So I'm a fresh graduate and got new job salary around 3.5k. So let's say I want to saving around rm500 to rm1k, what you guys suggest. Since I don't have any experience or knew any friends that can help me this. My goals is, i want to save for marriage, and my target is 1 year from now. I want to save at least around rm15k-20k. Can you guys give me some insight
Hi, we are new to adulting and trying to better manage our finances. We found some sample budgets online, but some of them seem quite unrealistic to me.
For example here a household income of 11800, net take home pay would only be around 10000. That means they are spending more than 50% of their income just on servicing their loans! (3000+2500).
Isn’t this too high a ratio and spending beyond their means?
I recently came across a few listings for 3K + sq ft triplex units at Mont Kiara Pelangi, with asking prices of around RM400 psf.
I've done some research on the development and although it was completed in 1994, it seems to have a reputation as one of the best-built condos in MK. From what I've read, it's also by the same developer behind Aman and Damai, and the management also seems to have maintained the property quite well over the years.
My only concern is its age. I already expect to renovate the interior to give it a more modern look, but I'm wondering if there are other issues I should be prepared for especially with a triplex unit. Are there any common structural, waterproofing, plumbing, electrical, or other major building issues that could end up costing a lot in the future?
My plan is to buy it as my own home and live there for at least the next 7–10 years, not as an investment property or rental.
Any current or former residents,or anyone familiar with the building perhaps? Thanks in advance!
Hi everyone!
I’m currently conducting a pilot study for my Final Year Psychology Project on spiritual well-being, social support, and psychological resilience among Malaysian university students.
If you’re a university student in Malaysia aged 18 or above, I’d really appreciate it if you could take 10–15 minutes to complete my questionnaire.
Your participation is completely voluntary and anonymous, and your feedback will be really helpful in improving the study 💛
Thank you so much for your support!
https://forms.gle/A3HiXxRVoGcJSpeu5
This report is a little long, but an eye opener for the everyday individual looking to improve their finances.