r/IndianCyberHub

Around 25 days back I saw an advertisement on Instagram about a creadit score checker application on playstore so I installed it and gave some basic details like pan card and selfie verification and after 5 minutes they sent me 2300 rs to my account and later in the application it started showing one active loan and it was showing 4000. I tried to contact customer care but no one replied so I left it then n there hoping to get a reply but on one did.

Now after 20 days I open the application and see the loan amount overdue and asking me 8400 and later get a call from a guy asking me to repay it. This is total scam so I looked for the application online and saw soo many youtube videos claiming it is a total fake and scam application.

Now my concern is what should I do now, I really worried. That guy even called my family members

Can someone please help me out with this

Application name:

Creadit Calc online

A lien has been marked on my bank account. I have already approached my bank and formally raised the issue on the GRM (Grievance Redressal Mechanism) portal, but I need a lawyer to help expedite the removal or follow up with the authorities.

If you are a lawyer experienced in banking/cyber cell lien removals, please DM.

It's been about 6 months since I've had a hold in my account. I've already visited sbi made a signed document in not being a mule account I've never gambled or used crypto. My cousin also got a hold amount of 1000 from same police station as me (Kamothe police station in Navi Mumbai; we live in Mumbai and have never been to navimumbai) his bank is bob at the same time as me. Idk anything about his situation other than his case is also not resolved. The sbi bank manager marked my account as non mule went through my transactions there was nothing sus he said he even contacted the police station but they haven't updated. The stupid manager just does the same thing every month and no resolution. What can I do?

Hi everyone, I need some advice.

My SBI account has been put on hold. First, I received an SMS saying a hold of ₹2,000 was placed, and later another SMS said the hold amount was increased to ₹3,000.

I think this may be because I received money from an app that paid commissions for tasks, but it now seems the app may have been related to gambling or suspicious activities. I wasn't aware of that at the time.

Has anyone faced a similar situation? What usually happens in such cases? How can I get the bank hold removed, and what steps should I take next?

Any genuine advice would be greatly appreciated. Thank you.

Used ChatGPT to structure the timeline of events.

TLDR : My family's experience with a Packers & Movers company – ₹16,388 paid, belongings still missing, police complaint filed

I'm posting this to warn others and to see if anyone has had a similar experience or can suggest what else we should do.

On 27 May 2026, I booked a Packers & Movers service through Logistic Mart with a company identifying itself as Space Logistics. The contact person was Ajay Chaudhary (8826823621).

The agreed quotation was ₹800 per carton, and I had 6 cartons, making the total agreed amount ₹4,800. We paid ₹1,000 as advance.

On 30 May, three workers came to my residence in Delhi, packed my belongings (clothes, books, utensils, appliances, shoes, important documents and other household items)and took everything with them.

During packing, they asked me to declare an insurance amount. I estimated the value at around ₹50,000. Later that evening, Ajay called and claimed that their machine had assessed the value at ₹1,60,263. When I specifically asked whether this would increase the charges, he clearly assured me that it would not. Based on that assurance, I paid the remaining ₹3,800.

The promised delivery date was 4–5 June.

From 30 May onwards, I repeatedly requested the GST invoice and tracking details. Every day I received a different excuse.

When the promised delivery date passed, I continued following up. Every day I was told the goods would arrive tonight.

On 8 June, instead of receiving my belongings, I suddenly received a bill for ₹16,388. I was shocked because these additional charges had not been clearly explained to me during booking.

When I questioned the bill, I was simply told to refer to the quotation. I carefully checked the quotation and could not find the charges being explained the way they were being demanded.

My elder sister then spoke with Ajay to seek clarification. During that conversation, he became extremely rude and disrespectful, and threatened that if we did not pay the remaining amount within 15 minutes, our belongings would be destroyed and we would never get them back.

Out of fear of losing everything, we paid the remaining ₹11,588.

Even after paying:

* No GST details were provided.

* No tracking details were provided.

* Our goods were still not delivered.

For several more days we kept calling from multiple numbers. Every day there was another explanation for delay.

Finally, on 12 June, we were asked to pay another ₹5,000 before delivery.

At that point we refused because we believed we were being subjected to an ongoing scam.

So far we have:

* Filed a Zero FIR at Baran Police Station, which has been forwarded to Shakarpur Police Station.

* Contacted Delhi PCR.

* Filed a complaint with the Consumer Helpline.

