u/stevesun21

I've been thinking about this from a portfolio-building angle, not just a yield angle.

If I already own something like $VOO for long-term market exposure, then adding $JEPI or $SPYI only makes sense if the income actually improves the portfolio enough to justify giving up some upside.

That’s the part I’m trying to think through.

https://preview.redd.it/f57x6av9th2h1.png?width=1170&format=png&auto=webp&s=f119a36353c46d7196ca8731014027d0ffaf5d43

My current way of thinking:

• $VOO = growth engine
• $JEPI = more defensive income sleeve
• $SPYI = higher income sleeve, but I need to watch whether the extra payout is worth the tradeoff

I don’t really want to build a portfolio where every position is “high yield” just because it pays more.

I’m more trying to figure out the job of each holding.

For example:

• growth bucket: $VOO
• income bucket: maybe $JEPI or $SPYI
• cash buffer: something else entirely

My current takeaway: $VOO, $JEPI, and $SPYI can play different roles, but they’re still mostly S&P 500 / large-cap U.S. equity exposure. So this may solve the “growth vs income” question, but it doesn’t really solve portfolio diversification by itself.

https://preview.redd.it/fsherd73b32h1.png?width=1186&format=png&auto=webp&s=7bd4787960dd949355609a77748018dca5dacfde

I updated my Roundhill ETF tracking sheet for April.

This is not meant to be a “which one is best” ranking. I’m trying to compare these funds using the same public-data framework, instead of only looking at headline distribution yield.

For Roundhill ETFs, the comparison is very different from broad-market dividend ETFs. The yields are much higher, but the bigger question is whether the payout is being supported by total return — or whether the fund is mostly converting NAV / price decline into monthly income.

A quick explanation of the columns:

• Dividend TTM — trailing 12-month cash distributions based on the latest monthly snapshot.
• Price CAGR — fund-level share price growth/decline over the evaluation window, excluding distributions.
• Total Return — cumulative return with distributions included.
• Payout Support Risk — whether the payout looks supported by recent price/total-return behavior. “Elevated” means the distribution is high relative to recent fund performance.
• Stability — recent price-behavior stability based on beta, volatility, and drawdown. This does not mean the fund is “safe.”
• Prior month comparison — shows how Dividend TTM and Price Growth changed from the previous monthly snapshot.

A few things stood out to me from this update:

PLTW has the highest Dividend TTM in this group at about 125%, but the price CAGR is around -43%. That’s the clearest example in this sheet where the yield number alone does not tell the full story.

YBTC also shows a very high Dividend TTM, around 80%, but with price growth around -30%. The total return is still positive in this snapshot, but the payout support risk is still elevated because the distribution is very large compared with the fund’s recent return profile.

QDTE / RDTE / XDTE are interesting because they all show very high income, but also double-digit negative price growth. For someone using these as monthly income tools, I think the key question is not just “how much did it pay,” but “how much price decay came with that payout?”

GOOW looks different from most of the group. The Dividend TTM is still high at about 27%, but price growth is strongly positive in this snapshot. That does not automatically make it better, but it does make it worth separating from the funds where most of the income appears to come with heavier price decline.

WEEK is also different. It has a much lower Dividend TTM, around 3.8%, and shows high stability in this framework. I wouldn’t compare it directly against the ultra-high-yield names because it seems to be playing a different role.

Overall, Roundhill funds are a good reminder that high monthly payout is only one part of the picture. For these products, I think the more useful question is whether the fund is producing income with acceptable total return and price behavior, or whether the yield is mainly coming with capital erosion.

Curious how others here evaluate Roundhill / weekly-income ETFs:

Do you mostly compare distribution yield, total return, NAV / price trend, strategy, or whether the fund fits a specific income role in the portfolio?

https://preview.redd.it/s02lyr6jei1h1.png?width=1238&format=png&auto=webp&s=6805cbe9522e548f2153eaea386f4d1cdd56aa2a

I updated my YieldMax ETF tracking sheet for April and changed the layout a bit based on feedback from the last post.

The main change: I’m trying to make it easier to compare these funds beyond just the headline payout rate.

This version tracks:

• Dividend TTM
• Price growth / decline
• Total return -- for this month, for example, April 1th ~ April 30th
• Payout support risk
• Stability
• Prior month comparison

A few things stood out to me this month:

Most of the YieldMax names still show very high Dividend TTM numbers, but a lot of them also have negative price growth and elevated payout support risk.

For example, MSTY still has a very high Dividend TTM, but also shows large negative price growth. CONY, ULTY, TSLY, YMAX, and several others show a similar pattern.

