Download the "Joko" app from the app store.
When you sign up use my code "javofd” to receive $5 using my referral.
Link your bank account to get cashback on your recent purchases.
here’s the truth nobody on this sub wants to hear :
passive income isn’t a starting point. it’s what’s left over after you’ve already built something. you need money, or you need skills that are actually worth something to someone else. if you have neither, you don’t need a passive income strategy, you need a job.
i’ll give you my actual timeline so people stop imagining this stuff appears out of nowhere:
did a master’s in engineering. worked in restaurants and as a courier because bills don’t care about your degree. did customer service for a while, actually learned how businesses run day to day, not from youtube, from being inside one. eventually got too good at answering the phone I got into Google. took everything i’d learned and picked up along the way and started my own company. that company now makes me about $2,000/month passively.
notice what’s missing from that list: sitting at home with a laptop expecting money to fall out of the sky because i watched a “passive income for beginners” video.
if you’re 20 with no capital and no skills, that’s fine, everyone starts somewhere, but the move is to go get skills or get a degree or get any job that teaches you something, not to hunt for the secret shortcut that skips a decade of work.
passive income is the reward at the end. it is not the plan.
Hey guys, I need your help.
I started a YouTube channel around general finance topics, but I feel like the niche is very competitive. That’s why I’m considering switching to something more specific, like financial history and scams — topics such as Ponzi schemes, famous financial frauds, the history of money, major economic scandals, etc.
I’d like to know whether you think this niche has real potential on YouTube, or if I should consider something completely different.
If you want to sell something digital in India and you don’t want to spend 3 months making a “masterclass,” smaller products work better.
Stuff that tends to move:
Price them so a phone buyer can decide fast. ₹99 to ₹499 is usually easier than ₹2,999 for a first product.
Also, don’t make buyers DM you for payment. That kills a lot of easy sales. One link, price in ₹, UPI, file delivered automatically is the clean setup.
I’ve seen tools like ownstreet built around that flow, but even without a specific tool, the rule is the same: make the buy button boring and easy.
I’m currently in month four of building something of my own, and so far I’ve made $0.
I still follow my routine every day. I create, publish, learn, improve and repeat the same tasks, hoping they’re slowly building toward something. But when there’s no money and very little proof that it’s working, discipline is basically the only thing keeping you moving.
I’ve started thinking of it as a “fasting period.” You keep putting in the work without receiving the reward yet. Some days I trust the process, and other days I wonder whether I’m building something real or just repeating tasks that lead nowhere.
For anyone who went through this stage before seeing results, how did you deal with it? How did you know whether to stay consistent, change your approach or move on?
Regardless of whether you created a digital product, an app, a web app, or a service, if you don't know how to market it and how to market it properly, it's going to fail.
Even if you create something that is the best on the market out there and, on top of that, is cheaper than everyone else, still, if you don't know how to market it properly, no amount of word of mouth marketing will help you.
Don't start creating anything if you don't have a marketing plan, especially a good one, and if you're a beginner, I'd recommend you just copycat the marketing of someone you find in your niche that is already successful.
Trying a different kind of passive income: turning the spreadsheets I already make into digital products
I’m at the very beginning of this experiment, so I figured this might be a good place to document it.
My 11-year-old son and I wanted to start going through the Marvel movies together before Avengers: Doomsday. I wanted a simple way to see what we had watched, what was left, rate the movies separately, and watch our progress fill up.
In my actual professional life, I build and use spreadsheets for all kinds of things, so instead of searching for one, I just made it myself.
Then I thought… why not clean it up and see if someone else would pay a few bucks for it?
I’ve tried selling my artwork before, but for me the jump from making art → preparing prints → inventory/production/shipping always started feeling like another job. A spreadsheet is different. I already know how to make them, the product is digital, and once the file and delivery system are built, theoretically there isn’t much fulfillment involved.
So I opened my old Etsy shop back up and listed a couple interactive movie trackers. I have absolutely no idea yet whether this will generate $5, $500, or nothing at all 😂
But that’s kind of why I’m interested in trying it.
