r/Monero

Introducing ZeroPay | A Non-Custodial, Non-KYC Payment Processor
▲ 4 r/Monero

Introducing ZeroPay | A Non-Custodial, Non-KYC Payment Processor

We are ZeroPay.network, a premium payment processor engineered for merchants who demand absolute privacy, financial sovereignty, and zero third-party interference.

We provide the processing infrastructure, but you retain 100% control over your funds. No middlemen, no KYC bottlenecks, and zero custody. We host our own nodes, so, we are not relying on any custodial system.

Our Home Page

Our Core Features

  • 100% Non-Custodial: Payments go directly from the customer to your wallet. As a processor, we route and verify the transactions, but we never touch, see, or hold your private keys.
  • KYC/AML: No compliance tracking and no identity verification required to start processing payments. We won't ask too many questions.
  • Instant XMR Detection: Seamless, real-time payment detection and confirmation driven by our own backend infrastructure. Native XMR payment gate.
  • Multi-Tenant Architecture: Built from the ground up to support multiple independent merchants and stores under a single account. You can easily have multiple stores set up.

Our Dashboard Home Page

Our Dashboard Wallets Page

Early Adopter Offer

ZeroPay is a private service focused on providing high-performance infrastructure for serious merchants. To celebrate our launch and get feedback from the community, we have a special offer for early adopters:

The first 10 users to sign up will get 0% processing fees for their first 5 days.

If you are looking for a reliable, secure processing partner that respects your privacy and don't ask too many questions, visit our website to secure your access.

Website: https://zeropay.network

Please note that we are still in BETA, and we are actively taking part maintaining and development of the system. So, we will ask for your feedback as you use the site.

Also note that, we do not have register function for now. Users who want to use our services can contact us through the contact form or our email address in the contact us page.

Drop your thoughts or questions below.

ZeroPay.network

reddit.com
u/zeropay-network — 1 day ago
▲ 41 r/Monero

Let's show the Monero community's generosity and fund internet freedom together with the Tor Project!

The Tor Project, a vital privacy tool and community, have kicked off an initiative over the next 30d doing a quadratic fundraiser with matched donations, aiming to provide a long ramp of funding to 10 vital projects in the privacy and anti-censorship space. As a part of this they've onboarded ALL of these organizations to Monero (via Cake Wallet) to directly receive donations, and that gives us a unique chance to show the privacy and FOSS world that the Monero community is ready and willing to fund other projects fighting for internet freedom.

https://internetfreedom.torproject.org/

Please take a few minutes through the site, browse the projects, and consider donating some of your hard-earned piconeros to support these fantastic projects and show them why they should care about Monero as a donation source in the long-run.

For years the Monero community has proven to be immensely generous when it comes to the CCS, and I'd love to see that overflow here and blow these projects away.

reddit.com
u/sethforprivacy — 1 day ago
▲ 35 r/Monero

[PSA] Haveno TradeProtocol exploit

A live instance of the Haveno software (RetoSwap) is effected. Details of the exploit from Haveno dev woodser are as follows: "when the attacker took a trade, they sent a fake, out-of-order ACK message impersonating the arbitrator, causing the software to update the arbitrator's node address to their own, allowing them to create a compromised multisig wallet before funds were deposited. preventing this is straight forward, by checking that the multisig wallet is already created before updating the arbitrator's address: https://github.com/haveno-dex/haveno/pull/2315".

It's not yet clear exactly how much Monero has been stolen. Haveno network operators are strongly advised to halt trading which RetoSwap has done.

u/plowsof — 1 day ago
▲ 34 r/Monero

Looking for a developer with a lot of blockchain experience.

Hey, I am working on a project it is an instant crypto to crypto exchange with no third party apis. Plan is to be funding the exchanges with my own liquidity and charge a small fee. The frontend is fully done I just need an experienced developer to complete the backend. Seeing a lot of exchanges being exploited nowadays I’m looking for someone with a lot of experience in this field. Ofc I’m looking to pay for the work.

Blockchains that we plan on working with: Monero, Bitcoin, Ethereum, Litecoin.

reddit.com
u/Several_Meringue_306 — 2 days ago
▲ 60 r/Monero+3 crossposts

Sovereign Money for the Post-Dollar World

Since 1974 oil has been traded in dollars. That single arrangement gave the dollar its global reserve status.

That system is cracking. Saudi Arabia is selling oil in yuan. Central banks are buying gold, not Treasuries.

States know what is coming. Their response is not a free market alternative. It is CBDCs - programmable money with surveillance built in.

That is not an upgrade. That is control.

medium.com
u/NeoLogic_Dev — 3 days ago
▲ 68 r/Monero

Testing a Stripe-like Monero payments system

I had an idea of this for a few weeks now, seeing that alternatives like BtcPay requires the user to host a RPC too I thought running a fully hosted payments platform would be easier for most developers.

It uses a centeralized wallet to collect funds, verifies each Tx with its own subaddress and its pretty easy to interact with via the API. Payouts are directly sent after the 10 block confirmation, but the transactions can be verified within 1 block (or even with 0-conf, as it watches the mempool too) to make it faster for the user.

First implementation has been with another project of ours which used Polar as the only payment method, and I am pretty happy with the current results :)!

I would like to hear the communities ideas, and you can check the source code (or self-host it).

https://github.com/islemci/cheyn

0:36 - 1:17 sped up because Tx was not included in a block for a few mins :(

u/NoAct2994 — 3 days ago
▲ 7 r/Monero

What's wrong with AI-built products including Monero wallets?

Lately there's been a wave of new apps built with AI, including wallets.

