r/indianrealestate

Hello folks,

I wanted to share that last financial year I got around 30 lakhs as Referal from builders in Bangalore by referring my society people, friends and colleagues.

I bought one property last year march 2025. That’s when o got introduced to builder Referal scheme. I started talking about my property to all my Friends and office colleagues, who were looking property. About 100 visits were done in year and 26 people bought.

Is it good money to earn in part time ?

I guess there is nothing wrong Referring and earning in part time. Real estate has huge potential what I feel.

Need inputs from all.

Many builders cheat by putting a big square feet and charge crores from buyers but they actually give maybe 50 or 60 or 70 percent only carpet area... There is no uniformity as well . Any appartment wala if included it will not be more than 15 or 20 percent of the total square feet . Now especially in cities the rates are running to crores of Rupees even hundred square feet can make very big difference to pricing and registration taxes... Should govt force such rules based on carpet area purchase , so that buyers pay exactly for what they get

hI - Bought assetz canvas, c block unit, Looking to connect with anyone who's also bought something there/ currently staying.

So we are looking to purchase a flat in Noida sector 76, Amarpali Silicon City, society is decent

We are getting a option of 2bhk +study super built area of 1180 sqft

Owner is quoting 1.18 crore

Wanted to understand a few quick points

1. is price good?

2. is it the right time to purchase a property?

Bit background

Both of us are working, decent ctc total income is 6 lac, 1 kid, she is in class 1, no such liability, we purchased a land which we have paid off completely, we belong to jaipur hence NCR is normal choice

Why this particular area

Both of our offices are nearby, we can definitely get a bigger flat in Noida extension etc for same price but that will add travel

Kids school

We plan to move out of India in next 2 years, so we will be happy to put it on rent or sell out without appreciation or at same price

We are paying 50k monthly in rent which I feel really bad because in that I am not getting any thing

Here at max emi will be 90k, rent will keep increasing but emi will remain static.

Kindly share your thoughts folks

Hi everyone,

I'm looking for advice from people who have gone through the process of buying a residential plot and constructing a house using a plot + construction loan.

My financial situation:

• Age: 26M (Unmarried)
• My in-hand salary: ₹1.2 lakh/month (post-tax)
• Brother's salary: approx ₹50k/month
• Combined monthly household expenses: ₹35k-45k
• Current savings available: approx ₹40 lakh
• We may also receive a few lakhs from relatives (money my mother had previously lent them).

Property details:

• Location: Tamil Nadu
• Plot: DTCP-approved residential plot
• Plot cost: ~₹75 lakh
• Estimated construction cost: ₹35-45 lakh (This is just my rough estimation)
• Total project cost: ~₹1.1-1.2 crore

Our plan is to purchase the plot first and start construction within a few months. We're planning to take a joint plot + construction loan in both my and my brother's names, hoping that our combined income will improve our loan eligibility.

I have a few questions:

1. Is taking a combined plot + construction loan a better approach than taking separate loans?
2. How much down payment should I expect? How much percentage of plot cost and construction cost will banks finance?
3. Which banks are generally considered the best for plot + construction loans (interest rates, processing, flexibility, customer experience, etc.)?
4. What legal, technical, or bank-related checks should I complete before buying the plot (title, EC, patta, DTCP documents, approvals, etc.) to avoid loan rejection or future issues?
5. Are there any hidden charges, conditions, or common mistakes I should be aware of before applying?
6. Since this will be a joint loan with my brother, are there any ownership, tax, or future complications we should think about now?
7. If you've gone through a similar purchase, is there anything you wish you had known beforehand?

Any advice, experiences, or things to watch out for would be greatly appreciated. Thanks!

Take Jamshedpur for example. You’ll often see homes listed for ₹1.5 crore, yet people locally claim many struggle to sell anywhere close to even ₹60 lakh.
It feels like brokers in these markets have zero understanding of price discovery or local purchasing power. Everyone prices their property as if they’re in Jaipur or Surat, not in a city with a much smaller buyer pool.
Is this just inexperienced brokers feeding sellers unrealistic expectations, or do these properties actually transact anywhere near their asking prices?

