r/StableCoins

I've seen sites and people framing crypto/stablecoin cards as no KYC and I'm trying to understand what's happening behind the scenes with some of these.

Say that the original issuer requires identity verification before a card is issued could someone theoretically complete verification themselves and then resell or transfer access to that card/account to another person?

If that's what's happening then calling it a no KYC card seems pretty misleading because KYC did happen just not on the person who bought or started using it.
How do you guys distinguish between an issuer genuinely offering cards without verification and a third party reselling access to cards that were originally issued to verified users. Is there any reliable way for a user to tell the difference?

We process for a few hundred merchants and more of them every month want to take USDC and get paid out in their own currency. I don't have a crypto license and don't want to hold crypto on our balance sheet, and I just want to bolt this onto what we already do, ideally white-label so it stays our brand and the crypto licensing sits on the provider's side, not ours. For anyone who has added this, what are you actually running on the backend? I've been looking at BVNK and Bridge.