r/VanguardInvestments

▲ 0 r/VanguardInvestments+1 crossposts

Vanguard deposit on July 2

Hello, I deposited money from my checking account into vanguard on July 2. I was able to use the funds immediately.

Usually the funds debit from my account on the following day, July 3. But didn’t. It still says pending on vanguard. Is this normal? Just worried cause everything usually happens the following day.

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u/DependentOdd2307 — 11 hours ago

App Login Not working

I just opened a cash plus account and a brokerage account. Everything seems to be fully setup and operational on the website. However, when I go into the app and try to login it directs me to the website. It doesn’t reroute back to the app once I have logged in and verified myself.

Has anyone had this issue or have recommendations?

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u/Landslide25 — 9 hours ago

Auto investing and Roth IRA cap

is there a cap on what I can put into my Roth with vanguard? I have EJ and there cap is 7500 (Ik that’s the cap) but idk if vanguard has a cap or not. As in if I hit that 7500 Mark will it stop putting into it.

Is there also a way to auto invest into a taxable account. Ej has auto investing and I’m wanting to to do the same for my Roth IRA and my taxable…which is 150 for each a week.

After a year once I got everything sorted out I’m going to transfer my EJ to vanguard.

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u/Zach-12345 — 1 day ago

Want my Vanguard Retirement to have no Trump investments

At 71 I am very concerned about the market manipulation, Govt taking stakes in business, Trumps staff and family impacting returns etc. that will impact my 1.2m in IRA/SEP retirement. need it to grow. I am mostly in ETFs ( VOO, VV, VIG, VBR), a smidge of Mutual funds ( VIMAX, VV) funds some stand alone stock, 85k ROTH and maybe 350k settlement fund. Its very hard to maximize and know what to buy/hold with a short time frame. I have my RMDs in a few years. Appreciate any wisdom about this strange world.

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u/Details_Impt — 2 days ago

Outgoing transfer lock

I just enabled outgoing transfer locks on all my accounts in the web portal. Its suppose to stop outgoing transfers to other brokerages. First time I have seen this in the web security section. I presume this will have no impact on the way I am currently interacting with the website. I don't have accounts with any other brokerage firms. Coming soon is a version that will lock incoming and outgoing.

Has anyone else enable this yet? Any issues?

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u/Any_Device6567 — 3 days ago

Download list of holdings in a mutual fund or ETF?

I did a quick search here, and couldn't find the answer I was looking for. I'm wondering if there is a way to download the list of holdings for a specific mutual fund or ETF? There doesn't appear to be a way to do this on my Vanguard account and it's really annoying. I want to be able to track my exposure to individual stocks vis-a-vis my various funds.

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u/Grifter-RLG — 4 days ago

Locked out of Account and Support is no help

Hi all, I've been trying to get into my company sponsored 401k account. For whatever reason I when I try to reset my password it just says my information isn't correct. I decided to give them a call where they asked me 2 security questions (that I don't necessarily remember setting up but it's been awhile). These questions I ABSOLUTELY know the answer too but the woman on the phone kept saying they are wrong. At this point I don't know what to do in order to get back in. Has anyone been in this situation before?

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u/fuzzytrexy — 3 days ago

Trouble with 529 Plan

Hello, so when i want to contribute to my 529 plan l, currently it has 0 dollars in it, it says "Your Online Access is currently disabled" I called in and they told me I need to send in the mail a copy of my SSN and W-9 (which I dont have one) or government issued ID, which then I tried to look for more specific information about this I couldn't find anything. I just kinda felt off about this but they did have access to send me texts and it was the correct phone number from the error message. Any help would be helpful, im trying to ensure financial security before I even start college so I can go to graduate school. Thanks

u/EnoughBarracuda632 — 4 days ago

Why was the VT holdings page changed?

It used to say 62% US, 3% Canada. And you could see the allocation % to each country. That was valuable info to quickly get - I’m trying to mirror my portfolio around VT. If I ask AI, they are frequently wrong about the true country weights.

Would appreciate this to be reverted and to show all of the previous information.

Plus it’s interesting to just know how much is in each country - I don’t see the point of removing that information.

u/user4443337 — 4 days ago

Bought some shares before the seven day calendar hold

I just transferred some money from my bank to Vanguard. Said it would take 1-2 calendar days to post, but looking at my balance details, they were available for purchase immediately, so I went and purchased some stocks.

When I went to check my account, I saw a big red warning that newly deposited funds are subject to a 7-day calendar hold and purchases may be restricted.

The order I put in seems to have executed successfully, and the amount in my “available to purchase” section went down accordingly. The deposit from my bank itself is still pending.

Since it let me do it I assumed that everything was fine, but now I’m thinking I fucked up.

How much trouble am I in?

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u/ColorfulStarset — 6 days ago

Accepted an offer last Tuesday and still haven’t got email for cisive background check?

It’s been 5 business days and I still haven’t gotten an email for my background check? Is this normal?

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u/Flo_moon — 5 days ago

Moving money from one fund to another fund

I have a 457b account and was wondering if I could move one fund to another without it being taxed. It’s through my government job. If I could how would I go about it.

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u/rtat215 — 7 days ago

Are the advisors worth it?

Hello I have had a vanguard acct for a long time. Finally have enough built up and going on in life I am seeking a financial advisor. Vanguard offers it. Seeking advice on if I should try vanguard or seek another option?

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u/Farmerdoodle — 11 days ago

Thought my maths was better than this, explaining interest %age

EDIT: Thanks for feedback, appreciated :]

Hi,

fairly new to this so feel free to shoot me down in flames if need be :)

Trying to work out the percentage interest and my account summary says...

Account value: 3,584

Return since account opened: 311

Personal rate of return: 17.43%

I can't make the sums work

I've have initially invested 3,273.

Have tried doing all combinations of mathematical acrobatics I can think of and can't get the figures to end up with 17%...

Can anyone explain how to calculate this properly?

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u/Schmicarus — 8 days ago

No notification from my Vanguard FA before pulling $75k out of VTI?

Noticed this am that someone decided to pull funds from my VTI to buy BND and BNDX initiated yesterday. When I followed up, my FA is on vacation since last Friday? His backup said they were just trying to balance my assets at 65/35...even though my preferred asset mix is 70/30. Aren't they supposed to speak with you before making changes like this?

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u/jrtexas — 12 days ago

Does it really take 7 calendar days?

Deposited money into a cash plus account, kinda regret it and want to take it out. But getting a 7 day hold error. I have a roth ira and a 529 plan with them why do I need a 7 day hold?

Is it really 7 days?

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u/master_chilln — 10 days ago

Selling Fidelity ETF from Vanguard brokerage account. When does it select the selling price?

I expected selling shares of my ETF from another vendor would use the price when transaction was submitted. But it looks like it had used the closing price instead? Is that right?

Does selling Vanguard ETFs capture the price when transaction is submitted or closing? Assuming sold during trading hours.

Does all after hours sales use the opening price the next day?

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u/Ill_Possible_7740 — 9 days ago