r/pakistanfinance

Image 1 — This software is a gem for small businesses in Pakistan
Image 2 — This software is a gem for small businesses in Pakistan

This software is a gem for small businesses in Pakistan

I'll try to keep this short bec I can't vouch for all services in this software but I started using this after my neighbour told me about it and its insane. It covers all basic financial accounting and bookkeeping requirements (sales expense cash flow management reconciliation inventory tracking preparing financial reports payroll management etc) but they are also offering dedicated credit lines for businesses which allows credt heavy businesses like mine (😭😭b2b wholesale) to get instant financing to finance any short term expense. I just thought this could benefit a lot of businesses, hence posting here. Yall can connect with them directly or I'd be glad to connect you with their team.

Edit: The name of the software is MH Treasury you all can get a free demo for the first month by contacting them directly at 032509287478. (Dont bash me in the comments now lmao)

u/hamzakhan_khi — 4 days ago

Building a high value trading circle in isb/rwp

Well I am looking for serious traders who are into anyone of these: forex, crypto (cex/dex), stocks, gold etc. Only those who can provide value not beginners. The goal is to build a strong group where everyone contributes equally, shares knowledge and works together to make serious money. (no i don't need your money and gamblers stay away)

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u/abbasraza1853 — 3 days ago

Financial Advice for student!!

Hey guys, I am a student and I have saved up to 2 lac from my pocket money. But seeing the devaluation of the Pakistani rupee, I am worried. Should I convert my money into dollars? Right now I don’t have any investment ideas, and the amount isn’t that big.

If anyone has any other ideas please share

Thank You

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u/Unlucky_Try9166 — 4 days ago

What's the best way to save up in 2 years?

Hello, I'm a freshly turned 18 female, i'm going to start my first year at collage soon and start looking for part time jobs too. My mother, who is the only person who financially supports my education has made it clear that she won't be doing so for my uni. What are the best ways I could save up even if it's through investments and what are some small ways I could earn money easily to manage my university tuition fees in a relatively good or mid tier uni in Karachi. Keeping in mind that I have to manage my other expenses too since they already don't get paid for much and also that I am only able to do part time jobs, not full time. Your advice will be absolutely appreciated!

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u/reebegeebes — 10 days ago

18M Need guidance!

Assalamualaikum y'all. I have been investing in psx for the last 8-9 months. I have invested around 300k rs in blue chips and some growth stocks, I have 300k worth of gold and my lump sum cash source is cattle ( currently I got 2)( I buy calfs, they grow up at ABA ka farm and then sell after one year so I get around 300k per year profit from this. The thing is all this is pretty much luck based ( I bought calfs after winning a giveaway warna my portfolio would not be even half of this) I don't have any skill ( even though I am trying to learn fundamental analysis but I wanna learn some skills which I can cash in even if can make something close to my pocket money (at least) I want to double my sip lol . I am willing to put in the work. Plz help a brother out and guide me. JazakAllah

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u/Quirky-Regret-2579 — 9 days ago

How do you find out how much a plot of land was actually sold for?

Basically my Dad based in the UK wanted to sell his land in Pindi but we out it in mums brothers name and we believe he sold it and kept a vast chunk of the money after we had obviously given him the rights to sell the land? He then went ont to buy a rubbish house for us and I heard that the land we used to own there is now a petrol station there.

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u/Hirogen10 — 11 days ago

Suggest good books to learn finance

I'm looking for books that can teach me the most basic financial literacy, because I have no prior background or knowledge in the subject. Kindly suggest such books

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u/Difficult_Charity880 — 14 days ago

Should i become a tax filer?

Hi everyone,

I’m a freelancer and have been working for around 1.5 years. I usually receive my payments through Payoneer and then transfer them to JazzCash.

Now I’m thinking about becoming a tax filer in Pakistan as I am planning to open mutual fund account or a savings account more easily in the future. I’m completely new to tax filing and don’t have much knowledge about how it works, so I’m planning to hire a tax consultant to handle the filing for me.

I wanted to ask a few things:

  1. Is becoming a tax filer a good idea for freelancers in my situation?

  2. What things should I be careful about before filing taxes?

  3. I have around 15 lakh rupees sitting in a current account. I want to put that in a saving or money market fund or What would be the better low-risk option?

  4. Which banks or platforms are best in Pakistan for low-risk mutual funds/savings with less hassle?

  5. Are there any other safe investment options I should consider instead?

Would really appreciate guidance from people with experience. Thanks!

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u/no_fent — 14 days ago