The question I’m testing is basically:
Can I turn things I already know how to make for myself into small digital products that continue selling without much additional work?
If anyone is curious about the spreadsheet itself, I’m happy to share what I made / how I set it up, assuming that’s allowed here.
Either way, I’ll come back in a few months and give an update on how “passive” this actually ended up being — including whether it made any money and how much maintenance/marketing it really required.
About 8 months ago I built a small automation for a friend who runs a local business. Basically it takes data they already have, cleans it up, generates a weekly report and emails it to them automatically.
Before that they were paying someone to spend maybe 1-2 hours every week doing the same thing manually. After it worked for a while they introduced me to another business owner, then another, and now I have 4 clients paying between $50 and $75/month each.
Total is usually around $250. My actual work is maybe 30 minutes a month unless something breaks.
The obvious next step would be finding more clients, but I'm hesitating because right now it's almost comically easy. Nobody expects instant support, the setup is simple, and if something fails I can usually fix it in ten minutes.
If I had 30 clients instead of 4, suddenly I need proper onboarding, billing, monitoring, backups, probably a website and some kind of support process. The thing that's currently passive-ish could turn into a second job really fast.
I know $250/month isn't impressive money, but honestly I enjoy opening my account and seeing it arrive while barely thinking about it.
Has anyone deliberately kept a small income stream small because scaling would ruin what made it attractive?
Part of me thinks I'm being lazy and leaving money on the table. The other part thinks turning every working little project into a "business" is exactly how you end up creating another job for yourself.
Maybe the sweet spot is just having 8-10 boring clients and calling it done.
I bought a small utility trailer about two years ago when I was doing a big landscaping project in my backyard. I figured it was cheaper than paying for delivery every time I needed mulch or gravel. After the project was done the trailer just sat on the side of my house for months. I actually forgot about it until my neighbor asked to borrow it to move some old furniture. He offered me twenty bucks and a six pack of beer and thats when the light bulb finally went off in my head.
I decided to list it on one of those peer to peer rental sites specifically for trailers and equipment. I didnt think there would be much demand because its just a basic 5x8 open trailer with no fancy features. To my suprise I got a booking within the first forty eight hours. A guy needed to haul some lumber from the hardware store and didnt have a truck. It was so easy to just meet him in the driveway and hook it up to his suv.
Now I have it listed pretty much all the time. It brings in about two hundred dollars a month on average which is crazy for something that just sits there. Most people rent it for a single day to move large items like couches or appliances that dont fit in their cars. I have a simple lock system so I can even do contactless pickups when I am at work. I just give them the code to the hitch lock and they take it and bring it back when they are done.
There was one time where a guy brought it back covered in mud from a construction site but he was super cool about it. He actually spent an hour washing it in my driveway before he left because he didnt want to leave a mess. I have had to replace the tires once and grease the bearings but that only took me an afternoon and cost maybe sixty bucks. Other than that every thing has been pure profit since the trailer paid for itself in the first four months of renting.
If you have some extra space on your property for a trailer or even just a shed you should definitely look into this. People are always looking for ways to move stuff without having to go to a big rental chain and deal with all the paperwork and hidden fees. It is probably the easiest way I have found to make some extra cash without actually having to do any real work myself.
I am just wondering in a world of AI, what are the easiest and craziest ways people are making money nowadays that you never thought would make money ?
I want to make more money and make a good source of side income which can help me grow in knowledge as well.
I'm 71, originally from Switzerland, and now living in Spain.
Instead of deciding that I'm too old for all this online stuff, I've decided to find out for myself whether it's actually possible to build an online income from scratch today.
So I'm learning AI tools, experimenting with social media, trying things that work – and quite a few that don't. 😄
No Lamborghini. No “make $10,000 in 30 days”. No guru story.
Just an old beginner figuring it out as I go.
I'm curious: If you had to start from zero today, what would you focus on first to build a realistic online income?
And especially: what would you not waste your time on?
If you need any work done hmu
Hi all. I'm new with almost no karma, but this is a real question, not karma farming.