Can we really find lands under 10 lakhs per acre ??
As a kid i used to always listen , plots or agricultural lands were very cheap.
Today im 25 years old , even when i was 18 or 19 years old i used to hear that plots were available at 500 rs per square feet in my home town chickmgalur. The same plots today are atleast 2000 rs per sqft. My parents have not purchased any plot. So i always have this anxiety to build wealth. But i feel left behind now , becuase literally my hometown is a village. Even in my village or nearby tier3 towns (kadur, birur) or tier2 towns(chickmgalur) , im not able to find cheap plots or agirculutral land. So i feel north karnataka is my only bet.

So people who have experience can u please guide me. I dont have any purpose associated with the land i buy . I just want to buy it for investment purpose and just hold some good amount of land bank. Maybe if i leave my job , it might become useful ....

I just want to build wealth with help of land. Please guide me. Thanks in advance...

I'm looking to buy a flat anywhere in India with a budget of under ₹50 lakh. The plan is to rent it out, so I'm mainly looking for locations with good rental demand, decent appreciation potential, and hassle-free property management.

If you have any recommendations for cities/projects or know any trustworthy builders, brokers, or contacts, I'd really appreciate it. Thanks!

Godrej Splendor RMs are reaching out to the people who are not in the Godrej Splendor Owners Group, since they are not aware of recent development. WhatsApp group owners didn't get such consent who already objected to unethical addition of new floors in almost all towers of Phase 2. Godrej is keen to add new flats without worrying about how owners would be impacted in multiple ways be it UDS or long queues for lift as number of residents and dependents are increasing and asked to share same amenities that were designed for numbers before new floors were planned

Pointers to know:

1. Consent is relevant for both Phase 1 and Phase 2. 2.that means both Phase 1 and Phase 2 owners — overcrowding impacts both, and UDS impacts Phase 2.
2. For Phase 1, consent is not mandatory for possession.

(Takeaway: Phase 1 owners should not feel pressured — consent is not mandatory for possession.)

4. Owners visiting units should go, but should not sign.

GPL is calling Phase 1 owners in batches (50–60 a day) for unit visits, and at the same time, consent is also being requested

This is obvious, and we all know this but to make sure we have a bulletproof common understanding:

Signing the form = "Yes, please add 10 floors and crowd my estate!"

Ignoring (Not signing/submitting) the form = "NO, we are not falling for your sales tricks again."

⚠️ Alert: There is no "I do not consent" checkbox on their form. 😊

The builder is only counting signatures to hit their legal quota. To vote NO, simply do nothing

(Please join WhatsApp group by filling this form https://forms.gle/X1e57m2AeTNcwQHd6

How to Join the Godrej Splendour Owners Group:

Step 1: Verification.

Fill out the Owner Verification Form here:

https://forms.gle/X1e57m2AeTNcwQHd6

Step 2: Join whatsApp group.

You will see link to join the WhatsApp group on form submission page. Click that link to join the WhatsApp group.

⚠️ Important Information:

*Approval Process:* Admins will ONLY approve your request after your details are verified via Step 1.

The goal is to somehow push you to the finish line and get that money out of your wallet, what happens to you is irrelevant!

I have had brokers trying to sell me fake POA / NRI properties, Missing title properties,builder lying and saying ‘OC recieved’ when Rera shows under construction. Agents lying about ‘haan haan surface parking milega , when theres 2 inches between the buiding and gate.

Wtf?? Thank god for Zapkey and Rera !

Sango uncle took a webinar today, where he suggested a couple of properties in Pune and Coimbatore (1 flat and 1 plot). Both are by respected builders (1 by Shapoorji, 1 by Godrej). He is saying that the builder himself would rent out the property. But I don't belong to any of these two states/cities. Should I invest in them? What do you guys suggest about

1. These investments.
2. These cities
3. These builders

Looking forward to hearing from you.

Edit: Title should be - Should we buy respected builders' flats/plots in major cities far away?

I had taken a home loan and opted for the insurance. Now that I’ve cleared the loan, less than half of the insurance money I paid was returned, is this normal? Can someone guide please