Unfortunately, we still have not recovered our belongings or our money.

The total amount paid by us is ₹16,388, excluding the value of all the household items that are still missing.

This entire experience has caused significant financial loss and mental harassment for our family.

I'm posting this for two reasons:

1. To warn others to thoroughly verify any Packers & Movers company before paying.

2. To ask whether anyone has dealt with this company or this individual, or has any suggestions about additional legal remedies we should pursue.

If anyone has gone through something similar, I'd really appreciate your advice.

Hello All,

I have received a notice from Cyber Crime Delhi regarding a disputed LIC transaction. I used to pay my LIC premium amount to a person on Telegram, and he would offer me a 5% or 10% discount.

I had been paying him for the past year, and my policy requires quarterly payments. This Telegram individual paid someone else and shared my policy details. That person then hacked someone's mobile and paid my policy amount. Consequently, I received the notice. I consulted a lawyer, who responded to it and sent all the required documents and a petition to the cyber police station. They agreed that I am also a victim and requested the details of the person to whom I paid the amount. My lawyer sent another petition with the required details.

Now I have received second notice via registered post and asking me to appear in person again. However, Delhi is far for me, and we requested video conferencing, but they are not accepting it and are asking me to come to Delhi. Initially, they said I was also a victim, and now they have sent two notices asking me to appear.

I have no connection to the person involved in the crime; I transferred my money via credit card to the Telegram person. Could you please help me with what I should do now or offer any suggestions? My policy amount is 15840 and I paid 14572 after discount.

Please help me out. Thanks in advance.

My parents got scammed and he transferred the 30k rs to the scammer .

The scammer called himself a relative of my brother-in-law and he believed it , after a while he realised that was a scam but it was too late to do anything.

We have also contacted the bank and reported the complaint via an online portal but it wouldn't work.

Any suggestions would be appreciated 👍🏻

I have been doing many transactions to other persons through an app and receiving cashbacks on it like every 100 rupees transaction would give me 9 rupees. In which one of the transaction I got credit to my bank account of 500 rupees and that was of fraud. The cyber crime who put hold on 500 was from Karnataka I called the I O and he ask me to send email about the money stating from where I received it. As well as he is asking my Pan and Aadhar. What should I do should I give my credentials to him? Will they will start any proceeding against me?

so my gf is being harassed by a fake id on instagram he has been trying to get her and talk to her she has been blocking him constantly but he then msgs her on her different acs so recently she abused him very badly and now his ego has been hurt so he msgd her uncle saying that a daughter of your house is getting out of hand for context she lives in a strict joint family where girls are engaged at 18 but she fought with her father to go to clg and promised she will not do anything like talking to boys or anything even having an insta ac is not acceptable in her house but now that guy is threatening her with pictures of me and her which he took by stalking us on road he has taken pics secretly and filing a cyber complaint or police complaint is not an option I need someone to please help me find the guy who is doing this i only have his insta id which is clearly fake account so please is there anyway from which i can find out who the guy is please help me urgently!! 🙏🏻🙏🏻 i dont know if this is the right sub if not then please help me redirect to that sub 🙏🏻🙏🏻

Guys I'm really scared right now and don't know what to do.

I use a p2p site sometimes to earn a little extra money, nothing big, no scheme or "double your money" stuff, just regular p2p trading.

This week I went to my SBI branch, as I had got a sms stating my account is frozen, and they told me my account is frozen because of a cybercrime complaint.

I don't understand any of this. I haven't knowingly done anything wrong, I was just using the p2p site normally.

Now I'm panicking because:

I don't know why exactly it got frozen or which complaint/FIR it's linked to

I don't know how long it will stay frozen or what the timeline usually looks like

I don't know if I'll get a legal notice or if police will contact me directly

I don't know if I need a lawyer or what the first step even is

Just to be clear, I'm not asking for any workaround or way to bypass this, I genuinely want to know the correct legal process to sort this out. If anyone has actually been through this same situation with SBI or any bank, please tell me what steps you took and how it eventually got resolved. Any real guidance would help a lot right now.

Very scared😭

Please read this file and if you feel it's right to develop please discuss with any bank manager to tell to discuss with their head branch of the bank and by them to Reserve Bank of India to implement this and if the all banks of india use the protocol application you can offer them to develop their application form your known company or your known institute and can gain huge amount of money and if you know other way to implement this please do; I just suggest you to do as a social work.

