r/PersonalWealthPH

My father gave me 300k to invest in mp2, i wasnt able to invest bc nagastos ko ang money. I was scammed sa online paluwagan.

He gave me the money last march this year, now, gusto niya dagdagan yung akala niyang money sa mp2. Ano gagawin? Yung 300 na diko pa naipasok is mabubuo ko siguro until 1st quarter next year. Should I make an mp2 with the money he will give me na pandagdag sa "current mp2" or i'll keep it nalang then buuin ko saka ko ipasok? Another prob is the maturity date, supposedly 1 yr na sa March yun.

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u/Justliving08 — 12 days ago

Where to put my 5 digit in Maya?

Hello, I am currently 17 y/o. I managed to save 5 digits in Maya and wonder what can I do with it. I am currently putting it in the maya savings account with a 3% p.a. When I turned 18, I planned to invest it in funds, but I don't really know. Can someone entertain me on what I could possibly do it? And any advice for someone who wants to be financially literate.

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u/kfypy — 12 days ago

I have ₱48k left and I’m trying to fix my finances

hi guys, i just wanted to ask for some advice because i feel like my savings have been going downhill lately.

i just recently graduated from college here in the philippines and i get around ₱18k allowance every month from my dad who is working abroad, usually every 26th.

i used to have around ₱62k saved, but i got into gambling and it slowly started eating into my money. i also had a pretty big win before, around ₱99k, but i ended up spending the winnings. recently, i even gambled the remaining ₱10k of it.

right now i’m left with ₱48k.
i know i shouldn’t try to gamble my way back to ₱62k or ₱100k, so i’m trying to reset and actually learn how to manage my money properly. i’ve set ₱40k as my baseline, meaning i really don’t want my savings to go below that anymore.

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u/Soft_Supermarket_672 — 13 days ago