r/IndianCyberHub

Recieved random 30,50 rs on Google pay. From Unknown person. No call , no message. Couldn't understand what to do!! Help ??? !! Bank saying, just don't share personal information to anyone. That's all.

Recieved random 30,50 rs on Google pay. From Unknown person. No call , no message. Couldn't understand what to do!! Help ??? !! Bank saying, just don't share personal information to anyone. That's all.

Today received - 30/-

Yesterday received - 50/-

Full unknown person. What should I do !??

My SBI account was put on STOP due to suspicious activity.
I went to my home branch and submitted an application and completed KYC. The branch initially said there was no information about which transaction or which Cyber Cell was involved.
I also filed a grievance on SBI CRH and then on CPGRAMS because I was not getting the basic details.
After the CPGRAMS grievance, SBI replied that a partial freeze was imposed by the bank on the instruction of Cyber Cell NCRP of police station of respective state. They also said they had shared the details of the case with higher authorities.
I went to the bank manager again. He called upper management and got information by email. He told me that there was nothing wrong with my account and that one of the SBI employees would come to my home for verification.
She came to my home 2 days ago and completed the home verification.
Now I want to know what I should do next. Should I wait for the verification report to be processed or should I contact the branch again?
Has anyone had a similar experience where SBI put a STOP on the account, then did KYC and home verification, and later the account was unfrozen?
I mainly want to know what happened after the home verification and how long it took.

​

I joined a WhatsApp group where people were selling USDT at around ₹105 per USDT, with a middleman acting as an escrow.

I was planning to sell roughly ₹80,000 worth of USDT. Instead of sending the payment directly to my bank account, the escrow/middleman gave me PhonePe gift cards as payment.

I already knew how to redeem/use PhonePe gift cards, so I thought the transaction was safe. I redeemed the gift cards into my PhonePe account, then moved the funds through a merchant QR belonging to someone I knew, and eventually transferred the money to my personal bank account.

At the time, I thought this was relatively safe because the gift-card redemption, merchant QR transaction, and final transfer were all handled by me/people I knew. I didn't realize the original source of the funds could be problematic.

Around 1–2 months later, I started getting multiple lien amounts placed on my bank account — for example ₹2,000, ₹2,000, ₹3,500, ₹7,800, ₹9,000, etc. In total, the liens are around ₹55,000.

My bank account has not been frozen; it currently only shows these lien amounts.

The problem is that I no longer have the WhatsApp chat records with the group/middleman because of dispapearing messages and there number was international surely fake,However, I still have screenshots showing the USDT being sent to the person.

What would be the proper way to resolve these liens with the bank/cybercrime authorities? Should I provide the USDT transaction screenshots and explain the complete transaction flow?

I'm looking for genuine advice on what steps I should take next. I don't want to make the situation worse by taking the wrong approach.

​

Hi everyone, I need advice regarding my bank account being frozen for around ₹20,000 due to a cybercrime-related case.

The bank sent me a letter saying ₹1,000 would be transferred to another account and that I could appeal within 5 days. However, the bank sent the letter to me almost one month later, after the 5-day period had already passed.

The letter only has a case/reference number. It doesn't mention the court name, police station, investigating officer, or where/how to file an appeal.

The bank is not providing clear guidance on how I can get the account unfrozen.

- case filed in Maharashtra police station i dont know the exact court

- Where should I apply to unfreeze the account?

- Can I challenge the freeze since I received the notice late?

- Can the bank freeze ₹20,000 when the disputed amount mentioned is only ₹1,000?

Looking for advice from anyone who has dealt with a similar cybercrime bank freeze in India, especially lawyers. Thanks.

A friend of mine got in touch with a fake account posing as a girl who got him onto a video call. They have recorded his video and have shared it to all their Instagram followers in DMs. How should he approach this scenario? He has already paid close to 50k to get the video deleted but the scammer keeps asking for more. Helpline 1930 does not work. Please help

With the amount of personal data of India's I have seen being sold on dark web hacking forums . Just casually browsing such fourms I have seen data of millions of Indians being sold.I have started to think if privacy even exists.

