r/wealthforwomen

Who else has come into their wealth through an inheritance? How do you move from a state of shock to one of gratitude? How do you figure out what to do with this money, especially if you didn’t have it in excess growing up? I’m not going to cash everything out and roll around it or go on a mad spending spree, but I feel overwhelmed and a bit frozen trying to figure out how to manage inherited investment accounts etc.

not a big agency. just someone who works closely with small business owners on their ads and keeps seeing the same mistakes over and over.

thought i'd share what i've learned because most of the advice online is either WAY too vague, written for people with $10k/month budgets, or hidden behind a course.

The mistakes i see constantly

- Sending traffic to a bad website, this is the big one. You can have a perfect ad and lose the sale the second they land on a slow, confusing or off-brand page. the ad gets the click. the site closes the deal. if your site isn't doing its job, no amount of ad spend fixes that.

- targeting too broadly. "women 18-65 in australia interested in health" is not a target audience. the more specific you are about who you're talking to, the cheaper your clicks get and the better they convert. I had a client the other week tell me that 'everyone' is their target audience for their hydration drink product.

- giving up too early. meta needs data to work. most people turn off an ad after three days because it "isn't working." you haven't given the algorithm enough to learn from yet. give it at least 7 days and 50 results before you judge it.

- testing the wrong things. changing your budget and your creative and your audience all at once means you have no idea what moved the needle. test one thing at a time.

- not having a clear offer. "book now" is not an offer. "get your first class free" is an offer. "free skin consultation this week" is an offer. people need a reason to act right now, not just a button to press.

What actually works for small businesses

- start with retargeting before u do cold traffic. people who already visited your site or engaged with your instagram are ten times more likely to convert. run a retargeting campaign first, get some wins, then scale to cold audiences.

- use video if you can. even a simple phone video of you talking about what you do outperforms a polished graphic most of the time. people buy from people.

- match the ad to the landing page. if your ad says "free pilates class" the page they land on should say the same. sounds obvious. most people don't do it.

- let the algorithm do its job. broad targeting with a strong creative often outperforms heavily restricted audiences now. meta is good at finding buyers if you give it a clear signal of what a conversion looks like.

Meta ads work really well for local service businesses when the fundamentals are right. bad creative, a weak offer or a poor landing page will drain your budget fast. but when those three things are solid, it's one of the most cost-effective ways to get in front of new clients.

happy to answer questions if anyone is running ads and stuck on something specific. not here to sell anything, just happy to help where i can.

I have experienced firsthand how confusing and inconsistent insurance communication can be. Dealing with insurance jargon and unclear instructions delayed necessary care for me, creating unnecessary stress and uncertainty. No one should have to fight just to understand their own coverage. Insurance is one of the most complex systems people must navigate — yet insurers routinely rely on jargon, verbal-only instructions, and inaccessible communication. This creates barriers for teens, young adults, seniors, disabled individuals, and anyone unfamiliar with insurance terminology.

Insurance literacy is a public health issue. When people can't fully understand their insurance policies, they're at risk of not getting the healthcare they need. Misinterpretations can lead to delayed treatments, out-of-pocket expenses, or completely forgoing care due to perceived high costs. This confusion and potential misinformation affect public health directly, causing both physical and financial harm to individuals and their families.

Statistics reveal that a significant portion of the population struggles with insurance literacy. A study from the American Institutes for Research indicates that only 14% of Americans have a proficient understanding of their healthcare coverage. This lack of clarity disproportionately affects marginalized communities, including non-native English speakers and individuals with disabilities. The complexity of insurance language leaves many people vulnerable and without access to necessary care.

To combat this, I propose a mandate that all insurance documentation and communications be offered in plain language, free of jargon, accessible electronically and in paper formats. Additionally, there should be resources dedicated to ensuring these are comprehensible by all, regardless of age or ability. This includes workshops or partner programs with community organizations to improve insurance literacy and comprehensive toolkits that demystify complex terms and processes.

