r/pakistanfinance

▲ 5 r/pakistanfinance+1 crossposts

Cheapest way to pay NZ fees from Pakistan?

Hi everyone,

I need to pay my New Zealand university tuition fees from Pakistan. Local banks have high transfer charges and exchange rate costs.

Has anyone done this recently? What's the cheapest and most reliable method? Any recommendations for banks or services like Wise, Western Union, etc.?

Thanks!

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u/AA_B- — 4 days ago
▲ 3 r/pakistanfinance+1 crossposts

Automated budgeting app

What do you think about the idea of an app that automatically tracks expenses from your Sms, Email or in App notification?

Pakistani Banks and wallets don't share data to be able to do that through API right now.

There are examples of apps like this in India such as Pennywise AI and Axio.

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u/IntelligentRange8564 — 10 days ago
▲ 14 r/pakistanfinance+2 crossposts

How to convert organic traffic into sales? 100K traffic daily.

Sorry in advance for getting long. I (FinTech) while my wife (CA, Finalist) started our own tax consultancy company in 2020 while both getting 6-digits monthly at that time. We got online in 2020 and since then getting about 100K organic traffic cause we were the first of its nature of business to give articles, tutorials, publications etc.

We were using adsense for income generation till around 2025. But most of the vistors started asking for services due to which we stopped adsense for income generation cause our traffic was going to competitors websites launched later.

Since 2025 we are not using adsense while only providing services to those who asks for it while still publishing our articles etc for free in order to empower the nation with tax knowledge so that they could do everything by their own while charge a normal fees (in order to run the websites with such a heavy traffic) and other publishing charges to content creators.

Although we got our first 1000 customers in first year and our sales (services) reached 10m but this income is less than what we were getting from adsense. Now as all of you might know that this all needs too much in bearing our costs at this level, so I need your opinions and suggessions on how can we increase our sales cause we are already publishing that for free and 90% of our users do everything by their own. I am sorry but we cannot charge them cause we want this for free cause none of the institutions (even goverment) are doing this.

One more solution is to stop providing services and get back to adsense! What do you think and what can you add to this will be highly appreciated. Thanks to everyone in advance for sharing their views and giving your precious time. Stay blessed.

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u/hayatakbar — 13 days ago

How does VPS/MF/Stocks works in Pakistan?

How does VPS or Mutual Funds or Stocks works in Pakistan? I want to invest something around 25K monthly to get good returns in around 25 years from now. Also if possible to get tax credits throughout period.

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u/shahsyed125 — 9 days ago

Looking to connect with PSX investors/traders

Hey everyone,
I’m currently researching the Pakistan Stock Exchange (PSX) and looking to connect with people who actively invest or trade in it.
I’m trying to understand the real problems retail investors face, the tools/platforms they use, and the things they wish existed for PSX.
If you’ve been involved in PSX for a while — beginner or experienced — I’d really appreciate hearing about your experience. Feel free to comment below or DM me if you’re open to a short conversation.
Would love to learn from people actually involved in the market rather than just reading online articles.
Thanks!

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u/aayeshh — 10 days ago

Best Stocks to Buy with PKR 100,000 for Long-Term Growth?

Hi everyone, I have PKR 100,000 ready to invest in the Pakistan Stock Exchange (PSX). I am looking for recommendations on the best stocks to buy right now for long-term growth. I am investing through my Bank AL Habib Roshan Digital Account (RDA) and my goal is to build wealth over several years. Should I diversify into multiple sectors or stick to a few blue-chip companies? Would appreciate your advice!

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u/Dismal_Secretary_866 — 10 days ago

Best PSX Stocks for Long-Term Dividend Income?

Hi everyone, I'm looking for recommendations on stocks in the Pakistan Stock Exchange (PSX) that are suitable for long-term holding and provide consistent, high dividend yields. I am investing through a Roshan Digital Account (RDA) and want to build a portfolio focused on passive income. Which stocks should I look into for 2026-27? Thanks!

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u/Dismal_Secretary_866 — 11 days ago

I Want to start trading

Hi everyone im from multan i want to start trading i have limited funds right now can some one guide me how i can start i have RDA bank al habib which open best for me ETF or direct stocks

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u/Dismal_Secretary_866 — 14 days ago