r/MalaysiaPF

Most Malaysian PF content I find is about what to do once you have money. Save, invest, EPF top-up, ASB, etc. All useful.

What I struggle to find is the bit before that. A Malaysian creator who actually walks you through starting a side hustle from zero. Pick an idea that fits your skills, validate it, get your first paying customer, handle the SSM/LHDN admin once it matters, price properly. Idea to RM1 journey, basically.

The closest I've come across is Suraya (Ringgit Oh Ringgit) on freelancing, KCLau on financial education generally but none of them are on "how a corporate guy turns his existing skills into RM3K/month on the side."

2 questions:

1. Who am I missing? Names please, English or BM both fine.
2. If you've actually built a side hustle while working full-time, what helped you the most? Book, course, mentor, community, anything.

Thanks in advance.

Most likely due to the location of my job, Ipoh, often seeing people here on average discussing their monthly salary at least 6k, 7k, 8k feels out of the world to me. Like, every job postings at my state I observed, either minimum wage 1.7k, 2k, or at max also 3k only for most exec level.

Nothing much just feels like in living in a different world than most of the members in the sub, and Ipoh cost of living not really as low as people would think already. Largest difference with big cities most likely are the tolls and parking fees.

Well.. baby is 6months now and realising that raising a kid is really expensive.😂
I want to start saving for my baby’s future (education, etc.) right now so they don't have to struggle like I did. What’s the go-to move for Malaysian parents nowadays?
Is SSPN-i still the best choice? Or any suggestion?🫡

Hi abang and kakak. Recently I just got an offer to work in SG. It's a big MNC in semicond industry. As of now, i work as a process engineer for bout 3.5 years purely in semicond. In term or career progression, is it okay if i downgrade myself to work as assistance engineer in SG rather than continue work as engineer in MY? If I decided to go work in SG, later i go back to MY can i still work as engineer? What's your take on this? Huhuhu

Hi I plan to invest rm200 monthly in one of the unit trust funds via fsmone, which funds should I recommend for low risk investment for beginner, tq

I joined a company on the 6th last month. HR told me I would get paid around the 7th/8th to get paid since I joined late. On the 7th I asked HR “Will I get paid today?” They said no it takes 1 month and 1 week for new employees. Which is different from what they told me on my first day. Is this legal and normal? To be informed so last minute when I was expecting to be paid on the 7th is really frustrating. I could have planned my finances better if they told honestly when I was going to get paid.

I’m Malaysian. If I’m considered unemployed in Malaysia (don’t have income paid from a company) at the moment, can I sign up for KWSP EPF I-Saraan?
Was told to do this by a someone for the $500/yr