📍 **Budget:** Up to ₹25,000/month
📅 **Move-in:** August 1st Week

**About Me:**
• 27M
• Software Engineer at Big tech

• Clean, responsible, and respectful of shared spaces.
• Looking for a spacious and well-maintained home.

**Preferences:**
• Spacious Private room in a 2/3 BHK with attached washroom (balcony optional)
• Non veg people preferred

• Bike parking needs to be there

• Prefered Location: Hoodi, Mahadebpura, ITPL main road, Seetharamapalya, Garudacharpalya

Feel free to DM if you have any leads or you want to be a part of my flat hunting journey and have a similiar preference.

Ready to pay brokerage, in case it checks all of my preference.

reddit.com
u/Ready_Bad8201 — 3 months ago

Looking for Private Room in 2/3 BHK in Whitefield, Mahadevpura, Seetharampalya, Hoodi

Hello everyone,

I am M27 sfotware engineer at big tech.

🏡Looking for a spacioud Private Room in a 2/3 BHK with attached washroom (attached balcony optional) with bike parking.

📍 **Budget:** Up to ₹25,000/month
📅 **Move-in:** August 1st Week

**About Me:**
• 27M
• Software Engineer at Big tech

• Clean, responsible, and respectful of shared spaces.
• Looking for a spacious and well-maintained home.

**Preferences:**
• Spacious Private room in a 2/3 BHK with attached washroom (balcony optional)
• Non veg people preferred

• Bike parking needs to be there

• Prefered Location: Hoodi, Mahadebpura, ITPL main road, Seetharamapalya, Garudacharpalya

Feel free to DM if you have any leads or you want to be a part of my flat hunting journey and have a similiar preference.

Ready to pay brokerage, in case it checks all of my preference.

reddit.com
u/Ready_Bad8201 — 3 months ago

Looking for Private Room in 2/3 BHK in Whitefield, Mahadevpura, Seetharampalya, Hoodi

Hello everyone,

I am M27 sfotware engineer at big tech.

🏡Looking for a spacioud Private Room in a 2/3 BHK with attached washroom (attached balcony optional) with bike parking.

📍 **Budget:** Up to ₹25,000/month
📅 **Move-in:** August 1st Week

**About Me:**
• 27M
• Software Engineer at Big tech

• Clean, responsible, and respectful of shared spaces.
• Looking for a spacious and well-maintained home.

**Preferences:**
• Spacious Private room in a 2/3 BHK with attached washroom (balcony optional)
• Non veg people preferred

• Bike parking needs to be there

• Prefered Location: Hoodi, Mahadebpura, ITPL main road, Seetharamapalya, Garidacharpalya

Feel free to DM if you have any leads or you want to be a part of my flat hunting journey and have a similiar preference.

reddit.com
u/Ready_Bad8201 — 3 months ago
▲ 2 r/FlatandFlatmatesBLR+1 crossposts

Private Room in 2/3 BHK

Hello everyone,

I am M27 sfotware engineer at big tech.

🏡Looking for a spacioud Private Room in a 2/3 BHK with attached washroom (attached balcony optional) with bike parking.

📍 **Budget:** Up to ₹25,000/month
📅 **Move-in:** August 1st Week

**About Me:**
• 27M
• Software Engineer at Big tech

• Clean, responsible, and respectful of shared spaces.
• Looking for a spacious and well-maintained home.

**Preferences:**
• Spacious Private room in a 2/3 BHK with attached washroom (balcony optional)
• Non veg people preferred

• Bike parking needs to be there

• Prefered Location: Hoodi, Mahadebpura, ITPL main road, Seetharamapalya, Garidacharpalya

Feel free to DM if you have any leads or you want to be a part of my flat hunting journey and have a similiar preference.

reddit.com
u/Ready_Bad8201 — 3 months ago

Unable to log in as a root User.

New into Hetzner eco system.
Trying to log into the server as a root user then planning to configuring ssh keys and change the root password.
But unfortunately, I am not able to log into the server.
I have tried creating multiple server instance but the issue persists. Most probably, I am doing something very silly.

I received the root user password in my email, tried log in using that, it did not work.
Then tried to reset my password from server rescue section, that newly generated root password did not work as well.

Everytime it says wrong password. I also tried to log in from my android device using termux. But same problem.

Here is a small video, that demonstrates what are the steps I took to resolve this issue, but so far no luck.

It feels like the journey will stop before even starting. This is so fustrating.

command history

Here is the link of the video, that explains steps I tried:
https://drive.google.com/file/d/1RTgHP8yjMYLDosrp8i84BLWt9iQ9XhHo/view?usp=sharing

any help is much appreciated.

otherwise, I am thinking to move out from Hetzner.
May be, it's just not for me.

reddit.com
u/Ready_Bad8201 — 5 months ago
▲ 7 r/n8n_ai_agents+2 crossposts

The reasoning_content in the thinking mode must be passed back to the API.

Has anyone of you faced this issue with deepseek llm model while working in n8n ?
I am trying to scrap the data out of email body and put inside the google sheet.
I am using n8n ai agent node and connecting with deepseek llm node using deepseek flash model to get it done.

I am facing this issue only when I am connecting some tools like google sheet, mcp etc etc.

Any idea, how to deal with it ?
I dont wanna rely on some unknown community nodes.

Error details

n8n workflow, where it's failing

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u/Ready_Bad8201 — 5 months ago
▲ 3 r/Bard+1 crossposts

I am exploring gemini llms recently. Working on building some n8n workflow.
I used to know that:

Gemini 2.5 Flash-Lite is available on Google’s free tier with a limit of 15 requests per minute (RPM) and 1,000 requests per day (RPD), capped at 250,000 tokens per minute (TPM)

But now, when I have started using it, I totally shocked:
as the rpd is showing 20 requests per day in my google ai studio dashboard.

My current dashboard numbers.

the rpd values are pretty less for other old llms as well.

I would like to know is there anything wrong I am doing ? Or is there anything that I have to do to get higher rate limits.

thanks in advance :)

reddit.com
u/Ready_Bad8201 — 6 months ago

n8n beginner here. I've started exploring n8n lately and it's quite fun.

I'm building a small automation that fetches the unread finance mails out of my gmail and using ai models I can find what's the amount I have spent in which category and add it into my expense tracker google sheet.

I'm using gemini free tier llms. But every day I'm being rate limited as requests per day limits are being reached for gemini flash 2.5 and 2.5 flash lite

I feel like gemini 3.5 flash lite free tier would be good enough for me. But I can't find that llm inside gemini chat model n8n model.

I would like to get your thoughts here.

gemini current usage.

receiving 429 error response.

reddit.com
u/Ready_Bad8201 — 6 months ago