So I’m trying to buy a used 2020 Ford fusion SE with only 46,000 miles on it and it costs $14k in the monthly payment would be around 292 bucks. I have never bought a car before but I think I’m doing my math wrong because everyone around me is saying i gotta take out a loan and i just keep thinking i don’t want to spend over $15k on a car.

idk it sound good but 6k tho ? I feel like u can get some better or am I trippin ? Thats too much for a 07 😭.. yes Honda is reliable but I’ll say 3-4k at least

Hi!
Thanks to the funds from my recent divorce settlement combined with the payout for my recently totaled (weather) car, I can pay cash for a new or used car well-over $40k. However, buying a ridiculous car just because I can would be stupid, so I’m won’t.
Additionally, due to my divorce being batty, my credit got pretty ruined and financing with my shitty score would cost me probably ~$10k more over time.
I need advice on how to approach this. And it shouldn’t matter, but it does down here, I’ve been shown time after time: I’m 32/F and conventionally pretty/put-together.

My question:

Do I tell the salesperson I can pay cash at a certain point in shopping or lead with it? Will I get taken advantage because of this fact or get a better deal?

Hello everyone!

my wife and I find ourselves in a financial predicament we never expected. Long story short, wife lost her job and is now staying home with the kids for a while. we need a reliable used car that fits 3 kids. problem is we have a Tacoma lease with 15 payments left (that I’m already over on miles on).

we need something reliable and cheap that’ll fit 3 kids comfortably but also need to get out of the lease. The budget cars we have in mind won’t get approved on a loan because of loan to value ratio and we can’t afford cash to just buy one. Any advice would be appreciated!

Please suggest me guys.

Hello! I currently have a 2015 Dodge Dart Rallye with the notoriously unreliable 2.4L multiair tiger shark engine. I have about 132k on it, i’ve owned it for 3 years. Recently had an issue with overheating when driving it just an hour out of town. Got it fixed, and learned my engine burns about a quart of oil every 4k miles. My car as it sits with issues fixed is about $3500. If I burn too much oil, or get the all to common with this engine rod knock, I am sitting on about $300 in scrap (same thing happened with my last car) I have about 3k to spend on top of that if I sell now. My question is, do i look to sell now, or try to ride this car out until it dies? I feel like I am sitting on a time bomb, waiting for an issue to come up. I have been looking at 2014 civics and accords, but of course, the market on those is a bit much right now with people kinda scalping the market, but I don’t mind taking out a small loan to build credit, as I am 22 and have no credit graduating college currently. Any advice on this would be helpful. Thanks!

Hello, as you can see by the title I’m looking to buy a second car I’m just not fully set on what to buy. My budget is around £9k and my current car is a Suzuki Swift 1.2, so I’m looking for something with a bit more space and ideally <10s 0-60. I’ve looked at a few like Audi A3, Seat Leon and Ford focus but any ideas or confirmations on my current ideas. Thanks.

If anyone wants to know the criteria’s I’m looking for (likely hopeful wishing for my budget):

2017 or newer
10s > 0-60
120 BHP
5 doors

Want to get some conversations going
It has 170k miles very well maintained
Lots of new parts

Asking 4500 OBO

BLACK With tints
Subwoofers 10in system
New speakers in doors and screen
New radiator
New alternator
New belt
Ac / heat works
6 speed manual

Considering a car downgrade to keep myself in a good spot financially without too much sacrifice.

Currently I drive a 2024 Hyundai sonata N line with 24k miles at a 5.75 rate
$403 monthly note

I went and looked at a 2016 Honda Civic EX with 91k miles single owner all work done at dealer. Asking $14.7k at a Toyota dealer

I went in to take a look at the Civic, looks amazing! So we talked numbers.

They matched $25k offer from carmax on a trade in so no sales tax on if I traded and I have $2500 positive equity. I can throw a little more on top as well

The payment would essentially be cut in half as well as gas and insurance. Is this a smart move to do for my finances?

Main, general inquiry in the title.

I’m in SW PA (where we have both body and emissions inspections) and have desperately been looking for a new-to-me vehicle for 2 months now. Most of the vehicles I’ve found in my price range (with $7k being the out-the-door cap) have either been rusted out or need major, immediate work. This one, as far as I currently know, is in decent condition and know it’s currently inspected, but have yet to see it in person; it’s over an hour away from where I live.

Currently plan on my mum driving me out there tomorrow with intent to buy, but am very anxious at this prospect because I can’t get a PPI from someone I trust before purchase. Got a PPI from my mechanic on a nearly identical xB the other day, but with 249k miles and for $4500 firm. Mechanic said that one wasn’t a good deal, considering he saw that it would need an exhaust (~$1k) within the next year, and given that plus the high miles said it was worth closer to $3500; the owner wouldn’t budge on the price. Overall though, he said the xB’s are pretty solid cars and suggested I check out the $6550 one further.

In northern nj. 2012 tC with 220k miles on it. No issues. Newer tires and brakes. Passed inspection with no engine issues or check lights. One owner me. Minor cosmetic wear outside inside. One minor car accident that scratched the rear bumper. But did nothing else to the car.

My vehicle was totaled by lightning and I'm back in the market. Unfortunately, I'm a student and on a tight budget (would like to stay $10k or less, can probably stretch to $11k pre-fees if needed. If I could find something decent for $6500 or $8000 that would be even better).

'll recycle the same question that probably gets asked here often. Here's what I'm looking for:
- reliable (most important and that's really true--I don't need anything that looks even presentable, I just need dependable)
- can go up to 75mph consistently (I'm not a speeder)
- decent leg room (I'm tall. I do have kids, but back seat is not at all a must since my spouse has a car for family driving)
- snow/inclement weather capable would be nice, but I can work with anything
- really no other requirements

Given my budget, I think the Toyota/Honda tax is going to preclude me from getting a nice car from those brands. Is that right? Have also looked at VW Jetta, Subarus, Mazda 3s, maybe older Ford Ranger but I'm VERY open to suggestions.

So I had my heart set on a used Mazda cx-5 but it’s hard to find one with low km and good price. I know Toyota is notorious for being reliable but I heard that Mazda cx-5s are comparable. I’m just tryna determine which one is worth buying. I plan on keeping this car for probably 5 years. Can anyone who owns either cars provide any insight on their experience?