I've already spent about a year trying the usual content routes — blogging, YouTube, pretty much everything — and honestly earned zero from it. That year felt precious and I'm not sure where it went wrong, so now I want to learn from people who've actually succeeded.
Especially anyone who managed to build passive or side income that grew into real money — even more than their regular job. I'd really value your honest tips.
Hoping to learn:
Comments welcome — I'd like to keep it open so others learning the same thing can benefit too. Thanks to anyone kind enough to share.
Thinking about building a business, then hiring someone to run it day-to-day and giving them a % of profits instead of just salary, so they actually care.
Anyone done this? Does it actually work or is there a catch? And how big should the business be before it's even worth it?
Curious to hear real experiences 👀
I feel like most things marketed as passive income are actually just businesses that require a different kind of work.
So I’m curious about people who are actually doing it:
What income stream became genuinely low-maintenance after the initial work, and how long did it take to get there?
Could be affiliate sites, digital products, SaaS, investments, content, rentals, or something completely different.
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I don't want to lie but that's me...I wish I could...
But the truth is, I have wasted my time for years...used to make reels on SM and eventually, i had to delete that due to the reason, that my parents got me married early... I'm now focusing on my career to get a job..
I have like, 20 hours a day, willing to sincerely invest my time and get a good stable job...
My only problem is my age and no experience...Can i sincerely get any advice to get my life back on track...
P.s : I have a Btech degree in Electrical but I am not at all interested in that.....
I'm willing to learn anything and everything....I want to give my 6 -12 months and get a stable job..
I have a laptop and good Wifi and 20 hours a day (I am willing to cut my sleep hours for this too)...
Please suggest me anything useful..I am tired of searching for answers on YouTube...
Everyone here knows the royalty pitch. Springsteen sold his catalog for ~$500M, roughly 33x annual earnings. Goldman projects music revenue nearly doubling by 2035. People stream in recessions. Uncorrelated, durable, boring in the best way.
So why can't you actually buy any?
I went down this rabbit hole hard, and here's what the market actually looks like:
The good catalogs go to funds. Hipgnosis-style vehicles buy at 10-15x annual earnings with institutional checks. You're not in that room.
The retail platforms list scraps. The songs that make it to retail are a handful of famous tracks priced so the yield is already squeezed out before you show up.
The real supply is locked out entirely. There are tens of thousands of independent artists earning $100K-500K/yr in royalties with NO buyer at any price. Diligence and legal cost the same on a $200K catalog as a $2M one, so no fund touches the small end. When those artists do sell, they get 4.7-6.5x annual earnings against published guidance of 10-15x.
That last bullet is the actual story. The supply that would give normal investors real yield at a sane price isn't scarce. It's locked behind transaction costs.
Full disclosure: I'm building in this space - a regulated marketplace where independent artists sell royalty shares directly to their fans (Reg CF, shares from $50, quarterly distributions, bankruptcy-remote SPV so you get paid even if the platform dies). So yes, I have a horse in this race. Not linking anything.
I'm posting because this sub evaluates yield-per-hassle better than anywhere on the internet, and I want the skeptical take:
If you could buy a slice of an independent artist's catalog at a fair multiple - verified royalty statements, regulated broker-dealer in the middle - what stops you? Yield too uncertain? Don't trust music as an asset? Only want artists you've heard of?
Roast away.
starting another portfolio single stocks mixed in JnJ , PG , KO , Pep , NEE , O … Dividend growers
Ok so I recently bought a guide on how to make a Youtube channel using AI.
It essentially states to pick a niche and create a video with a script, voice-over, thumbnail etc. all using AI tools.
It of course goes into a lot more detail than that, but that's the gist of it.
My question is, has anyone tried this and made any sort of decent money?
I can tell I've been coming across this sort of stuff all over youtube now.
On one hand it bothers me because it's so low effort. However if the channel were to state explicitly that it's AI then I can't say I'd really mind. The ones that pretend to be real are the most annoying ones. Like at some point we will not know what is AI and what isn't anymore.
So I would be candid about that part.
But even if I were able to make this work, I'm not sure I want to contribute to the AI takeover.
Just curious about general thoughts around this scheme?