Login

r/dividendinvesting

▲ 105 r/dividendinvesting+57 crossposts

Most people who followed $CYDY remember March 30, 2021. The FDA publicly stated that CytoDyn's claims about leronlimab were "misleading and not supported by the data", no benefit was shown in COVID-19 treatment trials. The stock dropped 25%+ that day.

What happened afterward was a class action lawsuit covering investors who held $CYDY between March 27, 2020 and March 30, 2022.

A $500,000 settlement has been reached and terms are now submitted to the court for approval.

Who qualifies?

Anyone who held $CYDY during the class period and suffered losses from the alleged misrepresentations about leronlimab's effectiveness for HIV and COVID-19.

Can I still apply?

Yes, you can submit your application now and it will be processed once claims filing officially opens after court approval.

If you were damaged by this don't forget to check your eligibility. GL!

u/JuniorCharge4571 — 9 hours ago
▲ 66 r/dividendinvesting+37 crossposts

Hey guys, if you missed it, CytoDyn just settled $500K with investors over claims it misled the market about its drug leronlimab some time ago. And they have already sent the agreement to the court for final approval.

In a nutshell, in 2021, CytoDyn was accused of overstating the effectiveness and regulatory progress of leronlimab. In short, the FDA later said the company’s claims were not supported by data, revealing no clear benefit. 

After this news came out, the stock dropped 25%, and investors filed a lawsuit for their losses.

The good news is that the company recently agreed to settle $500K with them, and already sent this agreement to the court for final approval. So, if you invested in $CYDY when all of this happened, you can check the details and file your claim here.

Anyway, has anyone here invested in $CYDY at that time? How much were your losses, if so?

u/EducationalMango1320 — 9 hours ago
▲ 55 r/dividendinvesting+1 crossposts

Just hit $2,000/year in dividends, should I pivot to dividend growth or stay with high-yield blue chips?

https://preview.redd.it/cq9s75yhuq2h1.png?width=1320&format=png&auto=webp&s=2a332bbcd501975c2e6b63db5ab4e4c5934a37e8

https://preview.redd.it/c1k8l7yhuq2h1.png?width=1320&format=png&auto=webp&s=214304f51a06536a9d2572c388eee37f03cb51e0

https://preview.redd.it/p552l3yhuq2h1.png?width=1320&format=png&auto=webp&s=f580f71a63d9c9f51fbfdbed55d45815545e3b45

https://preview.redd.it/2kzyjgtjuq2h1.png?width=1320&format=png&auto=webp&s=e07109cb27267f5839d34c11109bd243cb148d39

Just crossed $2,171/year in projected dividends. Took a few years of consistent buying to get here and I wanted to share + get some honest input before I deploy more capital.

Quick context: I'm French, which is why you'll see a few French-listed names (TotalEnergies, L'Oréal, Air Liquide). Rest is mostly US blue chips.

Current portfolio (mixed bag):

  • High yield: Realty Income (O), Coca-Cola (KO), TotalEnergies (TTE.PA)
  • Dividend growth: Microsoft (MSFT), Visa (V), Mastercard (MA), Intuit (INTU)
  • Middle ground: Abbott (ABT), Walmart (WMT), Caterpillar (CAT), Aflac (AFL), Nucor (NUE), L'Oréal (OR.PA), Air Liquide (AI.PA), Cisco (CSCO)

YoY income growth is +6.89%. Next personal goal: $400/month average.

Where I'm stuck:

Two paths I keep going back and forth on for new capital:

  1. Lean into dividend growth: low-yield, high-growth-rate names. Yield is small today but the snowball compounds harder over 20+ years.
  2. Lean into high-yield staples: KO, JNJ, PG type names. Lower growth rate but visible income today, and they tend to hold up in downturns.

I'm in my 30s, so technically growth makes more sense on paper. But there's something psychologically powerful about watching dividend income actually pay bills right now, it keeps me consistent.

What I'd love to hear:

  • For investors 10+ years into this, which path did you take, and would you do it again?
  • Is "just do both" the obvious answer, or does splitting capital water down both strategies?
  • Any underrated dividend growth names you'd add to the watchlist?

Appreciate any honest takes. Not looking for someone to tell me exactly what to buy, just curious how others have thought through this same fork in the road.

reddit.com
u/KlutzyDistribution58 — 11 hours ago
▲ 5 r/dividendinvesting+1 crossposts

Trying to decide if $JEPI or $SPYI actually deserves a role next to $VOO

I've been thinking about this from a portfolio-building angle, not just a yield angle.

If I already own something like $VOO for long-term market exposure, then adding $JEPI or $SPYI only makes sense if the income actually improves the portfolio enough to justify giving up some upside.