Mostly my leaks from indian companies leaking user data.

Are these companies even taking cybersecurity seriously?

So the sim I bought is recycled I got to know while logging in whatsapp

Now the problem is his Bank account is still Linked to this number

I deleted his UPI

Called the Bank , explained the issue but they are telling visit the local branch , which is of no help, they just gonna make me wait and tell me bring this and that for no reason

I don't have any account in that Bank

Now I want to link my old account to this new number

But the thing is I want to be sure if it's safe ?

Can there be any problem in future due to this ?

Like online payment or college scholarship ?

It would be a great help if anyone helps !

Dear IOB customer we have Lien marked RS 1900.00 in your account ending with 0392 Cyber police Complaint No:31108260191989. Please contact your branch for further information.

I received an email from SBI on 15/08/2026 saying:

«“Hold for INR 18,999.86 created in deposit A/c XXXXXXXX on 15/08/26. If not consented, pl contact branch-SBI.”»

I did not knowingly request or authorize this hold.

I want to understand:

1. What are the common reasons SBI places a hold/lien on an account?

2. Could this be related to a cybercrime complaint, disputed transaction, or some kind of bank investigation?

3. How can I find out the exact reason/reference number for this hold online?

4. If there is no issue from my side, how long does it normally take for SBI to release the held amount?

5. Has anyone here experienced a similar SBI hold/lien? How long did it take in your case?

6. Does the ₹18,999.86 become available automatically after the issue is resolved, or do I need to submit any documents/request to SBI?

I have already contacted/plan to contact SBI, but I would like to hear from people who have actually experienced a similar hold.

I have hidden my account number and other personal details in the screenshot.

Once you've been scammed, your details go on a list. The list gets sold. Then the second wave starts, and it converts better than the first, because now you're desperate and you've already learned this stuff is real.

How they find you

Your number, the amount you lost, often your case number. Sometimes from the original fraud group. Sometimes scraped from complaint forums and comment sections where victims post details publicly.
Which is why: never post your phone number, case number or account details in a public thread. Not here, not anywhere.

What the approach looks like

1. "Cyber cell empanelled recovery consultant"
2. "Ethical hacker, I can trace the wallet"
3. A lawyer with a real-looking bar council number
4. Someone in a Telegram group posting screenshots of recovered amounts
5. Occasionally: someone impersonating a mod of a sub like this one

The structure is always identical. A small upfront fee for court filing, portal charges or blockchain tracing. Then progress. Then a bigger fee right at the moment of success: tax, clearance, unfreezing charge. The amounts escalate for exactly as long as you keep paying.

Hard rules that will save you:

1. Nobody legitimate cold-contacts a fraud victim. Ever.
2. Nobody can trace or reverse a UPI transfer for a fee. That service does not exist.
3. Real recovery happens through 1930, [cybercrime.gov.in](http://cybercrime.gov.in/) and your bank, and it is free.
4. Anyone asking for payment before recovering anything is scamming you.
5. Anyone needing remote access to "check your account" is scamming you.

If you get one of these, post the screenshot here.

The more of these get documented publicly, the fewer people fall for them.

• My account has been lien marked in layer 2. on 28-8-2026 i got a message from the bank that my account has been lien marked due to a ncrp complaint and all upi and e banking services are therefore stopped.when i got the details from bank and checked my bank statement i found the exact transaction that caused freeze or lien on my account. by the way the transaction was done in 2024 on 11 nov and after more than 1.5 year cyber cell freezed my account. it was a p2p trade that i did on binance. 15days have passed still account is freezed. but somehow i got a lawyer who is from bangalore only and now is seeing my case. lets see what happens now.

Save this before you need it. If you’re in it right now, start at the top and don’t read ahead.