What's the actual risk for a regular user? Not just 'the ai doesn't know what it's doing' but real, practical dangers?

reddit.com
u/Firm_Bullfrog_2980 — 3 days ago
▲ 15 r/Monero

Founder of Expeer We built a no-KYC XMR exchange — opening our affiliate program today

Disclosure: I'm the founder of Expeer (expeer.io). This is a promotional post.

We built Expeer specifically around XMR, over 80% of our transaction volume is Monero. No account, no KYC, no registration. Paste your receiving address, swap, done.

Today, we're opening our affiliate program to the public: 30% lifetime commission on every trade your referrals make. Payout in XMR. No minimum threshold.

We processed 500+ XMR swaps last month

Happy to answer questions about how the exchange works, our AML approach, or the affiliate structure. Full details: expeer.io/affiliates

https://preview.redd.it/4d2or3i3o22h1.png?width=5980&format=png&auto=webp&s=4a4eee5de0225a84dd11231c3e711adc280e8007

reddit.com
u/Expeer_Exchanger — 3 days ago
▲ 11 r/Monero

Learning About XMR Privacy And GrapheneOS Wallet Setup

Hey everyone,

So from what I’ve read here and there is that some convert their BTC from exchanges into XMR for stronger financial security?

I’m curious how this process actually works in practice.

What’s the common/safest way to convert BTC or other Crypto currencies into XMR?

Once converted to XMR does this remove blockchain traceability completely?

What are the best practices for storing XMR securely offline?

I’ve read some use two Graphene OS devices.

One to store as a cold wallet and one to swap/transact as a hot wallet?

If later you wanted to move some stored XMR into BTC or another Crypto currency what’s the process whilst maintaining privacy and security?

Very interested in learning more about privacy practices and security.

Just reading it here and there for the last few years has got me haha!

Hopefully some experienced people here can point me in the right direction. :)

Cheers!

reddit.com
u/Abundance2888 — 2 days ago
▲ 14 r/Monero

Iran Hormuz Strait oil tollboth/insurance plan: Game Theory

I'm following the Iran Strait of Hormuz situation, it seems this is a global oil chokepoint, and the continued problems getting Middle East oil out of there is a major problem for the global economy. Obviously Iran's economy is in trouble if they can't export oil. But the blockage also causes oil price to rise, which benefits them. Iran has been sanctioned from global oil and financial markets by the US for years anyway, so all of their oil sales and purchases continue to be done via black markets. Much of the Iranian oil is sold using India and China as intermediaries. For these reasons, crypto is a good choice for accepting and making payments for Iran, since it can't be stopped and censored like SWIFT and wire transactions.

Watching the Iran government lose billions worth of USDT to seizure shows that they either didn't understand how things work, or they got tricked into using Tether. Obviously now they're done with Tether. If/when they start accepting BTC, that will be tracked and eventually blacklisted by the US government as well. Therefore I believe it's logical that they could start accepting XMR for payments. At that point, the US can really only try to limit their fiat offramps for XMR, which is an inexact process. So they'd only lose a portion of their payments, but probably not all of them.

However, at some point the process of converting XMR to fiat might become too cumbersome or difficult. At that point, the Iran government would simply keep the XMR and use it as payment for something else they're forbidden from. If we arrive at this juncture, XMR becomes a global petrocurrency. Discuss

reddit.com
u/No-Masterpiece2246 — 3 days ago
▲ 231 r/Monero

bought my McLaren with XMR!

i’m 20 years old… it all feels so surreal. none of this would’ve been possible without Monero. godspeed.

u/yatv — 5 days ago
▲ 15 r/Monero

What are the best ways to get Monero besides mining?

I’m new to the Monero community and I don’t have much resources to buy an entire setup for mining, so I would like know other (secure) ways of getting it.

reddit.com
u/No-Astronaut-4142 — 5 days ago
▲ 29 r/Monero

Built a wallet that converts XMR to Cash App in one natural language message — live demo with real money

I've been lurking and occasionally commenting here for a while. Some of you may have seen my reply on the auto-buy thread last week. I've been building something I want to share with the community.

I recorded a live demo where I had $0.14 in Cash App and needed to move some XMR into the real world. Instead of opening a browser, navigating to an exchange, doing the math on slippage, and manually building a transaction, I typed one message:

>

An AI agent (running locally via Ollama — nothing leaves your machine) handled the rest: price lookup, amount calculation, 5% slippage buffer, exchange failover when StealthEX was down, order creation, balance verification, fee calculation, and transaction preparation. I confirmed with one tap. 28 minutes later, $167.28 landed in Cash App.

Video (real XMR, real mainnet, real money): https://youtu.be/Ps36qjAqKao

The wallet is called AIW. What it does:

  • Runs your own Monero node (Docker) or connects to a remote node (no Docker needed)
  • AI agent that understands wallet operations in plain English
  • Atomic swaps (BTC↔XMR)
  • Exchange integration (SimpleSwap, StealthEX, OctoSwap) with automatic failover
  • P2Pool mining built in
  • Also manages BTC, LTC, ETH from the same interface
  • Desktop (Electron), Android (Capacitor), and browser
  • 4 npm dependencies. Monero realm has 0.

It's not released yet — still hardening on mainnet with my own money before I open it up. Landing page is live at https://followtherabbit.app if you want to see the UI previews and FAQ.

I built this because I was tired of the 6-system, 12-step, 90-minute process of moving XMR into the real world. The person on the auto-buy thread said it best: "I'm not very tech savvy, so making my own script is not really something I want to mess with." That's who this is for.

Happy to answer any technical questions. The AI runs locally (Ollama with Qwen 14b in the demo, but you can use any provider or turn it off entirely). Your keys never leave your machine. Rule #0: Never Trust AI — the agent prepares, the human confirms, always.

https://followtherabbit.app/blog/broke-to-funded - is a good read too!

u/PokiiDaddyMaster — 6 days ago