PETITION TO THE CONCERNED GOVERNMENT AND JUDICIAL AUTHORITIES AND BANKS TO STOP DIGITAL CYBER MONEY ROBBERY COMPLETELY TECHNIQUE:-

​FROM:

Name: Mrutyunjaya Panda

Mobile/WhatsApp: +91 7205576632

Email: mrutyunjaypanda1997@gmail.com

​SUBJECT: Formal Request to Mandate an Isolated Network and Common-Sense CAPTCHA Protocol to Completely Stop Digital Money Robbery.

​HON'BLE AUTHORITIES,

​To completely eradicate digital financial cybercrime, I respectfully petition the government to implement a mandatory, common-sense CAPTCHA verification system for all bank transactions, delivered directly from the debiting bank's server to the user’s registered mobile number.

​To ensure absolute security during this authorization window, telecom companies must temporarily restrict all foreign networks and external incoming signals to the device, permitting communication exclusively with the bank’s server until the correct CAPTCHA is forwarded or the user explicitly cancels the transaction.

​These multi-lingual, common-sense CAPTCHAs (for example: identifying whether a heavy stone, concrete, or light paper floats on water) will remain the standard security protocol unless a citizen formally opts out or chooses the traditional process at their registered home bank branch.

​PRAYER:

I kindly request the Hon'ble Court and relevant Government Ministries and Banks to review this secure transaction pattern and implement it as a national banking rule to protect citizens' wealth.

​Respectfully Submitted,

Mrutyunjaya Panda

Hey guyss.. I'm a 11th standard student who b4 a couple of weeks had no idea what career imma choose. But recently when I heard about cyber security , I started developing an interest towards it.... My plan is to graduate in any of the IITs and learn ethical hacking and enter into the world of cyber security.... I want ur help in making me understand what cyber security is and gimme a road map... I want someone to guide me.... Pls help me guysss.... I hope y'all will help me...

So around 15 days ago my 17 year old cousin brother wanted to withdraw some fund from a gaming app , he said can't withdraw in fampay because it doesn't have a upi id , i refused .. then he started going like "i want to save money for a phone so please let me .."

now their fianincial condition aren't that good so i agreed after him requesting many times .

now in startng payment was in multiples of 100s , not after like 10 days the amount begin to shift to 1000s , at this time i was busy in some of mine own hetic works so, i didnt give it more of an importance , i just transfered all of it to his fampay account at nights.

now in about 20 days he withdrew around 40k i grew suspicious , confronted him , he the said " i only take around 30-35% percent of it and rest i have to deposit it to that app again or they will start calling you asking to deposit it from mutliple numbers also it was a betting site not some app "

then i searched around a little bit and then i knew about money mules, layers ,account freezing , lien etc.

Now i am SHIT scared as this is my only account i am 19 and live with my parents and yes they are strict . for now i have withdraw most of my funds from it and deposit it in my mother's account which also i control . BUT i also HAD A TRANSCATION of 2k in it during that time from my account upi .

NOW please tell me what are the chances of my account getting freeze . he withdraw that sum in around 40 transcations . and HOW can i know if any of these transcation can be a problem to me in future .

PLEASE tell me i am SHIT SCARED,HIGLY ANXIOUS , getting trouble in sleeping , appetite decreased , can't FOCUS , , as soon i start studying my mind gets fucked will thinking about it freezing , my scholarship amount getting stuck and my parents knowing this and how they will react .

TLDR : minor cousin withdraw 40k from betting site in around 40 transactions in my primary account that also contains my scholarship. How can I know if any of these will cause my account to get freeze.

My friend has been threatened and harassed online. Long story short. She was in a relationship with this guy who she broke up with as things didnt work out. He happened to have her intimate photos and shared it to his friend. His friend (let's call him Martin) has been making fake profiles on Facebook, Instagram, reddit, and other websites and impersonating her and posting her photos on those websites in groups and pages along the lines of "looking for fun".

He has also made several threats to go above and beyond just this. His latest threat was to nuke her socials and she has been getting spammed with Instagram security code messages.

She changed her phone number after he leaked it publicly.

As her friend. I want to make sure this Martin guy gets behind bars for all this crime. And even his friend (her ex) also have action taken against him.

I have all the screenshot of his messages to her account and even have his personal Instagram and phone number.

Could anybody experienced in this please help guide me on what I can do.

Thank you guys so much