FIRST 10 MINUTES

Call 1930, the National Cyber Crime Helpline. This starts the process that can freeze the money downstream. Do it before anything else, even before your bank.

Call your bank’s fraud number. Say: unauthorised transaction, please freeze my account and block my cards. Note the reference number and the time.

Do not call any number the scammer gave you.

FIRST HOUR

File at cybercrime.gov.in, financial fraud category. Save the acknowledgement number, every other agency will ask for it.

Change your net banking password and UPI PIN, from a different device if possible.

If you installed an APK or gave remote access via AnyDesk, TeamViewer or QuickSupport: airplane mode, then uninstall. Assume every OTP that reached that phone was read.

FIRST 24 HOURS

Screenshot everything before it vanishes. Chats, numbers, UPI IDs, transaction IDs, the app, the website. Deleted WhatsApp groups are gone forever.

Report the number at sancharsaathi.gov.in so the SIM gets flagged.

Written complaint to your bank branch. Get it stamped. Email is fine but keep a paper trail.

If UPI was involved, raise a dispute with the app as well as the bank.

Go to your local cyber crime cell with the acknowledgement number and printouts. If they push back, that acknowledgement number is what makes it hard to refuse you.

NEXT FEW DAYS

Check your credit report for loans opened in your name.

If an APK was installed, factory reset the phone.

Tell one person you trust. Not for the money. For you.

THEN, THE PART THAT ISN’T ABOUT MONEY

People will now approach you offering recovery. They’ll know details about your case, because victim lists get sold. Every one of them is a second scam. No genuine agency, lawyer or ethical hacker cold-calls victims. If money comes back, it comes back through the bank and the 1930 process, slowly, and nobody charges you upfront for it.

And this was not your fault. These are full-time professionals running scripts tested on thousands of people. Getting hit by one says nothing about your intelligence.

I have a victim of cyber fraud ?

Two years ago my money was hold/ leined registered multiple of complaint to cyber cell offline and online both but no response , my 2 complaint was closed and I complaint 3rd time in 2026 but as usual no response by Cyber cell of police , what can I do .?

Hi,

I just opened a kotak 811 virtual account last week and not using much, but today I have transferred some funds from my another bank account to this account of around 33.9k something.

And then I do a transaction of credit card repay from this bank of 30.6k and then after 2 min i received a message that:

"Dear customer, Rs. 26000 is on hold in Kotak A/c XXXXXXXX due to recent activity. Funds are safe & will be released in 72 hours. Need help? Call 18004100. T&C"

And then I checked on kotak bank balance is zero..

😭😭😭

please help Update: i contacted with kotak customer care and they told me that this lien is for review purpose for your account safety and will be removed in 72 hours.

I shared my Telegram username with someone on Discord. Shortly after that, he somehow obtained my phone number and called me using with a spoofed number.

During the call, he mentioned my parents’ names and my sister’s name, which really scared me because I never gave him that information.

Now he has started SMS bombing me and repeatedly harassing me.

I have screenshots, call logs, messages, usernames, and other evidence saved.

I’m really worried about how he got my phone number and family members’ information, and whether he has access to any of my other personal data.

What should I do right now? How can I find out how he obtained this information, and what steps should I take to protect myself and my family?

So I got matched in a dating app. We chatted but as usual one thing went to another and led to video call. I shared my insta acc and she took all my friends id as ss. However in the video my face is not visible and the number I used nobody knows. When she messaged I panicked and I said I’m gonna commit suicide by cutting my hand. I cut my palm and sent her one view pic and told that I’m gonna commit suicide and do whatever you want. I sent couple of photos again and then didn’t reply. She vc again I didn’t pick. After that she told me that she uploaded the video and asked me to check. But didn’t send anything. But yeah I’m panicking like hell. Already I’m in worst phase of my life that’s why I stupidly fell for this scam. I have advised a lot of people not to get scammed but out of temptation I got into this. So now I dont know what to do