r/VanguardInvestments

Would it be more advantageous to invest in VTI + VXUS in a taxable brokerage account or a Roth IRA? I currently have both accounts with Vanguard, and my contributions in both are invested in VTI. I picture my brokerage account as my bridge account to retirement, so I’m curious to know which account I should pair with VXUS first (should eventually get VXUS in both?). 24F, stable income, and able to make consistent contributions. Thanks!

I signed up for a personal brokerage account, went through all the way to the end got a e-mail from them saying that my security code logon feature has been enabled and also got a text sent to my phone to verify it after that i finished it prompt me to sign back in and then tells me my user/pass is wrong.

If i try to reset it, it tells me that my info is not correct. I gave them a call and there system new who i was by my phone number. They told me that i had a profile setup but no account setup.

They sent me a form to sign to reset my password that has to be notarized.

I use a password manger so i know that all my info is correct. Also tried hand typing it in juts to be sure.

I’m sure there is already a pinned post for something like this, so feel free to just drop that and keep it pushing.

Right now I am looking at VOO, VTI, VUG, VXUS as the best candidates. Are there any I’ve missed that you would say should also be considered?

For context, my wife and I have started investing in our ROTH IRAs in Vanguard today, having now just put $2k in each. We anticipate putting $1k a month until we fully fund it each year.

Since we’re young, we are trying to make it heavily tilted towards growth. I know vanguard has a couple of “popular” funds, but just want to make sure I have the right ones in mind.

Thanks!

My understanding is if I buy a stock , it then goes up and I sell it I can't re-buy? I guess I am trying to day trade? or at least week trade? but not sure if this site supports that. Was not sure. Thank you!

Nationwide cut three checks. Two they (hopefully) sent to Vanguard, one for my pre tax money and one for post tax. Those funds will be deposited into existing V accounts.

They also cut a much smaller check to me, personally, for what it labeled RMD; 10% was taken out for taxes.

I assume they sent the 10% to the IRS, and I can deposit this check in my personal account and it'll be taxable income for 2026. And, I will get a 1099-R from Nationwide.

Am I wrong anywhere?

Anyone accidently convert an index to etf twice? I started the process over the weekend and checked on Monday if it converted. Nothing at the end of the day and looked on the conversion page again and it shows my VTSAX share could still be converted to the equivalent ETF. Foolishly hit convert again thinking the first time didn't go through. They should have locked this option after Saturday's try. Now my VTSAX balance is negative and my VTI is twice the amount it should be.

UPDATE: They fixed it the next day. However, back office still has to figure out my tax basis after all these conversions.

I recently discovered that I have a Vanguard account, but I'm not sure what it is. I've managed to log into their site, but I can't find any mention of the actual type of account I have. Where would I be able to find out?

Looking at a vanguard fund like VTTSX (target index fund 2060). I’m trying to find a detailed schedule that shows the glide path for this fund but I can’t seem to locate it on the website. Any chance someone could share it?

Roughly one month ago I initiated a rollover of my entire 401k (held at Vanguard) to my Traditional IRA (held at Vanguard). I rolled over $3,000,000 but only $300,000 was deposited into my Trad IRA. Long story short, after much conversation with Vanguard over the phone, Vanguard admits to having made a data entry error that effectively shifted the decimal point. They are currently working to deposit the rest. In my 401k, this investment was 100% invested in the S&P 500 and my intention was to reinvest it in the same fund immediately upon receiving the entire rollover amount. As a result of Vanguard's error, this money has spend 2 weeks out of the market, missing out on 4% gains. My key question is: is there any way I can be compensation for this time out of market? What actions can I take? (exact numbers altered slightly)

Hello! My husband is a new Vanguard employee as of Jan 2026. He has been trying to create a username and password for his vanguard account but it keeps telling him he hasn’t met all the password requirements but he has. I have been with the company for 7 years and have a username and password and no issues so I can’t figure it out. Anyone know how to solve this? He was doing it on his phone but on the browser not the app. Does he need to do it on the computer? Thanks for the help! It’s super frustrating. He may just need to call in at this point.

In July 2024, I opened up a Vanguard account and bought the 3k of VTSAX. Basically every month since then, I auto invest $500 per month. My account is up to 16k.

I am thinking of selling it to do some home repairs and avoid debt.

Do i need go pay taxes on that? On the earnings? How much? This all my after tax income.

Is this a shit decision? It seems to be growing pretty well.

Is there something else I need to do other than sell 100%?
I am not savvy with this.

I started investing minimally about 6 months ago and have only ever purchased 3 stocks on vanguard. I have never purchased vmfxx. The 3 stocks I have purchased total about $120 of profit. However, my performance view shows that I’m negative $680, with the cause being VMFXX. This stock doesn’t show up in my holdings, only in my performance table. The fact it’s claiming I’m down so big is worrying, does anybody have any insight or is this just a bug?