r/Namibia

If reddit wasn’t anonymous I wouldn’t post my personal finances.

46 months ago I took a personal loan from FNB.
Amount loaned: N$107,470.00
Monthly payable: Started at ~ N$2730.00 and is now N$2684.37.00, so let’s call the average N$2700.00.
Loan period: 72 months.
Interest agreed on: 16.4%
Total paid over 45 months: N$121,500.00

Tell me HOW do I still have (without interest) N$59,223.00 left that I have to pay over 27 months???

Bonus: Due to my unemployment, I had to beg FNB for a payment holiday. They granted me 3 months after 5 months. (I have NEVER missed a single payment or anything btw.)
The catch: My previous installment of N$2700 is now N$3131.94 per month.

Leaving a rough total of: N$84,562.38 to be paid over the next 27 months.

Rough sum total over 72 months: ~ N$206,062.38
~N$98,600.00 pure profit for FNB, from the below average working person trying to survive.

TL;DR: Do not borrow money from the bank, ever. Doesn’t matter how good it apparently is for your credit score (FNB can’t tell you your score anyway). It’s much cheaper to shove cash tax free into your mattress and save up.

This truly is the land of the brave.

Hi all

I'm going back home to Namibia in October, but we're flying into Cape town to see some stuff first, then we're driving to Rehoboth. I know we need visas for Namibia now, but is it cheaper getting them beforehand or would it make sense just getting them as we cross.

For context, I have a British passport now

Thanks

Hello everyone, I'd like to ask from people who might already have done it : How much did you have to pay to NamRA after receiving smth from DHL ?

Hey everyone,

I’ve always been naturally curious about alternative adult lifestyles (swinging, ENM, organized adult events) and it’s something I’d love to experience at least once in my lifetime.

Since these scenes usually operate quietly and under the radar, I wanted to ask if there is actually any active lifestyle community or private event scene around Windhoek?

Not necessarily looking to jump straight into anything, but more interested in understanding how people in the area navigate it safely, what platforms or spaces are used, or if it's mostly private circles.

If anyone has insights or prefers to share discreetly, my DMs are open. Thanks!

I would like to book in advance and avoid queuing or waiting at the airport

Hi guys, I'm in the market to purchase a used car as that's more budget effective.

I've been looking mostly on platforms like facebook market place as you avoid dealer fees. Keeping in mind all the scams going around nowadays.

What I see pop up, mostly, is the polo 6 tsi dsg.

I've driven a couple of these and it's a great ride so I'm considering getting one but from research I've done it seems these cars can have some cotly issues occurring such as mechatronic unit failures etc.

Just want to know if anyone has some expertise on this? Is it really that expensive to fix/maintain? Is it better then to opt for the manual or just look for something else completely?

Looking to spend around N$ 100 000.

Any advice would be greatly appreciated!

Hi guys! I (29M) am about to wrap up a solo trip around Namibia on the 21st. I’ll then have a couple of days to chill in Windhoek before flying home... and I happen to turn 30 while I’m there!

I’d love some recommendations for how to spend the evening of the 21st or 22nd - good bars, restaurants, live music, events, or anywhere with a social atmosphere that’s nice for a solo traveller.

I’m pretty easy-going and happy with anything from a relaxed place for a few drinks to somewhere a bit livelier. Would be great to finish the trip and celebrate the big 3-0 somewhere memorable.

Any suggestions from locals or people who know Windhoek well would be much appreciated :)

Hey Everyone. Im wondering if there are any apps that offer delivery for groceries in Windhoek? And which apps you would recommend for takeout delivery. My father has recently been admitted to a Sub Acute facility and I unfortunately live overseas. He doesnt really have a full time support system in Windhoek and he doesnt understand that I cant bring him his jelly and newspapers every morning anymore because I've had to go home. He's also complaining about the food provided so it would be nice to make sure he has some hot food that he likes. He has the beginnings of dementia so its heartbreaking when he keeps asking why I didnt bring him his newspapers of the day. Any suggestions would be greatly appreciated. Thank you! 😊

Who would be interested in a book club? With monthly get togethers.

Will be starting small however there will be a small membership fee to cover the cost of the monthly get together planning, welcome pack, monthly extras, community access, admin and so much more.

Please let me know your thoughts

Consultancy firms range from sector to sector. Those in health mostly flourish because health is an important indicator for a nation to prosper.

How about commerce related consultancy, how do those businesses flourish, especially when starting one from scratch.

As a Namibian myself, starting a business seems like the best way to avoid living paycheck to paycheck.

Did you ever epxerience any kind food poisoning during your stay? Are there any restaurants I should take care of when ordering food? The only country I have visited so far in Africa is Uganda, where I got a horrible food poisoning right in my first week and couldn't leave to toilet for the next 3 days.

Thank you!

Saw a similar post and it got me thinking. So if I per say leave Namibia and have kids elsewhere. Would they still qualify for dual citizenship. As I am a nambian citizen. Or would they have to cut off their previous citizenship to become namibian.

I was reading through some stuff a while back, what I understood from it, is that you can only qualify for dual citizenship if your child was born in namibia.

I want to avoid making mistakes in future etc. Namibian law docs are pretty hard to read through and understand hence why I am here.

My father worked for a company in Namibia, and during a trip there with my mother, I was born in a hospital in Namibia. However, we returned to Angola the same week, and I was registered and grew up there.

I’m trying to understand if this gives me any claim to Namibian citizenship or nationality, even informally. Does being born on Namibian soil (even briefly) count for anything under Namibian law, or is it purely about registration and residency?

Would appreciate any insight, especially from people familiar with Namibian citizenship law (jus soli vs jus sanguinis rules).

Hi to all tourists,

did you take Malaria mediacation when visiting Etosha National Park?

Hi everyone! 😊

Is there anyone here who rents out private property, or perhaps knows someone who does?

We’re a quiet, responsible family looking for a place to rent. We don’t party, don’t have lots of people coming and going, and generally keep to ourselves.

We do have well-behaved pets, but they are cared for and aren’t left unattended for hours. 🐾

We’re simply looking for a safe, quiet place where we can be good tenants and hopefully find owners who are also responsible and reasonable.

I know rental prices are high and times are difficult, but I’m hoping there might still be someone out there offering a more affordable private rental.

If you know of anything suitable, even something small or simple, please feel free to reach out. We’d really appreciate any leads. ❤️

I've been thinking about something lately, and I want to express it carefully because it isn't coming from a place of hostility toward foreigners. Namibia has benefited from many skilled people from other African countries and beyond, particularly in universities and professional sectors, and many of them make valuable contributions to our country.

What makes me sad, though, is looking around some of these spaces and seeing relatively few Namibians represented, especially in highly skilled, academic and senior professional positions. At the same time, so many of our own people still live in poverty, particularly in rural communities, without access to the education and opportunities that could eventually put them in those positions.

For me, the concern isn't that foreigners have these jobs. It's asking why more Namibians aren't being equipped to have them too. Why aren't we developing enough of our own lecturers, researchers, engineers, doctors and other professionals? Why aren't more young Namibians being given a pathway from school, to university, to experience, and eventually into senior positions?

I think international expertise is valuable, and Namibia should remain a welcoming country. But I'd also love to see deliberate investment in Namibians so that, over time, our own people are increasingly able to participate in and lead the institutions and industries of their country.

Ultimately, I don't want fewer opportunities for other Africans. I want more opportunities, development and upward mobility for Namibians. Those two things don't have to be opposites.