I know some dividend investors don’t like this approach because of one fear: “What if the stock takes off and I miss the train?”

I look at it differently.

If I have 1,000 shares:

→ 500 shares = core holding — never touched
→ 500 shares = workhorses — used for swing/intraday trades
→ Trade only within the same stock
→ Use the profits to keep increasing the share count

The idea isn’t to replace dividends. It’s to create an additional income stream while continuing to build the dividend position.

A real example from my position (which I am doing)

→ Sold 119 shares at ₹3,250
→ Bought back the same 119 shares at ₹3,210
→ ₹40/share difference
→ ₹4,760 profit before charges
→ Reinvested that profit into 10 more SBIFUNDS shares
→ Same holding maintained, but now I own 10 additional units

And what if I get it wrong and the stock moves up?

I’m not worried about missing the train. If a trade realizes a loss, it may potentially be useful for tax-loss harvesting, subject to applicable tax rules. I can then rebuild the position with more units.

For me, the goal is simple:

Keep the core. Put the rest to work.

Why just wait for dividends when part of your position can potentially generate additional income?

This isn’t a strategy everyone needs to follow. It’s simply what works for me.

https://preview.redd.it/lp1duxpsbckh1.png?width=1914&format=png&auto=webp&s=e80d15aba0d33e21d58aaf184394d615ac6c12a0

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Hi Everyone,

I could see lot of PGINVIT recommendations on the sub for the last few days. Many assume that the Rs.12 dividend is assured forever. For the last few years and current financial year, PGINVIT able to provide Rs.12 dividend per year.

During the last AGM call's Q&A session, the management confirmed that the dividend will go down to Rs.9-10 if there are no new assets are added within this FY. As PSU, they may not work hard like INDIGRID to add additional asset during this year as well. So, factor in the risk while you are buying the PGINVIT

guys have started to accumulate Indigrid my target is 15000 units. have accumulated 4000 yet with whatever liquid money i had. now will start accumulating like SIP. My primary aim is to achieve steady income. Let me know if you guys have even better oppurtunities. I also want to accumulate IndusInvit. havent explored REITs yet but reading the posts here have made me curious that i am lagging in investment for fixed income.

What are thoughts for fixed income sources in Stock Market in particular?

Thanks.

I’ve some capital to invest and I have already invested in mf and stocks
So can I just put my money in bonds just for capital preservation?

All four of my REIT/InvIT investments have announced their results and distributions. I've already received the payouts from the REITs, and I'm now waiting for the distributions from the two InvITs. Here's how things currently stand.

https://preview.redd.it/etfnctbmk4jh1.png?width=1117&format=png&auto=webp&s=3c9a32ac6197e3a922e5ac0e3fe694be4a0a15c9

https://preview.redd.it/jmviox5ok4jh1.png?width=1635&format=png&auto=webp&s=1c6508b1be899920342bd482ee6afbf69e1aac84

What are your opinion on this one ?

Any view on this company?

The stock offered a dividend of INR 5 and was trading at INR42 a piece on yesterday's closing, making a yield of >8%.

I took a small position (invested 10k) to capture the dividend and will exit when I can (mostly in a week or so).

Has anyone else participated in this trade or like this in past?

I am expecting the IT refund of 34,000 soon. Give me your suggestions for investment.

I have recently started accumulating REITs and INVITs and understand the basic payout structures like interest, dividend (and income payout, rent payout), repayment of capital etc.

My question is what all should I keep tracking as and when buying, payouts etc happen so it’s not a hassle at the year end to file the ITR as well as when selling units.

Would the year end form sent by trusts include most of the above? I believe it would include payout breakup which I feel should simplify the payout taxation at least.

Specifically confused by the repayment part as well - do I keep tracking how much my cost of acquisition has reduced after each payout? How does taxation work when selling?

Key Highlights

• Strong Q1 FY27: consolidated revenue from operations was ₹1,086.66 crore, up approximately 29% YoY from ₹839.85 crore. Total income increased to ₹1,149.94 crore from ₹872.98 crore.
• Consolidated profit after tax stood at approximately ₹245.94 crore, compared with ₹75.28 crore in Q1 FY26.
• Distribution declared: ₹4.12 per unit, compared with ₹4.00 per unit in Q1 FY26, representing 3% YoY growth. Balance sheet: debt-to-equity stood at 3.61x, debt service coverage ratio at 2.36x, asset cover at 1.22x, and total debt to total assets at 0.72x. Net worth attributable to unitholders stood at approximately ₹5,931 crore.
• IndiGrid’s fair-value NAV stood at ₹146.93 per unit as of June 30, 2026.

Distribution Per Unit (DPU) Details

Distribution breakup per unit:

• ₹2.6909 – Interest
• ₹0.0224 – Dividend (Taxable)
• ₹1.4067 – Capital Repayment

Total = ₹4.12 per unit

Taxability of DPU

• Interest: Generally taxable at the unitholder’s applicable tax rate.
• Dividend: Taxable. IndiGrid has explicitly classified the ₹0.0224 dividend component as taxable in the filing.
• Capital Repayment: Unitholders should refer to IndiGrid’s tax statement for the applicable treatment.

Record Date

August 17, 2026.

Distribution will be paid on or before August 24, 2026.

Other Positives

• IndiGrid retained its strong AAA/Stable credit ratings from CRISIL, ICRA and India Ratings.
• Power Transmission including Storage generated quarterly segment revenue of approximately ₹822.41 crore, while Power Generation contributed approximately ₹264.25 crore.
• The Trust has also approved an internal restructuring of various SPVs/HoldCos to reduce the number of legal entities, simplify the corporate structure and improve operational efficiency, subject to the required approvals.
• Funds raised through the preferential issue have been fully utilized according to the stated objects, with no deviation or variation reported.

FY27 Distribution Guidance

IndiGrid has provided INR 16.48 per unit as full-year FY27 DPU guidance.

For reference, IndiGrid distributed ₹16.00 per unit in FY26, while Q1 FY27 DPU has increased to ₹4.12 per unit from ₹4.00 in Q1 FY26, a 3% YoY increase.

Best wishes to all unitholders.

→ 359 / 1,000 shares | 35.9% complete
→ ₹10.47L invested → ₹10.89L value
→ 32 shares from dividend reinvestment
→ 82 shares from swing profits
→ 31 of 35 weeks active

𝗧𝗵𝗲 𝗽𝗹𝗮𝗻:
Buy 1 share/week → Add on dips → Reinvest dividends → Use swing profits

359 done. 641 to go.

https://preview.redd.it/3fvh71jh3wih1.png?width=2160&format=png&auto=webp&s=774a43aa1fe45b70d518af20c2778e47fc66af3b

I’ve seen quite a few discussions on this sub around investing in dividend mutual funds, REIT/InvIT mutual funds, and using IDCW to generate regular payouts.

As someone relatively new to dividend investing, I’m struggling to understand the actual advantage of doing this through mutual funds compared with directly investing in dividend-paying stocks, REITs, or InvITs and receiving the distributions directly.

Could someone illustrate this with a simple example, ideally comparing the returns, taxation, flexibility, and overall outcome of both approaches?

u/Electronic_Usual7945 — if you have the time, it would be great if you could explain this. Alternatively, a wiki article on this topic would probably be useful for many people trying to make an informed choice.