r/RoundhillETFs

If you're building an income portfolio around weekly distributions, the obvious question is which ones are actually worth owning. Not just the ones paying the biggest number, but the ones that are healthy and putting real cash in your pocket every week.

I pulled the weekly payers from YieldCanary this week, filtered for healthy only, and sorted by monthly spendable cash yield at a 25% tax rate. Here's what came back:

AMDY is the standout

64.77% true income yield, healthy status, and 4.96% monthly spendable cash yield. That's nearly 5% of your invested capital hitting your account every single month in real after-tax cash. Yes it has 47.66% ROC but it carries the Tax-Efficient ROC badge, meaning the ROC is a deliberate tax deferral strategy, not the fund slowly eating itself. The distributions are real.

TSMY and GOOY are solid

TSMY at 4.02% monthly spendable and GOOY at 2.97% are both healthy with manageable ROC percentages. CHPY stands out on this list because it has zero ROC: every dollar it pays you is real earned income. 2.54% monthly spendable isn't the highest on the list but the cleanliness of zero ROC is hard to argue with.

The Roundhill WeeklyPay funds deserve more attention

GLDW, NVDW, and TOPW don't get talked about nearly as much as the YieldMax funds but they keep showing up on these lists. NVDW has only 10% ROC and 2.31% monthly spendable cash yield which is pretty clean for a weekly payer with NVDA exposure. TOPW at 4.84% ROC is basically zero.

What monthly spendable cash yield actually means

This is the number I find most useful for income planning. It takes what the fund actually paid last month, applies your tax rate, and divides by the current price. So if you have $50,000 in AMDY you're looking at roughly $2,480 in spendable after-tax cash per month. That's the number that matters if you're trying to cover bills or replace income.

Drop your tickers in the comments and I'll run them through the data.