r/PersonalWealthPH

I’m curious how people handle this in real life.

For example, suppose ₱60,000 hits your account. You know some of it is for bills, some for savings, some for upcoming expenses, and some is actually available for fun.

How do you figure out that last number?

Do you:

• use a spreadsheet?
• use budgeting app?
• keep separate bank accounts?
• use cash/envelopes?
• calculate it manually?
• just look at your bank balance and estimate?

And what’s the most frustrating part of the process?

Hello guys, lately napapansin ko habang papataas yung assets ko yumayabang ako yumayabang yung pakikitungo ko sa iba, at ayaw ko yun huhu pano maging humble pano manahimik

heeelppp.. pano po ba makaipon? :( im 32m earning 140k a month. abroad and i don't know where to put my money ang ending ang onti ng ipon pag uwi sa pinas. pano ba makaipon? heeelpppp >.<

Hello, I am a first year college student who knows nothing about investing and only keeps his funds in a debit card. What are your suggestions for someone who basically knows nothing about investing? I always hear about MP2 or some online banks like Maya and Maribank but I actually don’t know how they work. I just wanted to see my saving at least increase when I need it for emergencies or buy something that I want and also so I can buy some school related things instead of asking my parents for money or relying on my allowance once school starts.