I have been using one of these advisors for a couple years now. I know it's easy to debate whether the 0.3% fee is worthwhile and many feel it isn't. Putting that debate aside, I'm curious if people do this:

The minimum for PAS is $500,000. Say you have $2 million. Does anyone keep the $500,000 minimum with PAS and use their advice to self-manage the remainder of your assets with Vanguard? You'd effectively be getting the same advice for 25% the cost. If so, did they give you a hard time or claim it isn't permitted?

I'm doing rebalancings and it would be much more convenient if my mutual funds were ETFs, so I don't need to wait overnight for the sale to buy the new thing.

I tried from 2 different computers and 3 different browsers, and every time I try to convert mutual funds to ETF, I get forwarded to https://personal1.vanguard.com/mec-etf-conversion-webapp/agreement with no real content besides the header and footer.

Edit: Victory

I did a search for "convert vanguard mutual fund to ETFs" and was taken to https://investhub.web.vanguard.com/, which had a link for "Convert Vanguard mutual funds to ETFs" that led to https://personal1.vanguard.com/usa/etf-conversion/agreement and that gave me the proper agreement.

Hi. I have a chunk of cash in vbil but it seems vusxx is just overall simpler. Any reason not to keep all the cash in vusxx instead? Thanks.

Vanguard has redone their passkeys. I was looking forward to the extra security and the passkey login. My problem with the remake is that my username/pass and a SMS 2fa can still be used to login into my account. The account is no more secure than before I had passkeys because the weakest form of validation is still available.

Previously when I enabled passkeys I called vanguard and said the only way I want to be able to access that account online is through a passkey. Vanguard said fine and disabled the SMS 2fa so nobody could access my account without my YubiKey.

This time they are saying that it is required that I keep 2fa SMS enabled. This exposes my account to possible Number Porting and SIM swap attacks. When I login with my YubiKey passkey I also have to 2fa SMS authenticate, what? I was more comfortable, security wise, when YubiKey was the required second factor of authentication and I could disable SMS 2fa.

What do I need to do to get a financial account that cannot be logged into without the registered YubiKey? I would like my account set up with one way in and the YubiKey is required to login.

Hi! I invested another 6k to my Vanguard 2 weeks ago which increased it to 16k. Now I just checked and it’s just showing around $9k despite me already seeing my investment got deducted from my checkings acct. can somebody help me like I’m a 5th grader? I used to see my initial investment of $6k just grow over time. Where could the $6k possibly be?

I've been with vanguard for at least 10 years. I got an email yesterday asking if I wanted to participate in their Fully Paid Lending program - i.e. loaning out my stocks for companies to short the market with.

Has anyone else gotten this?