On the other side, CHPY looks different from many of the others in this snapshot: lower Dividend TTM than the highest-yielding names, but much stronger price growth.

RNTY is also interesting because it has a much lower Dividend TTM and does not show the same elevated payout support risk flag.

This is not meant to be a buy/sell recommendation. I’m mostly trying to build a cleaner way to compare these funds side by side instead of only looking at the current monthly distribution rate.

Still a work in progress, and some tickers may have incomplete data.

Curious how others evaluate these funds:

Do you mostly care about current payout rate, NAV/price trend, total return, return of capital, or something else?

you can find March analysis result from previous post https://www.reddit.com/r/YieldMaxETFs/comments/1sqnsfm/sharing_my_march_2026_yieldmax_etfs_report/

https://preview.redd.it/orogt38gta1h1.png?width=1329&format=png&auto=webp&s=b2273e1b05a82e1c67cb85419187e94199ac0b72

Been collecting data for some NEO ETFs and updated the report again, so thought I’d share it here.

This is not meant as a “which one is best” post — more just a snapshot of the numbers I’m tracking across the names I’ve collected so far.

The report includes:

• Dividend TTM
• Price growth
• Capital erosion signal
• Stability signal
• Prior monthly snapshots for comparison

A few things that stood out to me from this update:

BTCI still shows a very high dividend TTM, but also shows a capital erosion flag, which is why I think looking at yield alone can be misleading.

CSHI and MLPI look more stable in this snapshot, but they are obviously very different types of income products.

Some names still have incomplete data, so I’m treating this as a work-in-progress report rather than a final ranking.

Current list includes BTCI, CSHI, IAUI, IWMI, IYRI, MLPI, NIHI, QQQH, QQQI, SPYH, SPYI, XBCI, XQQI, and XSPI.

Curious if anyone here tracks these NEO funds regularly, and which metrics you think are actually worth watching besides distribution yield.

you can find March analysis result from previous post https://www.reddit.com/r/NEOSETFs/comments/1sbeicf/sharing_my_march_2026_neo_etfs_report/

https://preview.redd.it/197y9i457jzg1.png?width=1268&format=png&auto=webp&s=dd355a8e0bacee9bbcdb851415c632d3e54357c4

It compares the latest month with the previous month across:

• dividend TTM changes
• price growth changes
• erosion label changes
• stability label changes

A few names from the April snapshot:

• biggest dividend TTM increases: $SLTY, $PLTW, $GDXW, $NVYY, $TSII
• biggest dividend TTM decreases: $MSTY, $LFGY, $BITO, $CONY, $ULTY
• biggest price growth increases: $WTIB, $POW, $GOOW, $USD, $CAIQ
• erosion change: $GDXW moved No → Suspect
• stability changes: $DNP, $GRNI, $OHI moved Mid → Low

Not meant as a ranking or recommendation — just a monthly snapshot of what changed.

Still adding more tickers to the database over time, so it’s not a complete universe yet. If there are income ETFs you think should be included, feel free to mention them.

I’ve been trying to make my income ETF research less ticker-by-ticker and more “what actually changed this month?”

https://preview.redd.it/iskdldj6mbzg1.png?width=1262&format=png&auto=webp&s=6875691a8845ffe44bc7d1cc26932539ab2fe353

So I started tracking monthly movers across a few areas:

• dividend TTM increases / decreases
• price growth increases / decreases
• erosion label changes
• stability downgrades

A few things from the April update stood out to me:

• $SLTY, $PLTW, $GDXW, $NVYY, and $TSII had some of the biggest dividend TTM increases
• $MSTY, $LFGY, $BITO, $CONY, and $ULTY had some of the biggest dividend TTM decreases
• $WTIB, $POW, $GOOW, $USD, and $CAIQ showed large price-growth improvements
• $GDXW was the only one in this snapshot that moved from No erosion to Suspect
• $DNP, $GRNI, and $OHI moved from Mid to Low stability

I’m not treating this as a buy/sell signal by itself. More like an alert board for “which funds deserve a closer look this month.”

Would you find this kind of monthly change board useful, or would you rather just look at full reports ticker by ticker?

I’ve been testing a dashboard that tracks month-to-month changes in dividend, growth, erosion, and stability for income-focused funds.

The idea is to make it easier to spot changes without opening every ticker one by one.

I’m curious what dividend/income investors would actually care most about in a view like this:

• dividend increases/decreases
• growth changes
• new erosion alerts
• new stability downgrades

Screenshot below. I’m mainly looking for feedback on whether this is actually useful or just noise.

https://preview.redd.it/nbgnm5xrikvg1.png?width=1265&format=png&auto=webp&s=ce5f322c349aefeaa1d65bf04500a134adc041ed