r/smallbusinessfunding

Hi everybody,

Currently work in commercial lending on the risk side and deal with countless small businesses in need of funding/capital. I realized in a lot of cases, these businesses are being declined, receiving heavily capped offers (either shorter term or max funding amounts), and higher buy rates due to very controllable factors.

I know it's been a rough couple of months for a lot of businesses so I have a tool that I feel can help business owners understand what they can do in order to get the most and cheapest capital possible.

ready4fund is the site

Feel free to leave any specific questions about how to make your business look better in the eyes of lenders, I'd be more than happy to help :)

I’m a 22 year old stay at home mom trying to start a mobile beverage pop up shop (Dirty Soda Business) but I don’t know where to start with funding. I know you can’t start with $0, so I’m looking for a part time job to help get everything together. I only need around 10k total to get my trailer and licensing, i already have 98% of inventory needed. I’ve been declined for two different SBA loans ands multiple startup lenders. So what is my next step?