r/swipeyield

🚨 Surprise devaluation on HDFC SmartBuy!

HDFC has quietly reduced accelerated rewards on Gift Cards by as much as 80%.

⚠️ The monthly bonus reward cap is now only 3,000 RP for Infinia, DCB, and BizBlack cardholders.

Before purchasing vouchers this month, make sure to check the revised limits.

📄 T&C: https://offers.smartbuy.hdfc.bank.in/offer\_details/smartbuy/15282

Share this with fellow HDFC cardholders to help them avoid buying vouchers beyond the new reward caps.

I got the card literally 3 days ago and I was happy that I get 1 lounge access each quarter, and now they've gone around changing it to 2 per year 😠

I got the card delivered today. And I have made a purchase on Amazon for around ₹400, will I be eligible for the Visa gift card?

The Visa Vineposh page says reward unlocked, but also says welcome reward locked

🚨 Airtel Insider Offer

Get:

✅ 3 months of LinkedIn Premium

✅ 2 months of EazyDiner Prime.

Just open the Airtel Thanks app and check the home screen banner.

If it’s not visible there, head to Rewards → OTTs and claim it. 🎁

I am offering 2000 APAY gift card to somebody using my referral link and applying SCAPIA credit card.

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Conditions:

1. DM me before applying

2. Card should be applied, approved and process completed today (22 June)

3. Gift card will be given as soon as it reflects in my referrals as successful

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https://apply.scapia.cards/landing\_page?referral\_code=hwqxq0

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Card Features

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1. 500 Amazon Voucher - Visa Offer

2. 1000 Scapia Coins as Welcome

3. 1000 Flight Voucher from Scapia

4. Lifetime Free

5. Zero Forex Markup

6. Unlimited Domestic Lounge Access*

7. Earn 4% on Travel & 2% on Other Spends

8. Dual Network: Visa + RuPay both

If you use the Tata Neu app for your orders, keep an eye on the NeuCoins credited after each transaction.

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Lately, I’ve noticed multiple times where the credited NeuCoins were lower than what should’ve been awarded. At this point, customer due diligence feels more important than blindly trusting the system.

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The frustrating part is that every mismatch means chasing customer support again, which gets tedious after every order.