That’s the part I’m trying to think through.

https://preview.redd.it/f57x6av9th2h1.png?width=1170&format=png&auto=webp&s=f119a36353c46d7196ca8731014027d0ffaf5d43

My current way of thinking:

  • $VOO = growth engine
  • $JEPI = more defensive income sleeve
  • $SPYI = higher income sleeve, but I need to watch whether the extra payout is worth the tradeoff

I don’t really want to build a portfolio where every position is “high yield” just because it pays more.

I’m more trying to figure out the job of each holding.

For example:

  • growth bucket: $VOO
  • income bucket: maybe $JEPI or $SPYI
  • cash buffer: something else entirely

My current takeaway: $VOO, $JEPI, and $SPYI can play different roles, but they’re still mostly S&P 500 / large-cap U.S. equity exposure. So this may solve the “growth vs income” question, but it doesn’t really solve portfolio diversification by itself.

reddit.com
u/stevesun21 — 1 day ago
▲ 3 r/dividendinvesting

Rate my US dividend portfolio

Building a dividend-focused portfolio alongside my local holdings for USD-based passive income. Selection criteria: consistent dividend history, reasonable payout ratio, sector diversification.

Holdings: JPM 14% · XOM 14% · KO 12% · ABBV 11% · O 11% · MSFT 10% · JNJ 9% · PG 6% · MCD 6% · PEP 6%

Numbers:

- Total invested: ~$62.7K

- Net P&L: +$14.7K (23.4%)

- Forward 12mo dividend: $2,157

- Monthly avg: ~$180/mo

Biggest questions I have: Is the XOM + KO weighting too heavy? Does MSFT make sense in a dividend portfolio given its low yield?

Roast me 👇

u/Curious_Battle_4002 — 2 days ago
▲ 6 r/dividendinvesting+1 crossposts

Created a new fun Investment Tool

https://www.brixnation.com/roundtable.html

The Round Table is a free investor stock signals tool built by DividendKings.

It applies the investment methodologies of ten of the greatest investors in history to any publicly traded stock.

Works best with stocks because of the increased level of data but will work on ETFs also.

u/Daily-Trader-247 — 2 days ago
▲ 16 r/dividendinvesting+2 crossposts

Opinions needed

I’m a 35-year-old investor from Finland building a defensive, long-term dividend portfolio. My main goal is to create a reliable income stream that I can hold for the next 20+ years, eventually allowing me to live partially or entirely on dividends.

I heavily value safety and stability, even if it means sacrificing a bit of maximum growth. I focus on high-quality, defensive companies and plan to automatically reinvest all dividends.

Monthly Contributions: I invest around €800 (~$870 USD) every single month.

This year is strictly about scaling up these four core positions. I won't be looking to add new companies until next year at the earliest.

What do you think of this setup for a 20-year horizon? Are there any hidden risks you see with this specific allocation, or do you think these four are solid enough to just keep compounding?
Appreciate any insights or thoughts!

PS. As a European investor, US-domiciled ETFs (like SCHD) have strict UCITS restrictions, making individual stocks much more practical and tax-efficient for me!

u/Sirchadofchaddington — 4 days ago
▲ 22 r/dividendinvesting+2 crossposts

Dividend Tracking Tools

Hi everyone, would you please share how you're tracking your holdings?

Google Sheets?

Microsoft Excel?

Apps? Website?

Edit: Trying to understand when to exit, how to track the NAV and DRIP. Do you have a shareable spreadsheet template?

reddit.com
u/Syres20 — 7 days ago
▲ 1 r/dividendinvesting+1 crossposts

ISSB, MSTY and NVDY

I’m willing to risk 100k to get high yield and then close the position after a year or so. Are there riskier higher yield options?

reddit.com
u/jonportnoy11 — 5 days ago
▲ 49 r/dividendinvesting

What are your top 5 dividend stocks?

Mods…please delete if this is not permitted

I am curious about others ideas on stocks or ADRs (not ETFs). I will share mine…please reciprocate. Please keep it about quality companies not just high risk, high yield stocks.

My top 5 in no particular order with their dividend yield:

KNTK - Kinetic Holdings: 6.36% (O+G pipelines w/o the tax filing burden of owning an LP)

BMY - Bristol Meyers Squib: 4.44% (pharma)

MO - Altria: 5.86% (tobacco)

VZ - Verizon: 6.01% (communications)

ANZGY - ANZ Group: 4.53% (bank holding company, primarily Australia)

Note: I don’t like too many stocks in the same industry because they all can take a dump at the same time.

reddit.com
u/jffadvisors — 7 days ago
▲ 1 r/dividendinvesting+2 crossposts

Are SPYI dividends monthly?

