Currently, my contributions are allocated through the L2035 plan. I intend to retire next year upon reaching my Maximum Retirement Age (MRA). Should I consider transitioning to the L2030 plan? There are numerous warnings regarding the potential for economic downturns and stock market crashes.
So I’ll be 60 and 8 months old when I hit my 30 year anniversary. I recently moved everything to L2045 and bumped up my contribution.
Somebody recently told me that as long as I’m 60 that working an extra 8 months to hit my 30 year anniversary wouldn’t matter in terms of retirement benefits. If this is true and I can get out 8 months earlier that would be awesome. I’m at my breaking point at this job. Knowing that retirement is in sight is the only thing that keeps me going.