Ensuring comprehensive and clear communication is not just an improvement; it's a necessity for equitable health access. By simplifying the language and improving accessibility of insurance information, we can dramatically reduce the confusion and stress that many people endure. We urge lawmakers, insurers, and healthcare providers to consider these steps to promote fair access and understanding for everyone.

Sign this petition to demand necessary changes toward clearer communication within the insurance sector, reducing healthcare access disparities and improving overall wellbeing for all.

I'm collecting feedback from investors interested in entering venture capital as LPs and from existing LPs.

1. What do you wish you had when you began investing in funds?

2. What do you wish you could now have as you prepare to invest in VC?

Some topics to consider are things like:

1. Personalized VC education (creating a thesis, diligence, pacing)

2. How to reconcile with investing within imperfect systems

3. Understanding your positioning within power systems

4. Becoming a conscious and intentional steward of capital

5. How your portfolio can represent an extension of self

6. Someone you trust to support you as you progress through your journey

Thank you!

How long into the relationship or dating do you tell them? I’m 27F network $380k. I get nervous of the dynamic shifting or guys feeling emasculated or insecure. Dating is already hard. I also heard advice from Kevin O’Leary and how his mom kept her investments a secret from her husbands and it worked in the long run.

Wealthy Woman of reddit, I'm asking for assistance I'm finding where I can find donors for my college fund. Either to my GoFundMe or directly to my college financial aid. Any tips appreciated!

(By the way I have been applying for scholarships)

Below are some of my ways I save money and I’m curious to hear yours too!
- no car payments (2007 car)
- fasting (saves calories and pennies)
- not buying new clothes for every event/ vacation
- living with parents/ rent free
- saving receipts for tax purposes
- no drinking often
- no designer stuff unless gifted/ second hand
- wearing shoes until they have holes

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I'm interested in the subtle things—not private jets or mansions, but the advantages, opportunities, and conveniences that come with wealth that most people may never think about.

27F, I’m currently at a net worth of around 380k. I don’t have “status” in the typical sense of luxury new car, prestigious job title, designer bags/ shoes etc. I didn’t chase that either. I started investing on my 18th bday and I decided to build wealth instead. For the last bit, I started feeling like other people’s respect is based on what they see. I notice how much more people perk to speak to someone with a job that’s “higher” on the social ladder. When I say x,y,z I notice an almost like oh it’s okay and move on to talk to someone else. I just think as you get older, social groups and status matter. I never cared and I still kinda don’t but in a way I feel like it leads to less opportunities. It feels fine because yes I know I am in a certain spot in my life but no one knows besides my immediate family. I don’t know why I feel bad about it. It just feels a bit mean. Maybe I still feel behind. Whats your opinion on this?

I am mid-50s with two young daughters. I invested in funds for about 21 years and did not feel like I saw even 5% gains meaningful gains but I did not know how to track it other than amount in and amount out (at least the last 15 yrs were Vanguard S&P 500 fund). Now due to my age, I do not want to invest in the stock market. I am very risk-adverse. I might need the money at any time but that is true for probably any single parent. I have my emergency fund and savings earning about 4.5% through a high yield savings account. This money was earmarked to buy a better home in all cash. I began working for myself a few years ago and do not feel it is entirely predictable yet so I do not want a mortgage or car loan or any debt. Should I look into bonds or CDs? Thank you!

My daughter is 13. We grew up in working class families, my husband’s had even less. We are better off now and she is living a totally different life (not LV, yachts and gifted cars) - comfy with restrictions. I want her to be financially literate from a young age. What are the important pieces of financial knowledge you are passing down to your daughters? Philosophical and practical. Thanks 🤩

I have basically zero financial knowledge and am trying to learn everything from scratch. I was a stay-at-home mom for years and never had to manage budgeting, bills, insurance, savings, credit, or investing on my own. Now I need to understand all of it, and I'm feeling pretty overwhelmed with the math and calculations. What resources helped you learn when you were starting from absolute zero? I'd especially appreciate beginner-friendly YouTube channels, courses, books, apps, or anything that made personal finance easier to understand.