I just checked my Schwab account and it shows my SPYI dividend payout on quarterly basis, not monthly basis. Am I looking at it wrong? Thanks.

reddit.com
u/DhakoBiyoDhacay — 7 days ago
▲ 1 r/dividendinvesting+1 crossposts

Dividends-Pros/Cons of putting them directly into checking acount vs reinvesting?

How do folks here decide where dividends from ETFs/Index Funds/HYSAs go? I am aware that they are taxed regardless of destination, but are there benefits/drawbacks to either approach?

reddit.com
u/marabapal — 8 days ago
▲ 0 r/dividendinvesting

Dividend Fox for free

Hey everyone! 👋

I’m a passionate dividend investor, and for the longest time, I was looking for a tool that doesn’t just show stock prices, but actually helps me analyze and manage my cash flows.

Above all, an app without ads or subscriptions.

Since I’m also a software developer, I decided to take matters into my own magic hands and built Dividend Fox (Dividenden Fuchs) for Android.

The app is a pure one-man show, built natively for Android (SDK 35 / Material 3), and takes your privacy extremely seriously—all your financial data is stored purely locally on your own device (Room DB). No forced cloud accounts, no data selling.

What can the Fox do? 🛠️

I tried to build all the features I always missed in other tracking apps:

📥 Smart Broker Import: No more manual typing! You can now import your entire portfolio in seconds. Just drop in your broker PDFs or CSV files, and the smart mapping engine automatically links your trades and historical dividends.

📊 Interactive History & Stock Finder: Track your Year-over-Year growth, project future dividends with the "Future-Mode", and use the built-in Stock Finder that constantly analyzes and evaluates over 2,000 stocks to find your next great investment.

🧠 AI Trend Radar & News: The app uses AI to scan the latest trends and news specifically for your holdings.

🦊 The "Fox Score": A custom-built algorithm to spot turnaround chances and evaluate dividend safety.

⚖️ True Tax Handling: Accurately calculates withholding taxes, local tax models, or your custom tax rates for realistic net-yields.

💱 Currency Genius: Automatically converts USD, CHF, GBP, EUR etc., into your base currency using live FX rates.

🎁 Community Giveaway: 500x PRO Version for FREE!

I want to give back to the community and would love to get your honest feedback to make the Fox even better. I uploaded 500 Promo Codes to a secure distributor so everyone can easily grab one.

How to get your free PRO Code:

Just click here to claim your unique code: 👉 https://promodistro.link/claim/8mu3AR4iu4

(If you don't want to click the link, you can also send me an email at dividend.fox.app@gmail.com, and I will send you your code.)

Redeem it directly in the Google Play Store: Tap your Profile Picture (top right) -> Payments & subscriptions -> Redeem code. This unlocks all PRO features without any ads permanently!

(Optional but highly appreciated) Upvote this post so more people can see it before the codes run out!

🌟 How you can support my work:

As a solo developer, visibility is everything. If you enjoy using the app, leaving a good review on the Play Store would mean the world to me and helps out massively!

I’d also love to connect with you on Instagram, where I share behind-the-scenes updates and new features: https://www.instagram.com/dividend_fox/

Play Store Link:

👉 https://play.google.com/store/apps/details?id=de.toeni84.divapp&hl=en-US

(Or just search for "Dividend Fox" on Google Play).

Looking forward to your constructive criticism, feature requests, and a great discussion!

You can get in touch with me at any time at dividend.fox.app@gmail.com

Cheers and have fun,

Sascha 🦊

By the way, if you're a passionate sales professional or instagramer, get in touch with me! 😁

https://preview.redd.it/0i4s9spo631h1.png?width=864&format=png&auto=webp&s=5e96313056b9d52ebb8a37128b6de755d37ccebf

https://preview.redd.it/8froorpo631h1.png?width=864&format=png&auto=webp&s=909104e32695b7e743a829f3891b3aa9c32c957f

https://preview.redd.it/1r4f6spo631h1.png?width=864&format=png&auto=webp&s=07715749cf33756ba115697194ce37f45f11679a

https://preview.redd.it/wh4e4tpo631h1.png?width=864&format=png&auto=webp&s=110cfa59c40af7ab6480d73358a543f5373b6b38

https://preview.redd.it/sj8k6tpo631h1.png?width=864&format=png&auto=webp&s=d30259d35a110a0931696f87140d7bea56fed61f

https://preview.redd.it/p3cj9spo631h1.png?width=864&format=png&auto=webp&s=66745d1e9f0321d957fe28c05a51643efc860d9a

reddit.com
u/LowEconomy6129 — 9 days ago