r/dividendscanada

I'm looking to add some crypto exposure to my TFSA and RRSP. I think seem like good options given their high dividend rates. FBTC, MSTR, and ETHX are also obvious options.

What am I missing about BTCY and ETHY? Given the move with BTC and ETH (but they don't go as high), and pay out high dividend rates, they seem perfect if someone wants to hold them long-term, maybe sell some at peaks, but also benefit from holding. Posts I can find from years ago talk about declining dividend rates, but BTCY is currently 0.085 per share, and ETHY is 0.047, both near their highest levels (and either way, that's still +20% dividends).

They seem like a no-brainer to me, but I'm likely missing something. Any advice would be greatly appreciated.

And yes, I know, not my crypto, not my keys, but gains in TFSA are tax-free, and RRSP contributions 'make' 28.2% immediately and allow for truly long-term thinking, so having crypto exposure in a wallet plus these accounts is a good idea.

Another other eft options that would be worth considering to achieve this objective would be much appreciated

Is there a CC ETF version of XEQT? Something that is medium risk, well diversified, where you just make an initial investment to earn around $1k a month in dividends without having to worry about NAV erosion, how its stock price is doing constantly?

How much would you need to invest to earn 1 k per month and which ETF if you were to invest today? (medium to average risk)

Wanted to check if anyone is using preferred shares like lbs.pr.a,ffn.pr.a,dgs.pr.a for income.
price is fairly stable than stocks. yield is between 6%-7%
income is tax efficient as well as all the dividends are classified as elegible dividends.
Looking for some feedback back if someone is using the strategy.
Thanks

So I've been looking into Telus stock lately, and honestly, the deeper you dive into this one, the more you realize it’s just completely doing its thing. It’s honestly a masterclass in foundational synergy. They are out there day in and day out routing data through pipelines and keeping their day-to-day mechanisms fundamentally intact. Like, if you look at the metrics, their top-line revenues are precisely where they are right now, mostly because their massive user base keeps using the service at totally predictable intervals. For a value portfolio, that kind of status-quo maintenance is just a beautiful baseline of corporate equilibrium.

What really sells it for me is management's vision for future quarters—specifically their commitment to ensuring they always succeed the current ones. They are 100% focused on macro-scalability, which basically means their operational footprint is the exact same size as their market demand. At the end of the day, Telus is just a pure-play investment in the concept of industry participation. It’s the ultimate stock for anyone who wants an asset that remains resolutely tied to its own historic averages. Definitely a company that is firmly positioned right where it is.

I’m looking to make a strong dividend portfolio, and I’ve heard that does 2 are good dividends generators.
Wich one do y’all think is better?

What’re everyone’s thoughts on BANK.TO?

I’m holding 10,000 shares since Carney took office thinking he would pump the Canadian banks, but wonder how high it could really go.

I wont add any money other that drip to these 2 accounts to see if the yield compensates the growing

I'm at the point where I'm getting tired of having my banking in one place, my TFSA somewhere else, and another app for non-registered investing. It worked when I only had a couple of accounts, but now it just feels unnecessarily fragmented.

Has anyone moved everything under one institution and actually been happy with it? I'm talking about chequing, savings, and investment accounts Canada offers, all in one place. Was it genuinely more convenient, or did you end up giving up too much in terms of features or investment options?

I was looking at Innovation Federal Credit Union because they seem to offer both everyday banking and investment accounts Canada residents can use, but I'm curious whether people actually prefer that all-in-one approach or still keep everything separate.

Anyone holding PAYG for monthly income? How do you find it so far as a covered call ETF?

Hello, I did a brief check with AI to understand how manufactured dividends work and how to lower the risk, but I was looking for any personal experience on if any of you guys borrowing hdiv on margin have had manufactured dividends or PIL or if I can reap the better tax treatment with little worry.

Hi Everyone!! A question for you. I was fortunate to get in at attractive pricing for dividend bank stocks and enbridge. Since the time I purchased we have seen massive appreciation in the share prices which have far outpaced the dividend growth. I was wondering what a reasonable growth assumption would be going forward 5-6% in dividend growth. It is also interesting bc at the current prices and where the yield is today the withdrawl rate looks very small relative to the dividends on the cost basis (yield on cost). Hard to unlock that underlying appreciation unless folks have thoughts there too. Thank you so much in advance for your expertise!!

Hi all, new to this sub.

Currently in my TFSA I have about 8k invested in $VOO which is about 15k value at the moment. But looking at this sub I’m curious on thoughts on selling that am going into an ETF (XEI, VFV, XEQT… etc). Any advice would be greatly appreciated

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Is there any comeback for Telus stock ?
It is MOAT for home internet, canada big household name.